Its like a high interest shopping account. The default is to use the amount of credit they have allocated you when you buy something. They will then rely on the fact that most people will 'forget' to pay it all off, and you get charged interest. You willk also be expect to make a minimum payment. If you want the cardi I would go on to the website, go to 'My Account' and pay it off. Otherwise return it.
i was looking for a long cardigan in google than it lead me to marisota website, i liked one that cost £55, i register my detail but not my bank card or any method of payment, they saying the item will be delivered friday, what about the payment? than i get and other message saying that i have £175 available to spend? what all that about? has anyone use it before.