Bless my Nan, she just came round and told me that she is going to pre-pay £2100 each for her and my grandads' funerals so when they die we only have to make one phonecall.
I hate talking about this stuff so was a bit shocked at how morbid the whole conversation seemed, especially as they are only 76 and with reasonable health.
She said it was inflation proof and whenever she died the funeral would be at todays prices etc, it would be less for us to worry about, it is protected in case the company go bust- she's done a lot of work but I also consider her to be quite gullible bless her- often she signs up to things for a free pen or a toaster (Sunlife for example) Someone is making a profit from elderly people this way, is it really what they say it is?
They have £20,000 savings and I don't want them to part with a quarter of it now so that they may end up having to be more careful with money in a few years time, I would rather they used the cash to be comfortable in their lives. To be crass, the funeral could be billed to the estate and the funeral costs be paid after probate. Is that sensible or should I let her go ahead and do this?
I would be really grateful for any advice, she is worried they will end up in a home leaving no inheritance and no funeral money (house is worth 100k). I just want them to be comfortable and not worry about this now, I keep telling them we don't want any inheritance but she thinks this is a good option.
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AIBU?
AIBU to not want my nan to pre-pay her funeral?
79 replies
IWishIWasSheRa · 12/10/2012 12:06
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