I've been saying it for years, but am now seriously thinking of cancelling our pet insurance. We pay Direct Line £154 pcm for 2 dogs and 2 cats (only 12 month cover, not whole of life). We've never made any big claims, only the odd one for a few hundred.
One of our dogs recently had to have a tooth removed (trauma not decay so actually covered by the policy). The whole op was about £400 and Direct Line have sent us a cheque for £156 - having removed the £80 excess, £15 for special food and £156 for 'scaling and polishing'. After much discussion, turns out the 'scaling and polishing' actually includes the extraction itself. The vet says this was necessary to ensure the surrounding teeth were clean and not harbouring any bacteria which could have infected the wound. Direct Line are refusing point blank to cover any teeth cleaning so vet is having to let them know the cost of the actual extraction. If we're lucky they'll be covering half of the cost of the op.
I'm so annoyed with them I'm wondering if we should just cancel the policy. We're paying almost £2k per annum in premiums - which will no doubt go up now we've made a claim and with age. We could cover any biggish bills without too much difficulty, but I'm wondering exactly how big they might be. I know serious ops can cost a few grand and ongoing medication can work out very expensive. Our dogs are 6 and 9 (labradors) and our cats are 14. If i could start again, no way would I take out pet insurance. I'm seriously tempted to just risk it and tell Direct Line to take a running jump!
So what's been your most expensive vet bill?
Please or to access all these features
Please
or
to access all these features
If you're worried about your pet's health, please speak to a vet or qualified professional.
The doghouse
what's been your most expensive vet bill - one off or ongoing?
59 replies
stonecircle · 19/02/2016 15:43
OP posts:
Don’t want to miss threads like this?
Weekly
Sign up to our weekly round up and get all the best threads sent straight to your inbox!
Log in to update your newsletter preferences.
You've subscribed!
Please create an account
To comment on this thread you need to create a Mumsnet account.