I'm baffled and I need help! I'm currently pregnant with second baby. I akready take the maximum child care vouchers I can but am going on maternity leave in September.
I know I have 2 choices-
- continue with the vouchers- but will have to continue throughout my pregnancy and maternity leave. My maternity money will be less but my vouchers will be paid even when I am earning nothing after SMP has finished
- Drop out of the scheme by week 17. Pay normal child care for until July but get the full SMP allowance.
I can't find how to work out exact savings as all I can find says that SMP will be calculated on my salary after vouchers have been taken. Not helpful!
So my question is... Which option is better? What did other teachers do?
Thanks for reading.