I'm 25 and everyone at home I went to school with seems to be buying a house. Facebook is full of posts about it, along with pictures of their car in the drive and their children holding iPads. I'm from the midlands, near one of the poorer cities in the area, though many of these people grew up with nuclear families and in villages/on farms. Given that so many of them either don't work, or have normal (e.g. normal office, child minding, admin, shop etc) jobs, I just don't understand how they can afford the deposit, let alone the mortgage!
I went to uni and worked all through it, financing my post graduate training with a massive loan. Me and DS (6) live alone in London where I work in a pretty decent profession at very decent money (we're talking probably more than double what people at home earn). I was in care for many years and only left it at 16 so have therefore only started saving in the last couple of years since I started my current job - my savings are still very low. Even with decent pay, London just sucks money out of me. I only commute from zone 3 but it costs a fortune and obviously rent is high. DS goes to state school and I rarely go out as I work long hours either at the office or at home. When I do go out I spend as little as possible and i dont exactly go designer shopping for DS, whose tastes are still quite low on the spending scale (e.g. we're in a lego phase).
How do these people afford deposits for their houses? Am I missing out on some sort of massive inheritance that everyone else gets? Or am I just absolutely crap with money? I never thought I was til recently...
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To feel a bit jealous and like my achievements will never bring any reward
35 replies
slappywappydoodah · 09/01/2013 17:04
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