Hello everyone
Posting here for traffic.
My anxiety levels are through the roof today
Ive been working really hard to pay down debt the past few months, paying off my car loan, over draft, sofa finance and making a dent in my credit card balance.
However i woke up this morning in a blind panic my argos card minimum was due to be paid on the 2nd and I always do this over the phone but I completely forgot this month.
I rang the automated line at 6.30 this morning and paid.
Ive rang them this afternoon and spoke to a nice lady who said that my statement has been generated today and she couldn't tell me if I'd incur a late payment charge or most importantly it would be noted on my credit report. Having looked on the Internet it seems likely that it will be noted on my credit report.
I'm devasted. My husband is desperate to move next year and I might have ruined it all by my tardiness.
Has anyone else done similar and what was the outcome?
I have never missed a payment on anything before. We have a mortgage at the moment that we have had 8 years.
Joint income is 60k plus.
Looking to buy a house at 350k with an approx deposit of 100k. We have alot of equity in our house.
Thanks in advance for any advice given, experiences shared. Xxx
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Mortgage Advice
11 replies
brightbluesky · 04/08/2020 19:03
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