Budget 2013: what would you like to see from Osborne on Wednesday?

(124 Posts)
SarahMumsnet (MNHQ) Mon 18-Mar-13 11:46:33

This Wednesday, at 12.30pm, chancellor George Osborne will deliver his 2013 budget. With the UK on the brink of a triple-dip recession, and grumblings among backbenchers about the wisdom of his 'austerity first' course, it looks set to be Osborne's most scrutinised budget yet - and it will affect all of us directly, in terms of the tax we pay, the benefits we receive, and how much we'll be spending on our next bottle of wine. Many of the changes to taxes and benefits that will take effect this year (such as the increase in the personal tax allowance and the 1% cap on working-age benefits) were announced in December's mini-budget, but key areas that look set to be affected on Wednesday include pensions and childcare (the Daily Mail is already reporting that the government is set to unveil childcare tax breaks worth up to 1500.

With 48 hours to go before Osborne takes to the despatch box, what would your recommendations for this year's budget be?

* Ought cutting the deficit to remain the priority - or should we be concentrating on generating growth by investing in infrastructure projects, even if it means increasing our borrowing in the short term?

* Have spending cuts been implemented too quickly or should we be cutting harder to get through the pain faster?

* Is the government doing enough to support families, and if not, what more could be done?

* And how have the changes since last year's budget affected your households incomes - are you better or worse off?

We'll be glued to our screens in MNHQ on Wednesday, and will post the key announcements in the budget thread as they happen - please come and watch with us! And Mark Dampier, who guided us through events last year, will post as soon as possible after Osborne sits down with a roundup of the key points. But until then, let's come up with our own suggestions for what George should be concentrating on. Over to you.

The main thing I would like to see is his resignation.

But as he is an arogant idiot I guess I would have to say fuel duty frozen, tax loopholes closed for all

UnChartered Mon 18-Mar-13 12:20:09

glen

i just typed then deleted a very similar post!

i'd like him to publicly apologise for targetting the wrong people in his 'austerity' measures

Beat me to it too glen.

I've given up hoping for a realistic budget that's not going to leave more people in the shit. I'll watch it but if I add anything to a wishlist, I'll only be disappointed.

Yes, resignation and genuine apology would be great.

noisytoys Mon 18-Mar-13 12:30:15

Surely there's nothing left to cut sad

ThePskettiIncident Mon 18-Mar-13 12:47:29

Investment in local authorities, housing and education.

A new childcare programme

And if he's cutting; major cuts to the defence budget including trident.

Taxes on large homes and second homes,rebanding on council tax, closure of tax loopholes for tax avoidance in large companies and, and, and taxation on wealth for any resident of the uk.

ThePskettiIncident Mon 18-Mar-13 12:48:00

And his weasily resignation.

blondieminx Mon 18-Mar-13 12:52:20

Just seen this BBC article in which the Gideot is promising new childcare vouchers for "working mothers to help with childcare" and came on to find the budget thread.

* Ought cutting the deficit to remain the priority - or should we be concentrating on generating growth by investing in infrastructure projects, even if it means increasing our borrowing in the short term?

Well, lets face it the current strategy really hasn't worked - the credit rating's been downgraded and the austerity means all industries and people seem to be are wallowing in a pool of despair at the nation's prospects. So I'd say concentrating on how to improve growth would be a much better idea.

* Have spending cuts been implemented too quickly or should we be cutting harder to get through the pain faster?

Cuts have been aimed at the wrong targets - as the fallout from A4E and ATOS checks have shown! The bedroom tax is a SCANDAL, as is the de facto privatisation of the NHS. And don't get me started on Workfare angry, where having been defeated in the courts the government are about to attempt to change the law hmm.

* Is the government doing enough to support families, and if not, what more could be done?

NO, absolutely not. Where are the 3000 midwives the Tories promised during their election campaign?
Why are maternity units like Queens in Romford and the one in Morcambe recently in the news still so understaffed that women and babies are actually dying?
Why are the coalition determined to press on with the crazy idea that reducing the ratios of adults to children in nurseries/childminders when pretty much everyone has pointed out that (a) it's unlikely to be of benefit to the children and (b) actually likely to be dangerous?
Why are councils not being given sufficient funding for schools places and for support for statemented/SN children?

* And how have the changes since last year's budget affected your households incomes - are you better or worse off?

I would say about the same but because I work hard at finding the best bargains and shopping around for services/utilities. Fuel tax hits those of us living in rural areas where there is crappy public transport particularly hard.

My heart goes out to those who are disabled or looking after disabled/SN children who are being put under enormous stress by the idiotic policies this government has implemented. How some of those ministers sleep at night I do not know. Particularly when they refuse to engage with the people who elected them

Tortington Mon 18-Mar-13 13:14:17

If I were chancellor

LOCALISM & BENEFITS
If I were chancellor I would immediately scrap all this localism utter total bollocks

scrap the bedroom tax bollocks.

keep the universal credit - one benefit is a simpler form

However introduce direct payments to landlords which would be taken from the universal credit. If nothing else, a state surety that the vulnerable and poor have a roof should be a given.

The unemployed will work 5 mornings a week for a charity. They will not work for companies of my very rich friends thereby lining my friends pockets through govt policy.

I would make all pensioner benefits means tested - just cos your old and rich and vote doesn't mean that I have to give you a winter fuel allowance and a tv licence matey.

no more child benefit for MC mums. the financial level didn't go far enough IMO - a child benefit premium should be included in universal credit calculations - you either are entitled to benefits or you are not

UK TAXES
I will employ serious resources in chasing those companies who should be paying tax in the uk.

I will get serious advice as to the loopholes that large companies are using to not pay tax in this country and I will close them.

CIGS AND BOOZE
introduce a huge levy on whisky and cigars.

TRANSPORT
re-nationalise the train network
put petrol/ diesel prices up

Give company breaks to companies who get electric company cars.

regular free electric charging stations.

all car parking free in he country to those with electric cars.

HOUSING
build social housing on greenbelt land in TATTON smile

End any public money financing private schools

End any public money financing religious schools

NHS
stop this faux competition bollocks in the nhs. There is no choice really, and to say there is now further choice than there ever was is bullshit.

EUROPE

Corygal Mon 18-Mar-13 13:18:27

Hon. Chancellor, why not:

- use "austerity" benefit cuts as a cover for binning the welfare state?

- keep property prices high to benefit your awfully amusing entrepreneur friends from abroad? Hey, it's only the natives who lose homes - surely they could go in camps or something?

- try as hard as one possibly could to make sure your banker friends pay no, rather than minimal, tax?

- try and hold your nose a bit higher to avoid the whiff from Downing St. these days?

There's not a lot else to cut tbh, we heading for more tax on silly things. Maybe a window tax is next, we might as well go jump

Tortington Mon 18-Mar-13 13:20:47

EUROPE
I would have to educate myself on what we can and cant do - as I know one thng affects the other - but in theory, I would like to charge non resident eu nationals for nhs use - this maybe at a lower rate than non eu nationals but never the less.

HOMEWORKING
I would give tax breaks to those companies who encourage home working and working at varied hours throughout the day. although a lot of business must be conducted 9-5, I think this is a historical context which can be changed as part of the internet era, I think it is outdated for a lot of industry. would save a lot of traffic on the road and with the right software, productivity can be monitored.

Not a chancellor thing but still
I would bring a bill before parliament to make it illegal for holiday companies to charge double in school holidays.

Tortington Mon 18-Mar-13 13:22:50

I would introduce a twat tax specifically for Eric Pickles.

Tortington Mon 18-Mar-13 13:23:57

I would make Grant Shapps face the choice of living in the social housing be over saw for so long or moving to Nigeria

Tortington Mon 18-Mar-13 13:24:45

I would re-introduce legal aid for the poor who need to fight injustice you tory bunt of utter holes

Tortington Mon 18-Mar-13 13:27:08

I would introduce an MP 1 house in the uk rule. you must own one house in your constituency. Should you need to come to London you will use a communal sleeping facility I will organise being built, just for you. think very clinical dorms /bunk beds - shared bathrooms

Tortington Mon 18-Mar-13 13:27:47

tax payers will not pay for MP lunches - MPs will either

a) buy their own

B) make a packed lunch like the rest of us

Tortington Mon 18-Mar-13 13:28:07

all MPs will have an electric car

Fillyjonk75 Mon 18-Mar-13 13:35:19

Agree with the first post. His letter of resignation and a reversal of the austerity policy.

mumblechum1 Mon 18-Mar-13 13:36:58

<<<WAVES CUSTY FOR CHANCELLOR PLACARD>>>

Corygal Mon 18-Mar-13 13:40:04

I am dying to find out what the "reconsidered announcement" will be this year...

Tax on any third child born to pay bankers' bonuses? Luxury sales tax - to raise money for the needy financial sector - issued on bread and water? Then hastily revoked, but only for mummies in Notting Hill artisanal cafes?

Bedroom tax for MPs second homes - taxpayers shouldn't be forking out for all those spare bedrooms when there's a housing shortage don'tcha know!
Tax Credit breaks for people trying to lift themselves out of poverty by setting up their own businesses. Currently it is assumed that a newly self-employed person can immediately earn over minimum wage for all the hours they work. I don't know how Government thinks small business works, but IME start-ups take lots of time and money but earn little at the start. People need support through the early stages, to build businesses that will lift the country out of this interminable slump.

nannynick Mon 18-Mar-13 13:47:26

Tax deductable childcare without limits, not going to happen but you never know they may have a simple scheme that anyone can use regardless of them being an employee, self employed, and regardless of income.

Gigondas Mon 18-Mar-13 13:55:52

Joins mumblechum with placard

On tax avoidance, why not put some resources into hmrc? It was on the news this Morning about how they fail to answer calls and letters. If they can't do most basic stuff, what chance of facing up to the more complex tax planning.

I would also abolish the subsidised bar in Westminster. How they can have the brass neck to be debating binge drinking and minimum alcohol pricing in the same week someone gets arrested for a bar brawl at what is effectively a type of works canteen beats me. How many of rest of us 1.have that kind of subsidy 2. Wouldn't be in serious trouble if abused it (yes I know Joyce was arrested but why is he still an mp after last incident).

I agree Gigonas, how can they preach to us what & how much to drink when they have a subsidised bar paid for by us and the same goes for smoking-too many cigars for them yet us normal people are hounded to quit. They should also be taxed on their second homes and all the bedrooms they don't need. Why should we all pay for them to get drunk, smoke excessively and have 18 bedrooms??

Why should the poor, disabled, soldiers, elderly & families have to pay the price whilst the government sit back on their golden throne with no care in the world of what they are also taking out of the cash pot!!!

morethanpotatoprints Mon 18-Mar-13 14:18:14

A full reversal on benefit cuts.

Cut support to Trident and other useless programmes.

His and Camoron resignation

Tax per room for second home owners.

Investment in social house builds

SilverSnake Mon 18-Mar-13 14:25:06

Only one bedroom council house for MPs second homes

Only travel expenses paid for MPs

Bedroom tax the Royal family

ItsAllGoingToBeFine Mon 18-Mar-13 15:39:08

As others have already said, an apology would be nice.

TrampyPants Mon 18-Mar-13 15:42:41

his resignation.

I'll help with that placard too.

mardarse Mon 18-Mar-13 16:28:37

Yep, his resignation first and foremost. Or failing that - some common sense. It's probably too much to ask that he might consider us great unwashed rather than his banker mates.

zzzexhaustedzzz Mon 18-Mar-13 16:36:53

It would be quite nice if he raised the minimum wage to the living wage, we need to hear and think much more about that. Also if he encouraged employers (somehow) to employ more people for 16 plus hours. The last thing would get a lot of people off JSA, so many are working measly few hours and willing to do more but employers would rather have 2 people doing one part time job than pay stamp/taxes.
Ah but who listens to fairness and sense in THIS PISS-TAKE OF A GOVERNMENT!!

BoffinMum Mon 18-Mar-13 17:20:43

Tax breaks for people taking steps to maximise their health and fitness, especially if they have disabilities or chronic health issues that make this harder than usual.

Double VAT on refined sugar, fags and all booze except beer and wine.

Abolish road tax for people in parts of the country where there's practically no public transport, and double it for people in London.

I could go on.

Talkinpeace Mon 18-Mar-13 17:22:36

a) Introduce a land tax on all plots with planning permission.
b) Abolish non domiciled status
c) Raise the P11d limit to the same as the 40% tax band (linked)
d) Abolish class 2 NI
e) Treat all properties owned by companies as businesses, subject to business rates (yes, I mean YOUR house Bob Geldof)
f) Change the overseas group taxation rules to abolish 'offshoring' of profits.
g)Abolish IR35
h) Extend council tax up to band W so that those with large houses pay.
i) Increase the "rent a room" allowance to £8000 a year to encourage people to take in lodgers.
j) Abolish ALL council tax discounts on properties above band F : students, ill people, you name it. Tough. See rent a room point above.

Viviennemary Mon 18-Mar-13 17:25:12

End subsidies to the Royal family. But that is never going to happen.

Toasttoppers Mon 18-Mar-13 17:46:07

I think there are big changes ahead for council tax reductions on second homes
being abolished, local authorities will decide how much a reduction if anyything people get.

Hope there is no MP loophole.

Article below

www.thisismoney.co.uk/money/mortgageshome/article-2248641/Second-home-owners-soon-hammered-council-tax-rises.html

ThePskettiIncident Mon 18-Mar-13 17:59:08

Agree with lots of these, especially tax points raised by talkinpeace.

Also re nationalising rail and utilities for that matter.

I'd like to add free recycling for businesses and charges for landfill waste. It's a crime that it's currently the reverse.

JourneyThroughLife Mon 18-Mar-13 18:08:22

Cutting the deficit should still remain the priority. Personally, I'd like to see VAT reduced again, and a reduction in the tax on petrol as these would benefit me. However, that's selfish, and it won't happen because these two taxes bring in money for the government, which they badly need at the moment.
I would prefer tax rises to go on things like wine and cigarettes because these aren't necessities and people can choose whether to smoke or drink; also their over-use causes health problems and the high taxing of these goods should go to paying for those health problems.

Talkinpeace Mon 18-Mar-13 18:09:07

Toasttoppers
the changes in council tax were in the budget a year ago - they take effect at the end of this month.

I admit to being rather worried by the lack of thinking through in some of the points up thread.
And I'll not pick a fight, just ask each of you to play devil's advocate with your own ideas and spot the problems.

Kazooblue Mon 18-Mar-13 18:26:34

Something for stay at home mums<hollow laugh> or maybe the chancellor to realise that letting dual income families on £100k keep their CB whilst those on one income of £50-60k lose it is mighty unfair.Particularly when they already have two tax allowances oh and are getting a shed load of cash to help with childcare on top.

Sooooo families on £100k £150k(like a family on £150k actually need help with childcare bills)are going to be sitting pretty whilst those on a lot less ie 50- 60k are going to be screwed.

It's so unfair it's laughable.

Would be nice if somebody somewhere valued mums staying at home with their children and you know tried to enable more to be able to.

Yes thought not so off to peruse the UKIP site(no other options) <slumps head on keyboard>.

Talkinpeace Mon 18-Mar-13 18:29:36

Kazoo
the trouble with your gripe is that the number of families affected by the change is so small (under 200,000)
compared with the millions and millions of households on less than the median income of £26,000 a year ....

Kazooblue Mon 18-Mar-13 18:32:51

It is unfair and for families on 50-60 k makes a big difference.

It is morally wrong-just how can you let families on 100k keep it and give them a shed load more whilst taking it away from those a lot poorer?

Kazooblue Mon 18-Mar-13 18:37:25

And if there are so few give it back before you give those on £150k help with childcare.angry

Talkinpeace Mon 18-Mar-13 18:38:35

kazoo
I totally agree that it is unfair - my oldest friend and his wife (he's a househusband) have been hit.
BUT
in the big scheme of things, improving tax breaks to the top 30% of households (those hit by it) is political suicide when legal aid is being taken away from divorce cases, sure start centres are closing and primary schools are leaking.

Kazooblue Mon 18-Mar-13 18:41:33

Improving tax breaks for the top 30%?

Kazooblue Mon 18-Mar-13 18:44:06

I just want my CB back,utterly fed up with the Tories screwing the squeezed middle,will ignore the budget (and anything else they say) until polling day when I put a big fat cross against any party other than the Tories.

Babyroobs Mon 18-Mar-13 18:49:23

I would like to see lots of investment in social housing. It would boost the construction industry and hopefully ease the dire housing situation in some parts of the country . Hopefully it would reduce reliance on housing benefit and save money in the longer term.

Mirage Mon 18-Mar-13 18:49:32

Drop fuel duty.I'm self employed and need to drive from job to job,plus live and work in a rural area.It is getting to the point that I have to consider whether to keep running my business or let it fold.

Look again at the issue of 2 earners on £100,000 keeping CB,whilst 1 earner on £60k loses it,grossly unfair.

The bedroom tax is very unfair too,just where are the smaller homes for people to move too?

Owllady Mon 18-Mar-13 18:51:01

stealth wallpaper tax

expatinscotland Mon 18-Mar-13 18:52:58

End paying CB and CTC to children who don't live in the UK.

Tie Winter Fuel Allowance to those in receipt of Pension Tax Credit and abolish it for everyone else. Raise the age you can get it to 67. And none for people living outside the UK.

Abolish free bus passes for over 60s and restrict them to those in receipt of Pension Tax Credit.

Monkeys might fly, too.

Talkinpeace Mon 18-Mar-13 18:53:52

Babyroobs
see the first point in my list earlier : Housebuilders are sitting on 400,000 houses worth of land with planning permission : but will not build on them because the glut of properties coming onto the market would make house prices drop and reduce their profit margins.

Therefore they should either be taxed a lot for land banking - or be forced to sell the land to people who can self build or small groups ....

expatinscotland Mon 18-Mar-13 18:54:00

YY, that fuel duty will spike the price of essentials like food and transport, even by public transport, even more.

Bedroom tax is a crock of shit, too.

Kazooblue Mon 18-Mar-13 18:55:31

Oh yes get rid of all benefits for wealthy pensioners now.

Talkinpeace Mon 18-Mar-13 18:56:56

the fact that my Mum spends her winter fuel allowance at Majestic sums up why that "Universal benefit" is just wrong!

Kazooblue Mon 18-Mar-13 19:00:08

Oh my mil uses it for pin money on one of the £30k of holidays they have a year or gold coloured shit in Surrey garden centres.

Her grandchildren camp in Cornwall,well they did until the CB went.

It's just laughable.

GetMeToAPunnery Mon 18-Mar-13 19:01:48

Commitment to spend 0.7% of GDP on overseas aid, which the UK has been promising to do for decades. And make sure that aid gets to the people who really need it, especially malnourished mothers and children.

ihategeorgeosborne Mon 18-Mar-13 19:19:19

Agree kazooblue, we lose some of our CB, and now that they have announced child care tax breaks for families on 150k I am mightily pissed off. I want these bastards gone.

Kazooblue Mon 18-Mar-13 19:27:11

On another thread there is a link to a countdown site to polling day with hours,seconds and everything- I've bookmarked it!

Kazooblue Mon 18-Mar-13 19:28:38

Only 779 days to go folks!

Perhaps we should have a MN ticker.

ihategeorgeosborne Mon 18-Mar-13 19:31:40

In May 2015, I will be sitting up all night to watch the election results as they come in. Nothing will make me happier than to see the pathetic faces of our current useless incumbents making lame excuses about why they didn't win, when we all know the reason is because they are a bunch of clueless, incompetent WANKERS!!! Bring it on.

Kazooblue Mon 18-Mar-13 19:35:28

Oh yes indeedy!

Kazooblue Mon 18-Mar-13 19:39:41

Actually it looks better in days not May 2015,will pretend I didn't see that-2 blardy years,we'll be on our knees by then.sad

Talkinpeace Mon 18-Mar-13 19:44:43

But who would you have WIN the election?

Labour : Psycho Ed Balls - he who was the deputy of Gordon "I've abolished boom and bust" Broon?
The man who borrowed from our kids to give our parents tax breaks on their buy to let portfolios?

UKIP : who are underneath it all racist Climate Change deniers?

Tories: Gideon and Dave with their gilded spoons and hereditary wallpaper?

LebDims : where only Vince Cable has a shred of reputation left?

Maybe we should borrow Beppe Grillo?

expatinscotland Mon 18-Mar-13 20:06:40

'Rich on Benefits' - Channel 4 right now.

ihategeorgeosborne Mon 18-Mar-13 20:14:01

When you put it like that Talkin it's a thoroughly depressing thought. I guess the reality is that we will end up with a lib/lab coalition. I'm not too impressed with the thought of that either.

Kazooblue Mon 18-Mar-13 20:17:43

So why the hell can they means test CB(utterly unfairly)but not WFA?

It's the grey vote pure and simple.

Will never forgive Boris for saying we all spend it on stocking our wine cellars,utterly clueless re real life the lot of them.

NetworkGuy Mon 18-Mar-13 20:19:41

"Double VAT on refined sugar, fags and all booze except beer and wine.

Abolish road tax for people in parts of the country where there's practically no public transport, and double it for people in London."

Why 'except beer and wine', BoffinMum ? I never drink beer, but like a can of cider once in a while (I do and have gone months without anything alcoholic - never consider it a 'need' but a treat), and why should all wine drinkers get off an increase when the (infrequent) bottle of Southern Comfort or Bailey's would be hit harder ?

As for road tax, think a congestion tax should be the way to go, to encourage more use of public transport (make sure buses and coaches are exempt and have lower fuel charges for them, alongside lower energy costs for trams/trains), and encourage people to work local to their home, if possible.

Talkinpeace Mon 18-Mar-13 20:25:59

The Road tax idea would never work because there are (currently) no restrictions on where you drive your car so renting houses in tax free areas would become de rigeur.

VAT on unhealthy foods : I've said for long time that there should be VAT on any food that has more than five ingredients on the packet - because it has had "value added" by processing.
That would make healthy food proportionally cheaper.
won't happen though - food lobby too powerful

ihategeorgeosborne Mon 18-Mar-13 20:31:51

Are these child care tax breaks going to be based on a single income of up to 150k a year or a joint income of up to 150k. If it is based on the former, that means the government are prepared to give a tax break for a family on a joint income of to 300k hmm. If based on the latter and therefore a joint income, why can't they use the same logic for the cuts to child benefit? This is an even more convincing reason that the CB cuts were for purely political gain. With 3 dc, we've taken a hammering with this and yet they're cutting tax for the wealthiest 1% and now offering tax breaks to seriously high earning families angry

serin Mon 18-Mar-13 20:32:09

Stop taking money away from social services and the NHS to give to inferior charities to run expensive 'projects' that never really get off the ground.

Yes Alzheimers Society I am looking at you sad

What use is a "singing for the brain class" when you have shut our bloody day centre that catered for far more people and was a lifeline.

serin Mon 18-Mar-13 20:35:42

Also, stop giving money to parish councils unless it is going to be spent on something specific.

When I joined ours I was amazed that they still had to 'find' things to spend money on, to ensure their budget was "all used up" and didn't get cut next year.

FriggFRIGG Mon 18-Mar-13 20:54:32

Make the living wage law.
I don't want hand outs,I want my wage to match inflation.

Make disability benefit easier to get for people who really need it.

Oh and his resignation.

soverylucky Mon 18-Mar-13 21:09:36

Where I live there is a lot of disused land that is in a terrible state. It should be compulsory purchased and a programme of housebuilding commenced. This could provide housing for those who need it and jobs. The more houses we can build - I reckon house prices will come down. They should also invest money in schools and hospitals. They need to get rid of these tax avoidance schemes, make cuts fairer (take stuff off wealthy pensioners). I am no economist thought so this is probably all totally unrealistic and unworkable.

FriggFRIGG Mon 18-Mar-13 21:12:46

Oh yes,
The masive old people's home at the top of our road,that was abandoned 5yrs ago,and is still sitting empty...along with all the other disused buildings and land across the county.

Praps sell those,if your so very strapped for cash?

notenoughsocks Mon 18-Mar-13 21:16:16

I don't want hand outs,I want my wage to match inflation

Hear Hear!

wages should be enough to live on. Live on as in be able to eat properly, keep your house warm etc. etc.

jollydiane Mon 18-Mar-13 21:27:34

when people buy or move house I should think this leads to growth in the whole economy (Estate agents, solicitors, builders, painters, plasterers, home furnishing, DIY retailers, home furnishers, flooring companies, takeaways - as you cannot find where you have packed anything), the list is endless not to mention the VAT, stamp duty tax that the government gets. I think the government needs to spends just a little to help the first time buyer, or builder more affordable housing.

I would also like him to tell me if the deficit is actually coming down. If not why not

Talkinpeace Mon 18-Mar-13 21:35:22

THere are HUNDREDS OF THOUSANDS of plots of land with planning permission for new homes
(no council blocks, no legislation blocks, ready to start digging tomorrow)
BUT
if the housebuilders DID build them all at once, prices would drop by 25% and the Barratts / Persimmon / Berkely of this world would lose money
so it will not happen

campaign for a tax on land with planning permission - THAT will llosen up the economy

DorisIsWaiting Mon 18-Mar-13 22:52:58

An easy one for Gormless George- Make CTF and Junior ISA's interchangable. We hjave been shafted by our current provider (introducing £30 a year charges from April) but are very limited as to where to move to (don't have much more than the orginal investments but why should the DC's money be eaten up in charges). JISA's are much more prevlent and It could be an easy sweetener for the rest of the shit he'll throw at us

Agree with the freeze on fuel duty, it just adds more to inflation and affects the cost of everything.

yy to bin the bedroom tax give a finncial incentive to downsize (to cover the cost of move /redec) to free up housing stock, but the policy is so badly thought out there are thousands of people worrying about how they will cope on even less money as they need the room for carers etc.

YY to removing additional benefits from rich pensioners and those overseas. It should not be ring fenced.

TantieTowie Mon 18-Mar-13 23:32:01

As a self-employed person, to be able to write childcare off against tax, and now – when I have a DC in nursery – not in 2015...

dangly131 Tue 19-Mar-13 06:47:34

I would like to see the single child free benefit for a change. I always get shafted and lose money when it is budget time while everyone else benefits. I pay my tax and have done since I left school so it would be nice if they could benefit this category for a change.

DizzyHoneyBee Tue 19-Mar-13 07:25:15

Not to have to pay tax due to very low income. To be entitled to free school meals for my children as the school meals cost me 15% of my monthly income.

juneau Tue 19-Mar-13 08:00:15

My biggest hope would be a major boost for the economy such as an investment in the infrastructure of this country - improving roads, schools, housing, etc. It would provide employment for the millions currently begging for work, it would help this country to advance and improve, and it should help to get our dismal economy to get back on track. Austerity alone is not working, investment in key areas is now urgently needed. You can't keep cutting benefits and not providing jobs for people to do - there must be job creation.

I'd also like to see the untouchable pensioners' benefits being means tested. Everyone should still get their state pension and it should still be index linked. But there are so many wealthy older people - all the pensioners in my family for instance - none of which need a winter fuel payment, free prescriptions or a free TV licence - so those things should only be given to those pensioners who are already identified as being in greater need (those already in receipt of cold weather payments). It's only fair when everyone else is being required to tighten their belts. So far we are not 'all in this together', thanks to Cameron's stupid pledge to leave OAPs untouched.

juneau Tue 19-Mar-13 08:03:46

Oh yes, and childcare to be payable out of gross income, not net. Childcare is taxed twice in this country currently - by the earner and by the provider - so no wonder it's so expensive. I have a friend who desperately needs to go back to work, but she can't because she can't earn enough to pay childcare and the other costs associated with working and actually end up with any money in her pocket - and we're not talking about minimum wage here - this is for a professional woman with 15 years' experience.

KLou111 Tue 19-Mar-13 10:19:57

Fuel tax reduction. Sick of having to think about where we go all the time, and double up things like getting shopping on way back from somewhere.
Would also reduce the cost of food, subsequently reduce fruit and veg, and have perhaps a slimmer nation as healthy stuff would be cheaper than fattening crap, therefore saving the NHS a fortune......and breathe........

Domjolly Tue 19-Mar-13 12:38:52

I would ike some suporrt with buying a home the wage we are on should be able to won a home but its simply the desposit if tey had some sort of programme were they would LOAN not GIVE us a down payment which by we would pay that back it would be a big help we just can get the £55k they want for a deposit

Also i would like the schools sorting out they need to invest in some more super heads there are loads of schools here but many are under occupied bevause no one wants to put there children in there i think heads from outstanding schools supporting heads from weaker shools is a good idea

I also agree with this mps housing thing needs sorting

Oh and i think councils should no longer be able to have houses in disrepair for longer than 6 months cant see how you can have people living in hoilday inns whilest council homes lay empty in the same LAshock

Domjolly Tue 19-Mar-13 12:43:45

Oh my godness just seen some labour mp saying me should borrow more money

Is that not what got us in to this mess living beyond our means any one wft jezze and peas so glad these clowns are not in charge any more

After they almost bankrupt the country sell off all the gold at a low low price fail to save for a rainy day

I laway asgast that people think these clowns have the answer

Domjolly Tue 19-Mar-13 12:45:59

Oh sorry one more blush fix the tax system to many loop holes if you wrk here , live here then sodding pay your tax HERE

Talkinpeace Tue 19-Mar-13 17:32:41

Dizzyhoneybee : the first £9045 income per year is tax free as of week after next, regardless of the budget

NB
To all of those wanting taxes cut : where will the money come from?
We have a massive deficit (thanks Broon) that will cost us lots and lots more if its not paid down

Domjolly
which ones in particular?

DoctorWhoFan Tue 19-Mar-13 20:44:12

Stop taking money from the poor and needy!

I'm on ESA and Disability Living Allowance. I am NOT well enough to work but live in fear of a letter from the DWP/Atos telling me that in actual fact I AM fit for work. I'm told that there will be a bedroom tax. At present I have to have my carer stay with me several nights a week, and despite a letter from my psych, the local authority are still only paying a single person's allowance for my property and I am having to find the rest of the rent money from my meagre ESA and DLA which should be used to pay for bills and food.

And yet this government want to keep taking what little I have from me. I hasten to add that until very recently I worked full time and certainly paid my fair share in tax thank you very much!

So they need to stop robbing those of us who can do nothing about our situation. The worst of it is that David Cameron had a disabled child and despite being a millionnaire, claimed DLA for that child, and is now taking money from families with disabled children. Bastard!

survivingwinter Tue 19-Mar-13 21:29:51

Yes DoctorWhoFan - how the PM can sleep at night doing what he is doing to families with disabled children after his own experiences is beyond me...

I am crapping myself about more cuts because it will mean DH's job will go and then things will be really bad sad

Problem is all these cuts to preventative services are storing up major trouble for the future....

JoCheshire10 Tue 19-Mar-13 21:59:34

Investment in NHS particularly maternity services & freeze fuel duty.

Would also be helpful for married tax breaks to be reinstated smile

But none of our wishes will ever happen with this government they'll just cut cut cut. confused

Talkinpeace Tue 19-Mar-13 22:01:52

the budget has to balance .... you need to say who will pay for the spending you want
we cannot keep borrowing from our children

Elderwand Tue 19-Mar-13 22:33:04

His resignation- ooh imagine the scandal! grin.

DizzyHoneyBee Wed 20-Mar-13 07:14:25

Talkinpeace, that is good news - I'll hardly pay any tax at all then, thank goodness. The amount of tax I pay is the same as my son's lunches for the month so it will make a huge difference

KinkyDorito Wed 20-Mar-13 07:16:50

I still think we should form our own political party. It's about time sensible people got into government.

I'll call Minister for Education <rubs hands together>.

KinkyDorito Wed 20-Mar-13 07:17:23

I would change my name from KinkyDorito though as I fear I would not be taken seriously.

DollyLevi Wed 20-Mar-13 08:12:02

I'd like that smug looking multi millionaire to stick his red case where the sun don't shine and stop targeting children, the elderly, the disabled and people who work for a pittance with his austerity measures.

MrAnchovy Wed 20-Mar-13 09:46:46

@Talkinpeace
Dizzyhoneybee : the first £9045 income per year is tax free as of week after next, regardless of the budget

No, the first £9,440 will be free of income tax as of 6th April, but only the first £7,750 will be free of (Class 1) National Insurance.

The figure before the Autumn Statement was £9,205 so I don't know where you got £9,045 from grin

SarahMumsnet (MNHQ) Wed 20-Mar-13 10:03:40

<pops head round door>

Hey budget-lovers - just to let you know we'll be starting a new thread later this morning for anyone who wants to follow the budget live with us. We'll post what George says as he says it and you can tell us what it means

I'll stick the link in this thread as soon as it's up. See you at 12.30!

MiniTheMinx Wed 20-Mar-13 10:05:45

I second everyone calling for his resignation, a day of public rejoicing would do much good for the economy. Even with higher taxes we could all raise a wine

Austerity isn't working it is plunging us into a downwards spiral of low productivity, no growth and actually increasing the deficit. It is hurting millions of ordinary people and plunging children into poverty. By 2015 it is estimated that 7.1 million children will be living in poverty.

I would close tax loopholes, either those holding the wonga invest in the economy to create jobs (which they haven't) or the government steps in to redistribute through investment. I would tax income from investments in shares, hedge funds and other financial products at a much higher rate and implement the transaction tax.

Rather than handing out JSA and handing free labour to tesco, I would hand the unemployed a shovel, there is much work that needs to be done, improving schools, fixing roads, building social housing that would give people wages not handouts.

Stop the creeping privatisation of education and health which will eventually put billions into the hands of foreign investors, out of the reach of HMRC.

I would also like to see rail, transport and utilities nationalised.

I'm going to be very disappointed.

Kernowgal Wed 20-Mar-13 11:10:45

More money to Sure Start
Scrap Trident
End to Right To Buy/discounted purchase of LA homes - keep those homes for the people who need them
End winter fuel tax for those who don't need it
A ban on buy-to-let as an alternative to pensions (in my dreams) - people and their fucking 'property portfolios' making money out of those of us who will never be able to own.
Anything to help farmers in trouble would be great.

mam29 Wed 20-Mar-13 11:33:26

they wont solve housing as would mean deflate house prices.

im fed up if what they doing.

but dont know who else to vote for

labour screwed us too!

Ocelotl Wed 20-Mar-13 11:39:50

U-turn on the bedroom tax, which is nothing better than a window tax for the poorest. The closure of the tax loopholes for wealthy individuals and corporations.
General rebalancing of "austerity" from targeting the poorest and least able to pay, the old, the unemployed, the parents and carers, the disabled, the teachers, nurses, policemen and others in the public sector, and making those most able to pay shoulder more of the burden.
Multibillion savings in the "defence" spending that we could make if we stopped invading other countries? Maybe instead of building weapons of destruction we could target job creation through civil engineering, building homes and schools?
But this is 2013, this is George Osborne, so no point dreaming.
What we'll get is more tax relief for the rich and more taxes for the poor - because pricing a disabled person out of a council flat will really get our economy going.

HelenMumsnet (MNHQ) Wed 20-Mar-13 12:31:05

Please do come and join us on the live watch-alonga-Budget thread

KLou111 Wed 20-Mar-13 13:28:52

Kernowgal, we are landlords, and due to working our arses off over the last 10 years, banking money, and buying clever, we now have a 'portfolio' of 10 properties (number 10 offer accepted today) We too have been screwed over by the government ie deposits, restrictions on tenants etc, so I would do your homework before you start saying landlords have it easy. We take on DSS and get paid by the council direct, if those tenants are claiming fraudulently, WE have to pay it back! How is that fair, we don't know what they're entitled to!
WE didn't bump prices up, estate agents did!! WE didn't crash the banks, people living beyond their means, and bankers did!!

Kernowgal Wed 20-Mar-13 14:45:06

KLou111 I never said landlords have it easy. My past few landlords have had troublesome tenants and lost plenty of money through it. Your choice to take DSS tenants at the end of the day (although I agree you should not be forced to pay it back; it should be the council's responsibility to ensure proper checks are made). That said, all the bad tenants my various landlords have had were private tenants, not DSS.

But ultimately it is your choice to invest in property and being a grumpy leftie I am of the mindset that making profit from property is partly why we're in the situation we're in. People don't have private pensions so they look elsewhere to finance their retirement. But how can I ever compete on the property market with people such as yourselves?

I too work my arse off. In my spare time I do other bits of work to bring in more money to make ends meet. 15-20 years ago my equivalent salary would have been enough to get me onto the bottom of the property ladder. Now I don't stand a chance. I am even priced out of 'affordable home' schemes in my area.

We'll have to agree to disagree on this one.

KLou111 Wed 20-Mar-13 15:32:10

Fair enough. The reasons we don't have pensions though are firstly there is no guarantee that what you initially take on is what you will get, either private or through the workplace.
My fil worked for the same company his whole life. He had 6 years til retirement age and the company he worked for (a very large tractor company) was taken over by the Americans. They wanted to shuffle the pensions around and basically leave my fil considerably out of pocket. Thankfully (if that is the right terminology), after a meeting here in the UK, the Americans proposing this had a plane (private plane) crash and died. The plans never happened and my fil was lucky.
Secondly, if you die, more or less your pension goes with you (obviously depending on your sort of pension), a house my son (currently 19 months) can either take over and keep letting (mortgages permitting) or sell on and he will always have the money. Obviously property fluctuates massively, but you get the idea. Basically we are investing into the future of our family indefinitely, not just the few years after we retire.

ShadeMumsnet (MNHQ) Wed 20-Mar-13 15:51:24

Will Hadwen, rights adviser to the charity Working Families, considers the impact of George Osborne's 2013 Budget on families.

Talkinpeace Wed 20-Mar-13 18:32:47

slaps wrist - must not post of top of head when tired and been working on a different sector all day - sorry Anchovy

BoffinMum Thu 21-Mar-13 10:27:27

Another one who rents houses out. I am not in the business of property, I am in the business on providing a lovely family home to local families when they need one. Yet even though we go to considerable pains to be the best, most caring landlords imaginable, having the place professionally managed by a lettings agency but also rolling up our own sleeves at short notice when necessary, people still pay their rent late, fail to dust for the entire duration of the tenancy, let the grass grow absolutely wild, do a runner from time to time, and sometimes trash the place on the way out. Please do not believe all you read in the Daily Mail about dodgy landlords as there are very many more disrespectful tenants IME.

BoffinMum Thu 21-Mar-13 10:31:42

BTW I think the new tenant deposit scheme is fantastic, as it really shows tenants what is required of them and it removes arguments and hassle. Previously there was just a lot of bitching from tenants about us being mean landlords, now they know when they smash a sink or toilet or whatever that we are not their insurance company, and that they are responsible for their own actions.

BoffinMum Thu 21-Mar-13 10:33:37

I need to add to all the above that 80% of our tenants are lovely and treat the place with respect, as obviously we wouldn't keep going otherwise!

KLou111 Thu 21-Mar-13 10:44:15

That's lovely boffin, we multi let (to professionals mainly) so the deposit scheme is a pain for us! It's so long winded, but we don't understand why the good 95% of us were penalised for the 5% of crap landlords! It's OUR business, and OUR houses, they had no right meddling.

KLou111 Thu 21-Mar-13 10:45:27

And we self manage too.

BoffinMum Thu 21-Mar-13 11:59:22

There is a point there, but I was once a tenant with a lazy landlady who treated me badly, and ripped my off, so I see both sides.

Kernowgal Thu 21-Mar-13 12:38:26

Yeah I think that's my issue - from my point of view I'll never be able to afford to buy so renting is my only option, and the AST system gives me no security whatsoever.

With the best will in the world a landlord might have to sell up, leaving the tenant having to find somewhere at a couple of months' notice (I think that's right but please correct me if wrong). Some landlords decide to massively hike the rent on renewing the contract, forcing you to move out. And some letting agents are absolute shysters.

I have always paid my rent on time, in full, every month. I've always kept places clean and tidy and maintained the garden as required. And most of my landlords have been great, quick to make repairs etc. But it only takes one bad tenant for future tenants to be regarded/treated with suspicion, and one bad landlord to make the whole business of renting utterly miserable.

From both a tenant's and a landlord's point of view, I find it astonishing that the rental sector is not better regulated. Sure, a lettings agency can sign up to ARLA, but it's voluntary IIRC. The deposit scheme is a great idea and I am very very glad of it - I've lost several thousand pounds in shared houses through landlords refusing to pay back deposits for spurious reasons and although we took to them to the small claims court (case found in our favour) we never saw a penny of that money back.

I would like to see more secure tenancies, and that is my issue with buy-to-let landlords rather than career landlords, because you are probably operating on slim margins while working in other jobs, and there is so much that could go wrong say if your mortgage company suddenly increased their charges (as per Bank of Ireland recently), or if you lost your job, that might force you to sell up.

Again correct me if I'm wrong, but this has been my experience. I'm not sure who - if anyone - benefits from the current set-up, whether tenant or landlord. I now avoid agencies like the plague.

KLou111 Thu 21-Mar-13 17:46:01

This is our job kernowgal, we are on call 24/7, but rarely ever get called out of hours tbh. Although we had an email Xmas day from a tenant letting us know another tenant hadn't washed up that day WTH??? Agencies are crap, too much money for both tenant and landlord when setting up, (multi lets around £200 +VAT per month, so £2k+20% in our case, no thanks!), and you can't get them out of hours.
Totally understand why they brought it out, but it hammered us tbh. We've had people move out and leave the money in the scheme sitting there just so we couldn't get it despite practically trashing a house (graffiti in and outside, carpets written off, kitchen hanging off the walls, and they flooded the bathroom). Their measly deposit wouldn't have even covered 1/3, but it would have been something. Hence we now multi let, can access the property anytime without notice (we try when we can though, we do rarely just turn up!) And with that, we both are stay at home parents which was our goal 15 years ago when we bought our first ever house smile

Kernowgal Thu 21-Mar-13 18:27:30

Urgh, agents. Don't even get me started! Trouble is, anyone can set up as a lettings agency. I had one agent turn up for a viewing with visible remains of a night on the Bolivian marching powder round his nose. They went bust a few months later and guess what - never saw that deposit again either!

I vowed to never go through an agency again, even if the house was amazing.

BoffinMum Fri 22-Mar-13 14:32:39

You're pretty well covered if you use a national agency with an established reputation, as a tenant and landlord.

You can negotiate longer leases if you want - my tenants are currently on a two year lease and we are not anticipating putting the rent up during that time either because I don't think our costs are likely to increase.

On the continent people are more used to renting and tend to be more businesslike and responsible - here it's seen as a poor man's option. That's a shame, as I am sure a lot of people would like not having to worry about owning a house.

MrAnchovy Fri 22-Mar-13 15:04:18

"You're pretty well covered if you use a national agency with an established reputation, as a tenant and landlord."

LOL most national agencies do seem to have well established reputations - as expensive, fleecing (renewal charges for tenants? WTF?), underhand (maintenance provided by associated companies? WTF?), lazy oligopolists.

BoffinMum Sun 24-Mar-13 09:28:39

Well, it's a least awful option, as at least you have a degree of recourse you don't have if renting privately.

KLou111 Sun 24-Mar-13 17:49:49

Sorry, disagree Boffin. Met a couple a few weeks ago who rent a property attached to them through a 'reputable' agency that had been around for years. They never let on to tenants though that they live next door. They didn't get their rent for 2 months, agency stepped in eventually after them badgering them for so long, they got the cheque for over a grand within a week (i think they owed around £1200), cashed it and agency went bust, also took their deposit as they'd never paid it into the scheme. However, if we do it ourselves, as we are in control, if they don't pay within 7 days of due they get their notice straight away, but at least we only lose 1 months rent (notice period either way-backdated from due date as per contract). But we do take them to small claims if they don't pay and usually end up with most, if not all of it. That is if they stay, which they usually don't and we refill the room within a few days.

And with regard long term lets, you still only have to give the required notice (I think it's 2 months for LL 1 month for tenant for ASTs?) so not really worth the paper they are written on.

BoffinMum Tue 26-Mar-13 09:09:17

Was this a national chain?

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