I am a young woman currently still living at home (aged 25) to save up in order to buy my own home. I have enough saved for around a 5% deposit on a modest 1 bed flat in the greater London area. I went to the bank for a mortgage meeting and the adviser asshole gave me the following advice;
'To buy alone you will need 15% deposit which from your saving rate will be another two years. Have you got any grandparents that are likely to pass away within that time? Are your parents able to give you the money?'
When I answered no to both of these outrageous questions, he proceeded to advise me to play the lottery!!!!!
AIBU or is this is the only advice for first time buyers? I was expecting a saving plan or tips on how to get a great credit rating, instead I got offensive and ridiculous 'advice'.
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AIBU?
Unacceptable 'advice' from the bank?
28 replies
vikihayden101 · 11/06/2015 15:12
OP posts:
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