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to think you need a total household income of >£120k to be able to afford a nanny?

(78 Posts)
SESthebrave Sun 16-Jun-13 21:35:45

I'm back at work after DC2 and currently both DC are in nursery. This costs £1500 per month.

In September, DS starts school and we will need to arrange care before and after school 4 days per week. We also have DD (just turned 12mo) who will need care 4 days a week.

There is an after school club associated with the school but it closes at 6pm and I can't guarantee being back by then. There is no breakfast club.

A nanny seems a good solution and I have met one I like and I think would be great for us as a family. She charges £10ph net. I can understand why she charges this but by the time we've paid tax and NI and insurance and anything else, I don't see how we can afford it.
Our combined gross income is approx £110k each year. We do have a fairly hefty mortgage costing £1700 per month.

Am I just doing my sums wrong or do you need to be earning more?

needaholidaynow Mon 17-Jun-13 13:00:06

That is a real shame OP. how very very difficult it must be for you.

A lot of the sarcastic posts are not because of bitterness or jealousy about salaries, it is about the assumption that it is salary that matters, rather than what one spends it on.
Many people have nannies on far less than £120k per annum. If one wants a nanny, isn't the usual way of doing it to see how it can be afforded rather than saying its because their salary is £10k short? (which is what comes across as entitled moaning in the OP)
I earn less than £120k, as most people do, but I own my house outright so I imagine my disposable income is quite high, there are far too many variables to claim it's just about salary.
Anyway, it's all moot as the OP has received some very good advice about affordability.

TheDoctrineOfAllan Mon 17-Jun-13 15:05:54

WhereDo, the OP said "I don't see how we can afford it" - that does not seem like self-entitled moaning to me.

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