So having got my act together and finally getting plans in place to leave my husband, I have spoken to the tax credit people and now the bank re my joint mortgage. So here's my situation:
Husband refuses to move out. Says if I want to leave then I must be the one who physically leaves. I could claim tax credits as a single parent, but told I need to prove I have separated from husband ie need proof of new address. But can't move out till I receive tax credits as have no spare money.
Mortgage people have turned me down - I can't buy husband out due to me failing their affordability test. Basically, with 4 dependent children and £1,200 of childcare bills to foot each month they won't allow me to buy him out. He could buy me out as he earns more and wouldn't have childcare fees, but he refuses.
So I'm stuck. Can't move out, can't separate, can't get a mortgage, can't rent without his co-operations. Spoke to solicitor (free half hour) about divorce and forcing house sale that way - again they need money upfront and regular monthly payments, which I have no way of paying.
So frustrated, so unhappy, really don't know what to do. It's not like I can even kip on someone's sofa with 4 children in tow. Any ideas anyone??
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Don't want to be homeless
16 replies
Whathappensnowthen · 19/01/2017 19:50
OP posts:
Fidelia ·
19/01/2017 20:17
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Fidelia ·
19/01/2017 20:44
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