I've done something utterly stupid and I'm in tears. Can't tell anyone and don't know what to do.
I applied for a payday loan online, didn't realise it was a broker and now my details have been shared with loads of other people. I am unsubscribing from emails as they come but I don't know what else to do. I haven't taken out a loan and I definitely won't now but terrified 100s of people have my bank details.
Can they charge me even if I don't take out a loan? They have my bank details and address. I'm shaking. Please help.
I don't know anything about it to give you an answer on whether they have your details but can you call your bank now and tell them your concern? They may be able to change your account number or block any activity for now?
The emails should stop. I know someone this happened to but was text messages and calls. Non stop for days. She was really worried. But it did stop, hopefully this will be the same as the emails- report them as spam and contact your bank perhaps. I'm not sure if my friend had taken out the loan or not, or if she contacted her bank though, sorry.
Are you sure the other organisations have got your bank details and not just your email address? Anyway unless you have consented to taking out a loan with them (which you haven't), they can't do anything with your bank details. Don't forget that every cheque anyone writes has their bank account and sort code on it, so someone having your bank details doesn't mean they have access to your bank account.
I would suggest calling the Money Advice Service to put your mind at rest. They are a government body who advise on debt and other money issues.