Ok, I know this is AIBU but please be kind!!
I am seriously shit with money. I have managed to rack up a debt of nearly £2k on my credit card and various other things. I don't seem to have any sense when it comes to spending my wages (although I always make sure there's enough to pay the bills/mortgage) and DP has gotten so fed up with me spending money and being in debt that he's threatened to leave as he can't be with someone he can't trust with money. While I think this is a bit extreme, I also think he has a point and have decided to do the following:
- Give DP all my credit/store/bank cards bar one for emergencies/fuel etc.
- Withdraw a set amount of money each Friday for the week
- Only have this money, and if any extras are required (presents, car tax etc.) then we'll either take it from our joint account or DP will give me some money towards it/them
I know this sounds like I'm giving DP all the power, but I do 100% trust him, and it will only be til I get the debts paid off - at which point I will cancel my credit cards.
AIBU to think that this will work?