I'm trying to get some perspective on this so would appreciate your thoughts ....
My DH has largely not been employed for the last few years following losing his job at the same time as his father died. He has had a number of fresh starts which haven't worked out and has not had an easy time.
Discussing finances isn't something he is comfortable with so, after getting a vague response whenever I asked how he was financially I ended up leaving it to him to tell me. DH had an amount of cash reserves and was still contributing to the joint account.
It now transpires that he has a significant credit card debt. Talking about it DH had an expectation that I would pay this off (I received a legacy from a relative that would just about cover the debt).
I'm reluctant to do this. The same thing happened a few years ago and we put that amount onto our mortgage (DH had previously funded some improvements so we just 'refunded' an amount of this from the mortgage to cover the debt.)
I have offered to take out a joint 0% interest card and (I'm working so would have the credit rating to do this) transfer the debt onto this. I've also offered to cover the minimum payments while DH is job hunting but he doesn't want to do this. Instead his plan is to continue using the card and then pay it all off as soon as he gets a 'proper' job. I've been encouraging him to be flexible and look at any job to help the cash flow in the short term. He has now taken a Christmas casual job which is due to end shortly.
Sorry for a long post and all the background but I'm losing the plot here. Am I being an unsupportive cow not to just pay it off? My concern is that DH would just carry on using the card and things could escalate again.
TIA
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AIBU?
AIBU to not pay off DH's debt? (apols for long post)
211 replies
bookwormthatturned · 13/01/2016 00:53
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