to be fucking beyond furious with my ten year old daughter

[ovaryhill]

Had a call from fraud prevention at my bank today
Daughter has been playing Movistar Planet and has taken my bank acard nd spent £266 over the past couple of months!!!
I'm so upset I could cry

[ImperialBlether]

Oh you poor thing. What a horrible thing for her to do and how stupid - did she think she wouldn't get found out?

[Gatehouse77]

Wow [shocked]

I wouldn't want to be in her shoes right now! I'm not surprised you're fuming, I would be too.

Try and take a deep breath before you start handing out punishments and make sure you don't end up punishing yourself. Personally, I'd make her work off the debt doing jobs around the house that you hate!

[ItsAllGoingToBeFine]

YANBU.

Make sure you password protect purchases on your devices from now on, and make sure she pays.you back.

[cuntycowfacemonkey]

Wow I'm not sure what I'd do but I'd be raging too! How is her behaviour generally?

[SurlyCue]

How did you not notice if its been over months?

Also at 10 you should have a password installed for purchases on whatever console she is using. My two have been drilled to ask me about every purchase, even the free ones so i can check for any "catches" or small print.

[LadyShirazz]

That is pretty resourceful for a ten year old, I have to say - once the rage has subsided, perhaps you can congratulate yourself for raising a child who sees ways around problems (albeit short term ones).

I hope you lied to the bank and said you had no idea who might have done that...?

[Scarydinosaurs]

How infuriating. At 10 you definitely understand. Where on earth did she get the idea to do it??

[harrasseddotcom]

YANBU but was your daughter aware exactly what she was doing and how much she spent? Dniece did this and spent £700ish over a period of a few months and I dont think she fully understand what exactly she did.

[Charis1]

personally I would cancel Christmas.

[SanityClause]

That is pretty resourceful for a ten year old, I have to say - once the rage has subsided, perhaps you can congratulate yourself for raising a child who sees ways around problems (albeit short term ones).

I hope you lied to the bank and said you had no idea who might have done that...?

[OneDay103]

Yanbu, how naughty of her! Very sneaky, how did she get away with it for so long though?

[SurlyCue]

That is pretty resourceful for a ten year old, I have to say - once the rage has subsided, perhaps you can congratulate yourself for raising a child who sees ways around problems (albeit short term ones)

Its pretty easy to spend lots on games. Basically a click.

[OneDay103]

Lady I'm assuming that was a poor attempt at a joke?

[ChickenTikkaMassala]

Was your card linked to her device?

[TendonQueen]

Argh. Whatever device she was on I would certainly remove for starters and be saying she won't get another like it for a long time. Is she sorry?

[RomComPhooey]

Make her repay it from her pocket money, in installments for the next 2 years if you have to. Also raid her birthday money etc if you have to, to make the point that she doesn't get to raid your bank account/money without consequences - she's basically spent it all running up a bill against your account.

[Discopanda]

The same thing happened to my aunt in law, her 11 yo DS did this, luckily the bank refunded her and she changed the settings so he couldn't make in-game purchases without a code.

It's not resourceful, it's naughty.

[ovaryhill]

She is currently in her room hysterical after a massive bollocking
I have packed up her collection of monster high dolls to sell because she still tried to lie and deny it
Her behaviour is generally good but this is completely unacceptable
She used my debit card each time, twenty to thirty pounds at a time
Bank have cancelled my cards and she is barred from the computer

[LadyShirazz]

Perhaps I'm showing my age, but that would never have occurred to me at age ten - for one we didn't have computers then, but we did have credit cards and I'd never even have contemplated the option of paying for anything with one of those (if I even knew of their existence in the first place).

Yes very wrong of though and no YANBU.

[LadyShirazz]

Or at least we didn't have computers in my house.

[WhoTheFuckIsSimon]

Are the bank making you pay or do they count it as unauthorised use?

[SurlyCue]

My sister perfected my mum's signature from she was around 9 years old and used to steal cheques from the back of her cheque book. Never actually used them because, well, the sweetie shop didnt take cheques for a quid but the intention was there.

[ovaryhill]

The bank can't do anything but I'm going to contact the company tomorrow though I realise any refund
Is at their discretion

[JugglingFromHereToThere]

IMHO ten is very young and in a sense I wouldn't put all the blame on her
I'd take her devices off her for sure
I'd talk about it and hopefully make her see it mustn't happen again
But I wouldn't expect her to pay it back - how can a ten year old really do that?

[Yellowpansies]

Are you sure she actually borrowed your card each time over though? It's possible the browser remembered your card details and she genuinely didn't realise that what she was doing was costing money.

I would contact the website and explain what's happened and see if they'll reimburse you. Does depend how long it's been going on for though - you should really check your account at least once a month.