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How much does your car cost you per year (not including initial cost or petrol)?

(41 Posts)
Belladonna666 Sat 26-Jan-13 11:45:01

Can I ask how much your car costs your household per year (per car), not including the cost of the car itself (bought outright or rented) or petrol but costs like:

Mot, road tax, servicing, insurance, breakdown cover?

Thank you.

TheMightyLois Sat 26-Jan-13 11:47:40

About £800 I reckon, all included.

SantasHairyBollock Sat 26-Jan-13 11:49:36

Tax about 130
Insurance about 280
MOT/service about 200
random minor repairs about 200
Breakdown cover 70

eminemmerdale Sat 26-Jan-13 11:49:55

ABout £500 I guess <old but lovely Micra smile )

YorkshireDeb Sat 26-Jan-13 11:50:30

I assume this is to help you decide if you can afford a car? It varies hugely depending on the make & model you get. X

Nancy66 Sat 26-Jan-13 11:50:40

My car is 11 years old and usually needs some tweak or other at MOT or service. Plus I have on street parking in London which makes the insurance sky high. I also have to cough up for resident's parking.

so we're talking about £ 1700

ivykaty44 Sat 26-Jan-13 11:52:53

tax = £220
insurance = £350
MOT = £50
service = £150

LindyHemming Sat 26-Jan-13 11:54:02

Message withdrawn at poster's request.

LIZS Sat 26-Jan-13 11:55:42

Varies according to car . Tax is either £130 or £190, insurance c. £400 (parked off road), mot £50, servicing/repairs anything from £100-1000+

Lesbeadiva Sat 26-Jan-13 11:56:59

Service £200 (car is only 2 years old)
Insurance £319
Tax £120

ivykaty44 Sat 26-Jan-13 13:21:27

op you might want to look at this

it explains abut car grouping for insurance

NoCoolUsername Sat 26-Jan-13 13:41:27

Tax = £270
Insurance = £300
MOT= £50
Service = £250
Tires = £400
Breakdown = £150 (me & DH on 1 policy)

MisForMumNotMaid Sat 26-Jan-13 13:54:45

Tax £30, insurance £180, mot £50, service £150, tyres £60. Hyundai I10

It's under warranty and fairly new, just three years old, so no parts/ labour but depreciation is probably £1000/ yr

Vauxhall Zafira tax £170ish, mot £50 but it always costs £500 with bits, service £200but it always needs stuff as she's getting old so again £500, tyres £100, insurance £200.

Breakdown insurance is just under £30 for both.

KobayashiMaru Sat 26-Jan-13 14:01:37


WMittens Sat 26-Jan-13 14:56:07

Car 1:
Tax: £430ish
Insurance: £1500
Tyres: don't know yet, probably about £600
Servicing/consumables: don't know yet
Breakdown: £90ish

Car 2:
£700ish BIK tax

WMittens Sat 26-Jan-13 14:57:42

tyres £60

It fills me with fear that there are cars out there with such poor quality tyres.

(Unless you've adjusted it for annual mileage, in which case ignore this.)

MisForMumNotMaid Sat 26-Jan-13 15:49:20

Tyres £60 is per small car tyre and with very low mileage i have only changed one in four years, yes the others are all road worthy. So my £60 is £240 a set over four years IYSWIM.

Fakebook Sat 26-Jan-13 15:54:02

I am jealous of all of all your cheap insurances!

Insurance: £890

Car tax: ~£140

MOT: £50

Servicing (including tyres): ~£250

Breakdown cover: free (for now)

MisForMumNotMaid Sat 26-Jan-13 16:06:28

I'm boringly middle aged, low mileage, not a valuable/ desirable car, stored off road. That makes insurance cheaper!

craftynclothy Sat 26-Jan-13 16:10:14

MOT - free
Road Tax - £30
Service - £200-ish
Breakdown Cover - free
Insurance - £380-ish

That's a 2008 Ford Fusion (diesel)

teacherandguideleader Sat 26-Jan-13 16:16:52

Lease = approx £2K
Insurance = £180
Tax = £20
Service = £200

Sometimes I hate the thought of paying so much on the lease, but I do high mileage so it works out best for me. Also, I feel better about it when I hear friends having to pay out £500 on repairs every few months when something else has gone wrong - mine is under warranty.

WMittens Sat 26-Jan-13 16:51:47


"MOT - free"

How do you manage that?

ivykaty44 Sat 26-Jan-13 17:29:40

fakebook - what band car are you driving?

Fakebook Sat 26-Jan-13 18:48:54

Ivy, tax band F. It's actually £135 a year, but about £74 for 6 months.

lljkk Sat 26-Jan-13 19:09:55

(I have a background in cost benefit analysis so you will regret asking):

Depends which vehicle...

Big old diesel car: £600 to park on the drive ready to go or be rescued, 43p/mile to move from A to B.

Small newer petrol car: £210 to park on drive ready to go and get rescued away from home, 13p/mile in petrol and probably (not enough data yet) 25p/mile to move from A to B.

Park on drive costs = insurance + MOT + VED + emergency rescue.
Probably extra 20-40p/mile in depreciation on both vehicles.

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