I'm a regular poster but got bored of my last SN plus it made it a little bit too easy for people I know IRL to work out it was me...
DP has a car. A very nice, two year old car. He bought it nearly new when we'd only been together around 6 months. I actively encouraged the purchase and, in fact, had a car of my own on finance at the time.
We then moved in together, and discovered that between us we were spending £800 per month on car finance. Obviously this was ridiculous and, having a hire purchase loan on my car, I planned to give it back to the finance company at the halfway point.
In the meantime, my job became a part time role with a quite noticeable drop in pay (went from earning £1100 a month after tax to £800), when I was able to voluntarily terminate my finance agreement it didn't really have the desired effect of leaving us any better off, as my pay drop meant the lack of finance just meant our finances remained about the same.
We're now three months from the arrival of DC1 touch wood and I've just worked out we spend almost £5000 per year on DPs car and that's just for finance and the service plan he pays monthly, not including road tax/diesel/insurance etc. I've halfheartedly floated the idea of him downgrading his car and he halfheartedly agrees to but then never speaks of it again until I bring it up again. I already feel bad enough that he earns substantially more than me (although our finances are 100% joint), but I just feelt like £5000 a year could make a huge difference to our lives.
Should I push it and risk him being potentially heartbroken at the loss of his baby? Or should I suck it up and continue forking over the money to the finance company every month for the sake of having a car that is under warranty and very reliable?
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AIBU?
WIBU to sell DP's car
7 replies
DesperatelySeekingPomBears · 18/10/2011 16:08
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