Not a boast but we are lucky (due to MIL giving us her mortgage free house) to be rent and mortgage free. DH and I both work full time at below national average salary jobs but enough to get by and enough for the government to decide we don't need tax credits.
We worked it that he pays all the bills from his account and I pay childcare and the kids hobbies from mine, we each pay our own mobile bills and all is fair in love and finances
So why the hell do we struggle each month?
I've just bought a cash tin and an accounts book so I can track at least my income and outgoings for 3-6 months and have put my debit card in there with a lump sum of money to pay the weekly outlays of hobbies and dinner moneys and hope to keep track of it all.
But AIBU to think where the hell does the money go each month?!
DH thinks I'm being daft to keep track of it like this because he thinks it's just general bills that eat it up.
Anyone else having this ridiculous struggle? God knows how we'd cope with rent on top!! All this and the house is falling apart and every room needs refurbishing as well as both front and back gardens (which is why MIL gave it to us rent free!!) argh! I feel like screaming at the moment and need money saving tips too!!
Please or to access all these features
Please
or
to access all these features
AIBU?
To think we should be able to afford nice things?
58 replies
Souredstones · 23/09/2013 17:08
OP posts:
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