Advanced search

to think this is none of her business and she shouldn't ask me questions?

(35 Posts)
ForgetMeNot85 Sun 13-Jan-13 22:03:32

I've been saving for a cosmetic procedure done for 4 years now and finally have enough. The money is in two separate accounts.

I went into the bank to withdraw a largish sum of money from one. When the woman asks me - "what will you be spending it on?"

It's quite a personal reason of what I am spending my own money on and it's really none of her business.

Or aibu and she was just making conversation?

exoticfruits Mon 14-Jan-13 05:21:54

You don't have to tell them the truth- just make something up.

HollyBerryBush Mon 14-Jan-13 04:47:19

Ah, they want to know if you are investing it somewhere else - then they can sell you their product.

thatisall Mon 14-Jan-13 02:44:06

Anyway if that's what you want to do with your £££ be proud of it!!!!

thatisall Mon 14-Jan-13 02:43:44

I think she has to ask you if you withdraw a large sum of money, the same if you deposit it. Something to do with money laundering ?

nokidshere Mon 14-Jan-13 00:02:10

When I withdrew a large sum of cash I( was also asked what it was for. Apparantly they have to ask - something to do with money laundering I think!

HoneyDragon Mon 14-Jan-13 00:00:18

Well you could've simply informed her you were reducing your assets grin

Gooeyhead Sun 13-Jan-13 23:56:11

It's called "up-selling"'. When I worked in a bank we had to "make conversation" all the time.. "Ooo what you spending that on" customer replies "a holiday" us "ooo that's lovely did you know we sold holiday insurance" blah blah blah!!!!! smile

DoJo Sun 13-Jan-13 22:35:52

It was probably the preamble to a sales pitch for a mortgage, insurance or similar - I had the same thing when withdrawing the money for our deposit which lead to 'did you consider us for your mortgage?' and I had the pleasure of saying that I had until their mortgage adviser failed to turn up for the appointment we had. I don't think it's unreasonable to just say 'something personal' and leave it at that, but most people withdrawing a large amount of money are probably only to happy to share the good news of what they're spending it on, so it's not really unreasonable to ask even if it is just a part of her job.

HappyNewHissy Sun 13-Jan-13 22:22:44


I had a friend who had that done a few years back, best thing she ever did!

All the best of luck to you! smile

Passmethecrisps Sun 13-Jan-13 22:22:16

My sister worked in a bank and had to ask this for cash withdrawals I've a certain amount. Daft really - I would imagine a money laundering operation are going to have a cover story

Ebayaholic Sun 13-Jan-13 22:21:02

It is the law to question unusual transactions and she could lose her job if she didn't do it.

SignoraStronza Sun 13-Jan-13 22:19:34

Could be wrong but am sure I remember reading that they have to enquire to comply with money laundering regs if large sums are involved - especially cash.

shesariver Sun 13-Jan-13 22:17:54

could be worse though OP, she could have guessed what you were spending it on..."Ooh, will you finally be getting a nip and a tuck with all that money, love?"


ForgetMeNot85 Sun 13-Jan-13 22:17:19

HappyNewHissy haha maybe ...

I'm getting a breast reduction/lift.

So if she said - wow don't you have huge knockers then she would definitely be being unreasonable haha.

vintageviolets Sun 13-Jan-13 22:15:49

I had this inbetween Xmas shopping, I told her the truth (going towards a deposit for a house)

Then OMG...............she didnt let up.

Who will the mortgage be with?
What rate is it?
Have a look at ours.
Let me make an appointment with our adviser.

Even her colleage looked embarresed.

Sharptic Sun 13-Jan-13 22:15:43

A few years ago when I worked in a bank, we would have to ask and note down on the customer's profile reasons for large withdrawals.

If it was cash it would have to be asked for money laundering regulations, if it was a cheque it was to find out whether the customer was investing elsewhere.

HoratiaWinwood Sun 13-Jan-13 22:15:31

She was making inane conversation.

"Durex, mostly."

ForgetMeNot85 Sun 13-Jan-13 22:14:37

Haha I should have said something cool but I just said it's going towards a car.

I have no problem with her making conversation, it's just even if it was money to buy a car it's none of her business.

borednotboring Sun 13-Jan-13 22:14:00

I just to work in a bank, often they are just wanting to find out if you are taking it to a competitor bank and want to see if there is something they can do to keep the money

HappyNewHissy Sun 13-Jan-13 22:12:12

... could be worse though OP, she could have guessed what you were spending it on...

"Ooh, will you finally be getting a nip and a tuck with all that money, love?"



WorraLiberty Sun 13-Jan-13 22:11:00

Answer: A hitman....

grin grin

Bluestocking Sun 13-Jan-13 22:10:34

Oops, X-post! Glad it's not just me ...

DeepRedBetty Sun 13-Jan-13 22:10:11

She was just making conversation. If they didn't make conversation one of us would be on AIBU moaning about how the staff at the bank might as well be machines, never say hi etc etc, might as well bank with an automatic service, whatever happened to personal relationships, blah blah grin

Bluestocking Sun 13-Jan-13 22:10:02

I find that very bizarre. I would have thought it would be policy not to ask customers personal questions about their plans for their money. I would have been tempted to say I was organising a gangland execution and the hitman would only take cash, or something equally deranged.

BonkeyMollocks Sun 13-Jan-13 22:09:43

grin Happy

<stores in mind for future use>

Join the discussion

Join the discussion

Registering is free, easy, and means you can join in the discussion, get discounts, win prizes and lots more.

Register now