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Council tax benefit cuts - AIBU to be really worried?

(25 Posts)
PancakeFace Thu 04-Apr-13 08:14:16

DH earns £22k before tax, I am a SAHM as my wages wouldn't cover childcare. Our council tax has gone up by £1100 a year... We just don't have the money, we can't even afford to go on holiday... Getting really scared about how we are going to pay...

Footface Thu 04-Apr-13 08:16:04

Why has the amount gone up by so much. We're you getting help before?

PancakeFace Thu 04-Apr-13 08:16:34

I work a shift at the weekend for £20 but if I earn anymore our housing benefit will decrease and we would be in the same position.

BlackAffronted Thu 04-Apr-13 08:17:37

£22k seems too high to be getting council tax & housing benefit, why has it gone up so much?

ENormaSnob Thu 04-Apr-13 08:17:57

Why has it gone up by 1.1k?

lonahjomu Thu 04-Apr-13 08:20:57

Do you mean gone up to £1100 a year?

chanie44 Thu 04-Apr-13 08:33:07

It wouldn't surprise me. Sil has recently started work again and was told she would have to pay the full amount and she works part time in childcare so not exactly highly paid.

yellowhousewithareddoor Thu 04-Apr-13 08:38:09

I presume they are in London or somewhere expensive in order to get hb? I think we would have done had our situation been different.

TheDegglyDonkey Thu 04-Apr-13 08:39:16

Do you get tax credits?

emmaliz Thu 04-Apr-13 08:42:47

OP has the amount of help you get with your CT changed - I know people are having to pay more towards CT now?

SpottyTeacakes Thu 04-Apr-13 08:43:48

We earn more than that and get a big chunk of childcare paid for through tax credits, have you tried the benefits calculator? How many children do you have? I'd be surprised if you were worse off working part time, I never realised we would get most of the childcare covered.

PancakeFace Thu 04-Apr-13 08:50:11

Thanks everyone, yes I meant it has gone up to £1100 a year (actually just checked and it's it's £1200..)

I will try the benefits calculator, it's really confusing.

TheDegglyDonkey Thu 04-Apr-13 08:53:01

We earn less than that and aren't eligible for CTB, however we can claim tax credits.

CogitoErgoSometimes Thu 04-Apr-13 08:54:44 has a very good benefits calculator.

Footface Thu 04-Apr-13 08:55:10

Wasn't it capped at 2% increase though.

Whatever you do, don't get behind with council tax, they are the worsed to owe money too. Pay them before everything else, as they are ruthless

DreamingOfTheMaldives Thu 04-Apr-13 08:59:15

2% cap Footface? Ours has just gone up 2.5%. We are ready the dearest council tax in our area (and we are most definitely not an affluent area). Other local councils, some of which I would consider 'better' areas are quite a bit cheaper.

BlackAffronted Thu 04-Apr-13 09:06:00

I am shocked that you can get HB & CB when you earn £22k shock

Me too BlackAffronted. We weren't getting anything on combined income of just under 19k

JakeBullet Thu 04-Apr-13 09:11:14

Don't be too shocked Black, the OP may well live in London or the south east, they might privately rent and it's not likely that they get full HB either....just a contribution.

<waits for folk to turn up telling the OP she is entitled/a scrounger/should move somewhere cheaper>

SpottyTeacakes Thu 04-Apr-13 09:16:41

We live in the south east and I'm pretty sure we can get hb on 23000 a year when I've been calculating benefits. Some (most new) housing association houses here are easily £800 a month.

Thats a vey high rent sad ours is £345 a month

Footface Thu 04-Apr-13 09:30:43

That's a huge amount to go up, I honestly don't know how people are expected to find over £1000 extra a year.

Fingers crossed on hb,

BlackAffronted Thu 04-Apr-13 09:31:30

We get £2k a year more than the op and manage a mortgage & full council tax from that. Thats why I said I am shocked. I am not in London though.

CloudsAndTrees Thu 04-Apr-13 09:39:55

On 22k you really should be paying council tax. Council services are very important to people, and they have to be funded somehow. You already have the luxury of being a SAHM, it is not too much to ask that you contribute council tax.

SpottyTeacakes Thu 04-Apr-13 09:40:55

If I went back to work full time we still wouldn't even be able to afford a mortgage on a one bedroom flat round here, and I don't live in London.

Let us know how you get on with benefits calculator OP, it's all very confusing...

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