ok.... Dh bought me an old (1920's) 3 diamond ring 5 years ago, the claws got a bit damaged so i took it in for a quote and basically it needs a new seating which will cost £315!! I don't think it cost much more than this, if that amount in the first place!
Anyway.... I checked my home insurance and i have personal belongings cover and accidental damage so i called to ask if it would be covered..... And they have said no! Apparently its classed as wear and tear....
I am sad that my beautiful ring won't be repaired (no way can we afford that) and annoyed that thw insurance doesn't cover it!
I know iabu but its upset me today (am also fed up as ar broke down twice on sunday, dd has chicken pox, we're skint, oh and i am so behind on my work and the pox isn't helping as i can't go in this week and dsd (16) is moving in in aug so i am losing my workspace too!)
Oh dear. Bad day! I'm afraid I would have been very surprised if the insurance did cover it, but I still feel for you and can quite understand why you feel so down. Hope something nice happens today to cheer you up a bit.
Sounds like you're having a rough time. Hope your DD is soon better and your car is fixed. And I know how draining it can be when money is so tight.
However I can't understand why you are astonished that the repairs to your ring aren't covered by your insurance.
Surely you wouldn't expect them to replace your matress if it became saggy through wear and tear? Of if the knobs on your cooker started coming loose after years of twiddling?
Hope things start looking up for you and that you manage to save up some money to get the ring repaired. Maybe ask for money for birthdays/christmas etc? In the meantime, see if any other jewellers will be able to do it cheaper?
Blimey, is that the general consensus on how much it costs or just one quote? I recently had my nan's eternity ring repaired, they had to replace a couple of the very small diamonds; specially source a sapphire of the same quality and colour and fix some of the settings. That cost me approx £150 and I thought that was quite expensive (not in the UK).
Try another jewellers. Get a few quotes. This seems an absoloutly outrageous amount. I just recently got the claws replaced on my engagement ring and it only cost 75. They can just replace the claws without having to do the whole setting.
Where are you? If you're anywhere near birmingham then try calling a few places in the jewellery quarter to see if they can do it. My ring was about half the price there as in any of the high street jewellers. In fact, wherever you are, did you go to one of the 'big names' or a little local jeweller? I bet the smaller places would be cheaper.
I feel for you, I can't wear my grandmother's beautiful eternity ring because it needs reclawing and a stone replacing, and I can't afford to have it done. I was quoted £190 for reclawing and a replacement opal, that was about 5 years ago in York.
Hi, sorry to hear youre having such a shit time. Just a long shot, but do you live near any colleges that do offer jewellery design courses? might be worth trying to find a student or recent graduate, they may not charge as much as they could use photos for their portfolio.
I agree too about getting another quote. I inherited a beautiful ring from my grandmother, and quotes ranged from £120 to £500 for repairs. Both of these were from small independent jewellers, the cheaper one being the longest-established jeweller in our small town.