anyone took ds/dd abroad on holiday if so what about insurance?

[trace2]

dh wants to take dd to greece later in the year, she not dx yet so dont know how much insurance will be if they will do it? shes only 12 months next week

[cyberseraphim]

If she has a pre existing medical condition, you will need to disclose it on the application form. However if nothing is officially diagnosed, you can say 'no known diagnosis' although if there is a diagnostic process ongoing, you should mention this. It's best to mention everything you can think of in advance. Is it likely that she could need more expensive treatment of any kind?

[trace2]

the problem is she as lots of problems some unusal things like she postures (gets stuck in a body postion like a banana upto 8 hours atime ) our hospital dont do any thing with her we just sit it out now .and they have said they have no idea what is up with her she as tests after tests

[TotalChaos]

columbus travel insurance has a helpline for those seeking insurance with pre-existing medical conditions

www.columbusdirect.com/Travel-Insurance/Pre-existing-medical-Insurance.cfm

might be worth seeing what sort of quote they offer?

[cyberseraphim]

If there is no objective or known reason why she would need any more treatment (if anything happened on holiday) than any other 12 month old then it should be okay. But with insurance contracts, it's best to mention everything in advance. You could put somewhere on the form that tests for mobility/posture problems are ongoing.

[trace2]

tbh, am scared of taking her in case we need hospital and they can not understand us, is there anywhere we can go aboard where the hospitals are good

[Saggarmakersbottomknocker]

trace - we use Chapman Hurst tel 0870 750 6711.

The staff are pretty good and will chat to you about your child's problems and then make a case to the underwriters for cover. dd is a little unstable at the moment healthwise and waiting for more tests and these were the only people who would cover (for an affordable sum )

We've had dd in Spanish hospitals (near to Barcelona and in Majorca) and they've been fine. I haven't experience of Greece though.

[trace2]

Saggarmakers thank you can i ask how much you paid? dont tell if you dont want to, my dad was asked to pay £140 for a weeks holiday and i said to dh it may be better to go to spain not greece

[Saggarmakersbottomknocker]

It was only about £70 extra on top of the usual policy (£60ish). That's for 4 of us for 2 weeks. The only other company that would cover wanted an extra £400!

[trace2]

oh thank you ill give them a ring it sounds like we mayget an holiday after all

[Saggarmakersbottomknocker]

Essential Travel - tel: 0870 343 0024

Medicover Travel - tel: 0870 735 3600

Free Spirit - tel: 0845 230 5000

Medici - tel: 0870 890 2991

These might be worth a go too. Good luck.