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AIBU to want a bit more money

(178 Posts)
elf0508 Tue 15-Dec-15 15:44:38

My mum has just got a cheque for a claim she put in a year ago. Anyway a grand of it will go to my brother, 400 to me because I owe her money for a ps4 I got through her catalogue last year. 200 will go into savings, and 200 on my debts but I have 600 pound worth of debt so I'm thinking of just using it all on my debts.
AIBU to want a bit more money?

Palomb Tue 15-Dec-15 15:46:15

Yanbu to want more money. We all want more money.

Yabu to expect your mum to give it to you.

Get a job maybe?

elf0508 Tue 15-Dec-15 15:47:17

I have a job thanks but it's only part time

QforCucumber Tue 15-Dec-15 15:47:23

Yes yabu to expect anything never mind nit being grateful for what you're getting. It's not your mum or your brothers faults that you have debts.

ruby1234 Tue 15-Dec-15 15:47:36

Yes you are BU to want more.

Sort your own money out - if you have none don't buy stuff like PS4's from catalogues!

HeadDreamer Tue 15-Dec-15 15:48:54

Your mum gave you money for the PS4 before. YABVU.

Everyone wants more money. You can't expect people to just give it to you.

elf0508 Tue 15-Dec-15 15:50:02

How did she give me money for the ps4 before? It was on her catalogue so on finance. Now it needs paid back.

BlueJug Tue 15-Dec-15 15:50:30

Pay debts before savings.

GinIsTheBestChristmasSpirit Tue 15-Dec-15 15:50:58

Yanbu to want more money, we could all use more money.

Yabu to still owe your mum £600 for a luxury item bought a year ago. If it was just a ps4 and cost £600 you got screwed.

elf0508 Tue 15-Dec-15 15:51:47

Ps4 was 400 but she is only giving me 400

Tummyclutter Tue 15-Dec-15 15:52:49

YANBU, but seeing as your mum is obviously very tight with her money, I don't think you will get any more out of her. You need a Plan B.
Personally, if it were me I wouldn't bother savings or debt, and would put it all on Laugh Aloud in the 4.10 at Kempton, as my mates brothers cousin knows the SIL of the jockey that is riding it!

Arfarfanarf Tue 15-Dec-15 15:53:27

Your mother is clearly a very generous person. Don't you think?

She is giving you money.

She doesn't have to do that.

And you are complaining that what she is giving you is not enough?

I think you are unreasonable, yes.

Be happy your mother is giving you £400 in cash and relieving you of your obligation to pay her catalogue bill for the ps4 she bought for you. The interest charges on catalogues are astronomical so it cost her far much more than a ps4 would cost if you'd bought it outright in a shop.

StillStayingClassySanDiego Tue 15-Dec-15 15:54:37

You've got £400, enjoy it and spend it on something nice or pay off some of your debt.

MojitoMollie Tue 15-Dec-15 15:59:35

why she giving your DBro more than you?

Arfarfanarf Tue 15-Dec-15 16:04:10

she isn't.

She's giving him cash and she's giving the op cash less the money the op owes her on the catalogue for the ps4 (and astronomical catalogue interest!).

Unless the op comes back and drip feeds that the brother owes thousands on the mum's catalogue which the mum is not going to make him pay back, then they are getting the same amount of money allocated to them.

Perhaps the mother wants to use her money to reduce her bills. Paying off your catalogue and saving a shitload of interest is sensible.

If the op got the ps4 a year ago, then the interest accumulated on it will already be massive. No wonder the mother wants it gone.

DeoGratias Tue 15-Dec-15 16:12:44

Why would anyone buy a PS4 on finance when you can get books from the library for no cost?

Why work part time if you want more money> I work 6 or 7 days most weeks full time and not surprisingly I can afford a PS4 if I wanted one and I wouldn't need my mother to buy me anything.

MojitoMollie Tue 15-Dec-15 16:15:54

how in hells name do you still owe £600 on a PS4 from LAST YEAR????

so - she is paying off £600 on the PS4 and then handing you £400, and you have £600 of debt (not including the PS4)

Pay off £400 of the debt then

pottymummy Tue 15-Dec-15 16:18:54

Can we just clarify? your mum is giving your brother £1000, but she is giving you £800 is that right? But you will only physically get £400 because you owe her 400 for the PS4?

MaidOfStars Tue 15-Dec-15 16:20:44

£400 on a PS4, even accounting for high uncatalogue APR, wouldn't cost £600 after a year, would it? That's 50% APR.

witsender Tue 15-Dec-15 16:20:44

"TummyClutter*, how is the mum tight?! She doesn't have to give anyone any money!

Why people buy shit from catalogues I have no idea.

Seeyounearertime Tue 15-Dec-15 16:21:08

I don't think OP means she owes £600 on a ps4
I think it's £400 on Littlwoods for PS4 and then £600 on other debts.

I missed the bit where she said why it is she feels entitled to any of her ums money in the first place? I also mosed the bit where she accted whatever her Mum offered her with gratitude and grace?
I didn't miss the bit where she sounded like a petulent child and the bit where she sounded aggrieved that her brother, whos finances are unknown, is getting "a grand".

scarlets Tue 15-Dec-15 16:21:37

Pay off as much debt as poss, OP.

Your mum sounds lovely btw.

shoeaddict83 Tue 15-Dec-15 16:22:40

pottymummy thats what i was just trying to work out! So moaning that her mother isnt 'gifting' her another £200 basically?!!

Artandco Tue 15-Dec-15 16:22:42

You sound careless with money tbh. Why would you buy a ps4 on credit if you have loads in debt on top? If you are in debt you pay that, then get savings all before buying crap from a catalogue

If you paid £400 for just a console you have also been truly ripped off. I saw one early for £289, including two new games and accessories. You pay a good 25% on top of retail using those catalogues

memyselfandaye Tue 15-Dec-15 16:24:49

So many replies and nobody has said it yet, so I will. grin

Are you on fucking glue?

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