I am trying not to get my head in a spin, but I am totally confussed about life/CI/income insurances..... see I told you it was a dull thread!
DH is self employed and so has income protection in case of any illness making him unable to work - to me this is vital and more inportant than a CI policy.
We both have a large life insurance policy.
I have inservice death policy thing and 6 month full pay sickness than 1/2 pay for a year.
We also have a cancer policy which pays out 50k if us or the children get cancer - early stage included.
But should I also get CI just for me?? DH is sorted with income protection but I worry I need something. DH thinks we are really tight on funds (we are) and we have enough cover. AIBU to think that actually I dont? If I had a serious injury that meant I could no longer work I would only to ok financially for a year. If I got cancer, the policy would mean we could pay the mortage for a year - then what?
AIBU to get more insurance and if not, what would you go for CI or income protection??
Sorry, dull topic!
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Warning: Depressing grown up boring thread!
9 replies
tryingtobemarypoppins2 · 07/08/2011 22:03
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