I'm not talking credit cards here.
I think our home could use a new kitchen and bathroom. Our kitchen is scruffy and doesn't have nearly enough cupboard space. Our bathroom sink fell off almost two years ago.
Our household budget has several hundred pounds slack in it each month, but we spend it on clothes, meals out, booze, fags. We're not proud of this but it happens.
I think we could have both new bathroom and kitchen within the next year using a home improvement loan with monthly payments which would eat into our slack, so we'd just have to buy less crap.
DH thinks we should save for 3/4 years and get them then. He doesn't think the current scruffiness/insufficient storage space/no sink is a problem.
I don't think that having credit you can afford to pay monthly is a problem. DH wants no more credit.
AIBU?
Please or to access all these features
Please
or
to access all these features
AIBU?
To think that funding home improvements through loans is ok?
16 replies
PlateGirl · 28/08/2015 22:33
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