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AIBU?

To ask how much money you have left...

175 replies

PaperdollCartoon · 09/01/2016 18:28

After paying for essentials each month? So after paying your rent/mortgage, food and bills, travel and if applicable childcare, what's left 'spare' for socialising, buying clothes, going out etc etc. And are you able to save much?

DP thinks we don't have much money left after bills, I think we have more than enough and I likely more than the average person. If it's not too completely rude to ask, would you mind sharing what you have spare? Thanks so much Smile

OP posts:
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PaperdollCartoon · 09/01/2016 18:28

And likely* not I likely.

OP posts:
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rageagainsttheBIL · 09/01/2016 18:34

I'm not sure tbh as our bills fluctuate a fair bit but we give ourselves £300 a month each after bills (except mobile) and any left over goes into savings and holiday fund.

We are both decent, above average yet not higher tax rate earners but have a fairly high mortgage (£1K per month)

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rageagainsttheBIL · 09/01/2016 18:36

Sorry meant to add so I imagine our disposable income is higher than most.... Although it's about to take a big hit as going on mat leave no 2 soon

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Squiff85 · 09/01/2016 18:38

After bills, food and petrol its around £700-£800

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PennyHasNoSurname · 09/01/2016 18:38

one of our wage goes on direct debits (mortgage, insurances, water, tv, gas leccy, road tax, chidlcare) and the other is left for food, transport (petrol for me and travel pass for dh), and nicities.

Both salaries are 1200pm each. We cannot get out of our overdraft which we went into when I was on my second mat leave. Fingers crossed we will be out of it mpre reliably within six months.

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Kim82 · 09/01/2016 18:40

If there are 4 Fridays in a month we have around £450 left over, if there are 5 then we have around £750 ish.

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WipsGlitter · 09/01/2016 18:41

About £2000

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smellsofelderberries · 09/01/2016 18:51

Between £1.5k and £2k a month. We could save £2.5k a month if we really tried but we enjoy daily coffee(s) at work each, eating out a few times a week and don't really skimp on groceries Blush on average that's about 1/3 of our combined salary that's saved after everything (including pensions and overpaying the mortgage), which I don't think is a bad effort really.

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JaceLancs · 09/01/2016 18:53

Currently less than £200, most of which I spend on clothes, haircuts, presents for others, the odd coffee here and there
I try and save £50 a month if I can

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DragonMamma · 09/01/2016 18:53

Somewhere around £1000 a month on average. It depends on how much overtime DH does the previous month.

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wanderingwondering · 09/01/2016 18:54

Between £1000 and £2000 a month

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SoWhite · 09/01/2016 18:56

Me personally, about £1000. Not sure about DH's cash. We keep our own money daily separate these days.

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ilovemydoggy · 09/01/2016 18:58

Between £400 to £700 depending on overtime and bonus paid and we try and save around £200 a month.

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witsender · 09/01/2016 18:59

At the moment about 1000 after all standing orders (1200 odd) and food/fuel of around 500. We save most of it for different things, the rest goes on the usual kid/house/car related things. Dh is leavibg his job soon to set up on his own so pretty soon this figure will prob be £0 for a while!

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Allyearcheer · 09/01/2016 19:01

MINUS about £400 a month if we are careful. We are a bit fucked since dh lost his job last May.

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ChristmasEvePJs · 09/01/2016 19:01

Around £1500-£1800 a month but savings come from that.

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DeAtHnOtE · 09/01/2016 19:02

About £50. But it's not so bad. Can't miss what you never had and we're happy and healthy and working towards better jobs so I shan't complain.

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wonderingsoul · 09/01/2016 19:03

About 40 at a push.

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Supermanspants · 09/01/2016 19:03

About 2000 but savings come from that

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AyeAmarok · 09/01/2016 19:04

I think if you want to ask that question, it would be fair and polite for you to say what you have left too...!

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MaidOfStars · 09/01/2016 19:04

Me: approx. £1700. Husband: probably about the same.

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Greengardenpixie · 09/01/2016 19:04

Well it is a bit rude to ask since you havent shared how much you have left over!

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SquadGoals · 09/01/2016 19:05

Between DH and I, 3-3.5k per month.

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hollinhurst84 · 09/01/2016 19:06

After food, petrol etc and paying for my gym classes. Nothing! If I don't do the classes I have maybe £30

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Pumpkinpositive · 09/01/2016 19:07

I think if you want to ask that question, it would be fair and polite for you to say what you have left too...!

I was thinking that myself.

About 10p in my case. I'm a spendthrift. Blush

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