would you look at the long game? I work for Civil Service and intend to return after Easter for a 3 day week. I have been investigating the childcare options and would love a nanny as it would be far less stressful. I worked FT with DS and used nursery. DS is at school and we have no family support for holidays. DD could go to nursery but I thought a nanny may be the most sensible option. Trouble is it would leve me with a tiny amount clear each month.

Is it worth it? DP and I are inclined to think yes cos my Job is very secure, well paid, has great pension and most importantly I am trained for nothing else. We figure that for 2/3 years of eff all money I woul have retained my job. DD would also get one on one care.

What is the least amount of money you would allow yourself to clear after paying childcare so you could be sure of a job in the future?

Do you want to go back to work?

i don't know how you would calculate it, but there would also be the future financial benefit to your pension of going back to work.

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would you not consider a c/m? Seems a good compromise to me, a little more personal than a nursery but much less costly than a nanny?

work everytime for me.

Who wants to go back to work? Problem is DP is in new job and doesn't feel too secure. Was made redundant last year so feel terrified of same thing happening. I never listen to my heart my head always wins out even when I get miserable in the process. Hated working FT with DS but felt I had no choice.

Had bad experience with CM with DS. I am pretty sure she was hitting him.

I'm in a very similar situation and have just recently come to the decision that having no money for a few years but future security, is better than having no money (because of not going back to work)and having no long term security.

I will of course change my mind a million times before returning to work but this is what my head is telling me.

Nono why work every time is it cos of the long game or do you really enjoy work?