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To ask how much money you have left...

(176 Posts)
PaperdollCartoon Sat 09-Jan-16 18:28:11

After paying for essentials each month? So after paying your rent/mortgage, food and bills, travel and if applicable childcare, what's left 'spare' for socialising, buying clothes, going out etc etc. And are you able to save much?

DP thinks we don't have much money left after bills, I think we have more than enough and I likely more than the average person. If it's not too completely rude to ask, would you mind sharing what you have spare? Thanks so much smile

PaperdollCartoon Sat 09-Jan-16 18:28:42

And likely* not I likely.

rageagainsttheBIL Sat 09-Jan-16 18:34:00

I'm not sure tbh as our bills fluctuate a fair bit but we give ourselves £300 a month each after bills (except mobile) and any left over goes into savings and holiday fund.

We are both decent, above average yet not higher tax rate earners but have a fairly high mortgage (£1K per month)

rageagainsttheBIL Sat 09-Jan-16 18:36:02

Sorry meant to add so I imagine our disposable income is higher than most.... Although it's about to take a big hit as going on mat leave no 2 soon

Squiff85 Sat 09-Jan-16 18:38:36

After bills, food and petrol its around £700-£800

PennyHasNoSurname Sat 09-Jan-16 18:38:37

one of our wage goes on direct debits (mortgage, insurances, water, tv, gas leccy, road tax, chidlcare) and the other is left for food, transport (petrol for me and travel pass for dh), and nicities.

Both salaries are 1200pm each. We cannot get out of our overdraft which we went into when I was on my second mat leave. Fingers crossed we will be out of it mpre reliably within six months.

Kim82 Sat 09-Jan-16 18:40:51

If there are 4 Fridays in a month we have around £450 left over, if there are 5 then we have around £750 ish.

WipsGlitter Sat 09-Jan-16 18:41:06

About £2000

smellsofelderberries Sat 09-Jan-16 18:51:28

Between £1.5k and £2k a month. We could save £2.5k a month if we really tried but we enjoy daily coffee(s) at work each, eating out a few times a week and don't really skimp on groceries blush on average that's about 1/3 of our combined salary that's saved after everything (including pensions and overpaying the mortgage), which I don't think is a bad effort really.

JaceLancs Sat 09-Jan-16 18:53:06

Currently less than £200, most of which I spend on clothes, haircuts, presents for others, the odd coffee here and there
I try and save £50 a month if I can

DragonMamma Sat 09-Jan-16 18:53:11

Somewhere around £1000 a month on average. It depends on how much overtime DH does the previous month.

wanderingwondering Sat 09-Jan-16 18:54:47

Between £1000 and £2000 a month

SoWhite Sat 09-Jan-16 18:56:06

Me personally, about £1000. Not sure about DH's cash. We keep our own money daily separate these days.

ilovemydoggy Sat 09-Jan-16 18:58:52

Between £400 to £700 depending on overtime and bonus paid and we try and save around £200 a month.

witsender Sat 09-Jan-16 18:59:21

At the moment about 1000 after all standing orders (1200 odd) and food/fuel of around 500. We save most of it for different things, the rest goes on the usual kid/house/car related things. Dh is leavibg his job soon to set up on his own so pretty soon this figure will prob be £0 for a while!

Allyearcheer Sat 09-Jan-16 19:01:14

MINUS about £400 a month if we are careful. We are a bit fucked since dh lost his job last May.

ChristmasEvePJs Sat 09-Jan-16 19:01:27

Around £1500-£1800 a month but savings come from that.

DeAtHnOtE Sat 09-Jan-16 19:02:49

About £50. But it's not so bad. Can't miss what you never had and we're happy and healthy and working towards better jobs so I shan't complain.

wonderingsoul Sat 09-Jan-16 19:03:07

About 40 at a push.

Supermanspants Sat 09-Jan-16 19:03:46

About 2000 but savings come from that

AyeAmarok Sat 09-Jan-16 19:04:14

I think if you want to ask that question, it would be fair and polite for you to say what you have left too...!

MaidOfStars Sat 09-Jan-16 19:04:37

Me: approx. £1700. Husband: probably about the same.

Greengardenpixie Sat 09-Jan-16 19:04:43

Well it is a bit rude to ask since you havent shared how much you have left over!

SquadGoals Sat 09-Jan-16 19:05:12

Between DH and I, 3-3.5k per month.

hollinhurst84 Sat 09-Jan-16 19:06:38

After food, petrol etc and paying for my gym classes. Nothing! If I don't do the classes I have maybe £30

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