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to wonder what would happen if my 9 yo applied for a credit card.

(9 Posts)
spiderpig8 Mon 08-Aug-11 19:38:31

For some reason she has been sent a few CC aplication form recently.
What would happen if she applied for one? She wouldn't be liable for any debts she incurred would she?[

BoysAreLikeDogs Mon 08-Aug-11 19:40:14

does her name re-arrange to Santos L Halper?

grin

AuntiePickleBottom Mon 08-Aug-11 19:41:01

hopefully they will just see her DOB and it will be rejected

spiderpig8 Mon 08-Aug-11 19:49:09

What happens if she put a fake DOB?

TheMagnificentBathykolpian Mon 08-Aug-11 19:54:31

Well, no. But you might be. Since they'd probably accuse you of applying in her name! and asking you how she managed to apply, get one and buy things on it without you noticing!

So I think you're safe grin

And if you were thinking of anything, erm, creative - it's not worth it grin

TheMagnificentBathykolpian Mon 08-Aug-11 19:56:31

You think a nine year old would think to put a fake dob on a credit card application?

You know they do credit checks, so it would show up at that point, don't you?

And what would she buy?

If 'she' bought stuff and when you got the bill, you said oops, was my nine year old - they'd be looking into it all very carefully. What was bought, when, where, who was with her...

Would be a police job.

holyShmoley Mon 08-Aug-11 19:59:25

i think i'd get her to apply, taking into account all the info you've got here!

PonceyMcPonce Mon 08-Aug-11 20:01:50

It would be interesting to apply with actual dob.
I reckon some 9yo could be creative based on fb usage

AuntiePickleBottom Mon 08-Aug-11 20:04:15

would any cashier take a credit card from a 9 ear old shopper.....unless she goes online shopping

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