anyone else fed up being poor ?(78 Posts)
Can't believe we work full time ok minimum wage jobs well just over say 8-10 per hour but we just so skint. I'm on maternity leave , just had to walk the kids a mile and a half to school , which won't do them any harm as we walk home everyday but that's because I can't afford to put more petrol in the car , we have cut down on food shopping , can't go any lower , we cook fresh and but economy meat , make up big pasta dishes etc ! Now I'm about to cut the feet out my daughters baby grows cause I can't afford to buy more . But we are not on the lowest wages ? How to people do it ? I just don't understand y in 2013 we are living like this ?
I thought that too MerryCouthyMows, £10 per hour is more than £20,000 per year!
OP, my advice is to write a Statement of Affairs (SOA) detailing all your incomings and outgoings. People are often surprised where the money goes.
MoneySavingExpert is the place to go for budgeting help once you have your SOA
Poor you Boomerwang
Just not fair that so many people are suffering so much at the moment and yet those who caused a lot of this economic pain are still swanning around on their private jets...
Had the bailiffs round last night. Thank god I was out. I had no idea things were that bad.
What age are DD's Lonely? I may have some clothes I can send, don't mind paying postage...
I seen something on facebook the other day. If you have food in your fridge, clothes on your back and a rood over your head and a place to sleep you are richer than 75% of the world.
Not very useful I know but really made me think. I feel skint all the time, well I don't just feel it we are skint most of the time. I work hard to keep us solvent (not just going to work I mean a lot of effort goes into making the money last) and it is tiring, frustrating and tough.
It's a pain yes, but there are people far worse off than you. For example we can't even afford a car, let alone put petrol in one, but I like to think of it as being environmentally friendly! I work 2 days, Dh is self employed. You can get by, its a struggle but doable. It is shit OP, but I have learnt over the years if its something you can't control don't waste time being sad and resentful, it just makes you more miserable.
I'm also totally fed up of being poor. We couldn't cut back any more either.
The shitty thing is we were both in work and doing ok until this government came in making cuts and we both lost our jobs. Now DH works only PT (lucky to have a job at all) and I haven't been able to find another job - nothing. It's totally ridiculous - we both have postgraduate qualifications (not that it makes us entitled to a job but surely employable!) and we're living off the state
Sorry I'm ranting but I feel your pain and worry like mad that under this bunch of idiots in power it will only get worse
Gammon is good value - I boil it, serve about half on day one with mash and serve the rest as a pasta bake with peas or leeks and a bit of cheese sauce.
Its rubbish having to live like that though. Especially as the TV is full of people having fabulous holidays and doing up their houses ans adverts for the latest bit of kit.
In the long term is there anything you can do to improve your earning power? I appreciate its tough with children and already working long hours.
Seriously, look on entitledto.co.uk. If you are on a low wage, especially if you are working less than 16 hours, you will definitely get help, and it doesn't hurt to look at what you could claim even if you don't think you are eligable for anything.
I've just gone on income support and I can work up to 16 hours and still get some help (it reduces as I earn more, but I will still be better off)
Do look at housing benefit. Not sure if you would be entitled to any but there is no tax you will have to pay as such, you just would get a smaller proportion of your rent covered because of the extra bedroom. Most councils have an online calculator, which is fairly accurate.
You need to move to a smaller house that is within the LHA. That's the best advice I can give you if you are a bedroom 'over'. If you are Council or Housing Association then maybe Try a mutual exchange?
£8-10/hr ISN'T 'just over min wage'.
Sorry, but I find that erm, well, can't think of words to describe it, erm, insulting? Derogatory? To those that ARE actually earning NMW or just over - NMW is just £6.19/hr, my ex is a second chef and only gets £7.20/hr after 20 years in his trade.
So £8-10/hr really does NOT constitute 'just over min wage'.
I'll go and finish reading the OP now I'm finished being outraged at the statement that £8-10 is 'just over NMW'.
We are on JSA and are skint. I can't afford to put more than £10 in petrol. We eat economy meat, cheap meals like sausage chips beans, egg chips beans, fry up. Luxury meals for us are chicken dinners on a Sunday, spag Bol, beef stew and dumplings, chicken curry.
It's hard. But that's life
Looks like there is a lot of us struggling right now.
I am a full time carer to my disabled child and things a very tight right now. I have been looking into going back to work (not that I know how I'd manage with my care responsibilities) but the specialist childcare I will have to use is £18 an hour! Oh and WTC don't help towards specialist childcare (even when every single childcare establishment in the area has said they could not take him as his needs are too high) so I'd be paying it on my own.
I feel awful this week as I normally pass all outgrown children's clothes to my younger nephews but needed the money so took them to a clothing bank, it was only a few pounds but it feeds us for one more day and we are literally living day by day right now.
Anyone know of any jobs going paying at least £18 an hour after tax and don't mind me having to leave immediately at least 3 times a week to rush to school and deal with my son?
I feel for you.
My OH got made redundant last year and there's just nothing. I do a lot of Promo work and Modelling, Which is usually well paid but it's not consistent and can change from one week to the next - Payday weekend in january i made well over a full time wage, this week nothing. I'll be lucky to make £100 this week. Just hoping someone needs someone last minute.
I was looking at getting a job in a school after passing my TA course. I would be increasing my hours from 17 to 28. I'll be worse off by about £200pm (currently get a bit of HB and council tax benefit. Surely that can't be right
Seems like a lot of us are in the same boat. Unfortunately, I can't see it getting better any time soon. Sorry guys! x
even when you have a job its so easy for a spanner to be put in the works, i was so happy top get a full time job last july and now they have cut my hours down to 13 a week, this means i lose my working tax credits £200 a month, and though i will probably get most of my rent paid and my council tax, out of £320 a month wages i will still have to find £50 a month rent as i get the one bed allowance so i will have to live on £270 a month to pay everything, gas, electric, water rates, tv licence, food, i wish i hadnt taken this job as i cant leave wouldnt get any benefits, if i got the sack i wouldnt get any benefits, am now trying to get another part time job to fit in with this one, but still would be doing two jobs for nothing as i would lose the wages from second job on housing benefit, and i already walk 1 mile to work and back just to save on bus fares, finding myself buying smart price labels and living on sandwiches isnt much fun, cant buy clothes, treats anything but bare essentials luckily i am a chef so i can make food from scratch
It's terrible really. We struggled like this in the 80s growing up and it's awful that it's still happening now.
I'm studying at the moment, so I'm not too bad (got my loan and bursary) but before that I was struggling so much.
Sympathy for you OP and all who are struggling x
I must say I am happy for our health and shouldn't moan really , just not used to living on the breadline , wow peach that's brilliant
It's so tough, isn't it? But you never know what's around the corner, and it sounds like you've got a lovely family and a good relationship. A friend got some terrible news about a family member today, just after another family member died, and it puts money trouble into perspective, although I don't want to make light of the endless struggle to make ends meet for your family. Wishing you all the best, Lonelybunny.
Lonely Do you know I never thought once of Ebay local!? Found a cot and brand new pram both at 99p. Pramis in our postcode and offering free delivery within 10 miles of it so and cot is in my MIL's postcode so don't need to worry about transport if I win fingers crossed! Thanks so much for pointing it out
Thanks everyone , hope we all come out of this soon
Only advice I can give is buy food on promo in the supermarket. I used to meal plan but its no longer cheaper that way so I go in and buy all the promos, discounts and multi buys. It is amazingly saving me money.
Also go to your utility suppliers and try to get lower tariffs. I threatened to leave bt and go to the post office for phone and broadband as they were cheaper. Bt instantly lowered our tariff to below the cheapest deal with the post office. I hope things get better for everybody soon.
Holds hand up while bobbing in the water with one dogdy armband and a cricket bat to whack the sharks sigh this is the image i give to my life at the min
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