So I’m aware this is a privileged dilemma to have, but I feel like my brain is a washing machine going over the options.
So I’d love to hear the opinion of the Mumsnet jury.
We currently live in a mid terrace 2 bed house, the location is ideal for us in many ways. It’s just near a big park, has a beautiful south facing garden and off street parking. It’s also close to town and we have friends that we can pop over to for cuppas and meet for walks. There’s also cafes and restaurants in walking distance.
We can only afford to live in this area as the houses in our particular street are ex council and a bit scruffy. (Though our neighbours are all lovely) it’s a small house and I feel like it’s always falling apart.
The plan was always to stay here until I got pregnant and then buy a bigger 3-4 bed semi slightly out of town where houses are cheaper.
Well, for a number of reasons we’ve decided children won’t be happening for us so that leaves us with a few more options house wise.
We have aggressively paid off our mortgage and are in the position where we could be mortgage free in two years if we stay here.
Or we could stick to the original plan and move to a bigger house or even just a house we like more.
My house is nice, I’m super lucky to have it, but I don’t love it.
It needs a new kitchen and decorating all the way through and when I think of all that upheaval I think I should probably just move.
We could easily afford to extend the mortgage and get a nicer house somewhere else, but we wouldn’t be able to afford a nice house in the area we are currently in without stretching ourselves.
So would you
A) move area, get a bigger house that you love and extend the mortgage a bit.
B) stay in the area you love, buy a house you love and stretch the mortgage. ( it would still be affordable but there’d be less wiggle room)
C) stay put, accept you don’t have a house that you love, spend some money decorating and go on holidays.
Thank you for your input!
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Another should I move or stay in my house one.
24 replies
MoonbeamSprinkles · 22/07/2021 14:45
OP posts:
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