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To ask who will be better off on universal credits?

(31 Posts)
Dollyboo Thu 07-Feb-13 22:46:07

Just being nosey! Serious responses only please!

HorraceTheOtter Thu 07-Feb-13 22:55:46

Message withdrawn at poster's request.

LittleTyga Thu 07-Feb-13 23:00:10

Don't think even the Government Horrace as the social security spend is higher than ever!

Dollyboo Thu 07-Feb-13 23:00:12

Horace the otter, what's your circumstances if you don't me asking? I find the UC very confusing.

Dollyboo Thu 07-Feb-13 23:00:48

And the blasted calculator doesn't work for UC.

Tortoise Thu 07-Feb-13 23:02:04

I have no idea as I don't currently understand it all.
I'm a self employed lone parent doing 20 hrs a week. And earn very little at the moment!

Dollyboo Thu 07-Feb-13 23:03:20

So anyone that does understand it please shed light ......

LouMae Thu 07-Feb-13 23:03:23

I don't think it's designed to give people more money is it? I got the impression it was all about saving money.

Dollyboo Thu 07-Feb-13 23:04:54

So anyone that does understand it please shed light ......

Whoknowswhocares Thu 07-Feb-13 23:06:08

Nobody. I assume that's why they want to bring it in

TheSecondComing Thu 07-Feb-13 23:06:09

Message withdrawn at poster's request.

IneedAsockamnesty Thu 07-Feb-13 23:08:38

Very few people will be better off especially not if you already work.

What exactly do you need to know?

LittleTyga Thu 07-Feb-13 23:12:32

Dolly - as far as I understand I don't think the final figures have been revealed so nobody knows how much anyone will get.

All your benefits will be paid in one monthly amount - Rent, CT, CTC, CB all one lump sum. But I don't think the final details are available yet?

PomBearWithAnOFRS Thu 07-Feb-13 23:15:07

I have no idea, but I suspect the true answer to your question is "Nobody" sad

sashh Fri 08-Feb-13 04:55:17

Either the government or no one.

Isabeller Fri 08-Feb-13 05:10:20

I think universal credit is going to be an enormous disaster.

If it actually functions (which I have real doubts about) there's only one situation I can see might improve and that's people who are really struggling now and either claiming nothing or only a fraction of the benefits they are entitled to. I've met people who just couldn't cope with the system as it is now for quite a few reasons.

It's just possible having everything rolled into one will mean that some people in this position will get more help.

I'm not convinced that it will cost less than the current system because I think the direct and indirect impact is going to be appallingly expensive.

manicinsomniac Fri 08-Feb-13 07:41:52

I might be wrong about this as I don't fully understand it but I think people who aren't entitled to any benefits at all might be better off because there might be more money for other things that they are entitled to such as the NHS and schools.

madbutnotbad Fri 08-Feb-13 07:48:21

I actually visited my local CAB on Wednesday about UC and was told they had no idea what anyone would get as it was still being amended. I used the online calculator and it said my family would get 3 times what we get now so I'm guessing that its wrong!

TheSecondComing Fri 08-Feb-13 09:24:00

Message withdrawn at poster's request.

BeyondTheLimitsOfAcceptability Fri 08-Feb-13 10:01:34

So when are they letting us know how it works? Cause I'd like as much notice as possible if I'm gonna be down say £100 a month so I can magic some money out of thin air in the meantime to allow for it

ssd Fri 08-Feb-13 10:06:50

no one will be better off

especially those who now don't even bother to apply for tc as they need to jump through hoops to get it now, just because they earn min wage...yes I said earn!!

maybe it makes the women whose dh's earn above 60k and now dont get child benefit feel a bit better about things, as if they have to do with less (holidays and lattes) the the lowest paid can do with less as well (heating and food)

expatinscotland Fri 08-Feb-13 10:11:04

'I might be wrong about this as I don't fully understand it but I think people who aren't entitled to any benefits at all might be better off because there might be more money for other things that they are entitled to such as the NHS and schools.'

PMSL! Spews tea at screen. You mean the NHS and education system the Tories are dismantling to privatise?

ssd Fri 08-Feb-13 10:12:22


TheFallenNinja Fri 08-Feb-13 10:16:24

Xw and I did this with ours, she took great delight in dropping my surname from the kids when she split.

Wouldn't do it again.

JingleMum Fri 08-Feb-13 10:18:20

Certainly not me....

The whole system is a disaster waiting to happen. Apparantly self employed people need to submit accounts on a MONTHLY basis!! Anyone who is SE will know this is ridiculous, some months you need to pay out for stock etc.. They aren't taking into account your yearly profit/earnings. Some months I don't make NMW because of high expenses, but the following month i'll make a decent profit, so it evens out. Someone please tell me how the fuck they think this will work? You need to be earning NMW after expenses every month? If so, the majority of us self employed will be fucked.

They are twats, he's a dictator, get them out.

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