Well if you get a job you'll get tax credits which could well pay for your childcare check out entitledto.com to see if that helps or go to the job centre and see about return to work courses good luck
I'm broke too and in the same boat re: not being able to get a job due to cost of childcare. I'm very lucky, nice house etc, but... we are JUST making ends meet. Am not entitled to any government assistance with childcare as DH earns just over the threshold. So, I'm resigned to being broke for a few more years. I feel trapped a lot too... It'll get better in the future - has to!
i feel your pain. i grew up wealthy and then decided to go for this whole independence thing and now every single god dam penny is counted for and i haven't bought myself new clothes in a year. i hate it. I want to be able to go into shops and buy MYSELF something just cos its pretty. but NOOOO
Ahh Thank you lovley MNtters. Sorry to hear so many of you are in the same boat.
Nordic princess I can't work full time. I have three children and there is no way I would earn enough to cover the childcare!!! My DH earns over the threshold so I won't get help from the gov. So you see am trapped. <<<<<wahhhhhhh>>>>>
I've been broke for a few years now since my business went bust. Try these money saving hints. I visit the supermarket every evening and see what there is on sale - it's amazing what you can get. I've had potatoes for 10p, ready meals for 50p, bread (put it in the freezer and then defrost what you need) for 10p. If you have access to a PC and are on-line (or you wouldn't be reading this) try doing surveys. This month I've earned just over £10 which doesn't seem like much but it's money I wouldn't have had. Not touching it - it's for Christmas. If you have a car consider walking if you are not going too far. One or two miles is nothing and it keeps you fit. Plenty more where these come from - will post if you request more hints.
I've read a few of these "frugalista" articles in magazines over the last few years - have you tried simply going without your daily take-away coffee? That's 1500 quid a year saved! Or, instead of buying a Mulberry bag this season, why not go to Primark?
I hear you. We are so skint despite DH earning more than ever before... Combination of me not working now, and paying off debts from our previous house that we bought at the top of the market and then couldn't sell so we're now renting it out at a loss. We always end up in the overdraft at the end of the month and I have nothing to spend on myself. And I'm terrified of filling in this year's tax credit renewal form as I reckon we'll be asked to pay some back and we don't have it.
AlpinePony, nice idea but takeaway coffee?? Mulberry bag?? I think you are in a different league of skint!
On the plus side I've just made 60 quid selling maternity/nursing clothes on ebay and that money is mine, all mine!