Hi all,
I wondered if anyone could offer any advice. My Neice is 19 and is in a mess. She is at university and recently started working part time for a sales company which pay on commission.
I've recently learned that she has accumulated a lot of debt- she is £60 over a £1000 overdraft, maxed out her credit card and has had several direct debits bounce this month.
The job she has seems ludicrous. They pay commission only and have her travelling up and down the country paying for her own travel expenses. I think she's working over 20 hours a week but earned only £70 last month! Several family members have advised her to quit but she's been told by the bosses that she's 'one of the best they've seen' and advised that soon she will be taking it in! She's so adamant that this job will work out that now she's thinking of quitting uni to do it full time! I've advised her that if she quits uni she may be liable for tuition fees and most certainly repayment of the student loan.
Lots of family are trying to get through to her, the bank have been calling her mum due to direct debits bouncing but my Neice stays out til late doing the sales job and refuses to address it!
She is being totally irresponsible and delusional and says that she doesn't want 'negative input' from anyone else. Yet the debts continue to build...
We are all so worried about her. I'm trying to offer advice without being too harsh as she may just turn against me and refuse to talk to me. My feeling now is that there is nothing I can really do while she remains this stubborn. I just dread to think what will happen to her, it's such a mess. Can you think of any way I can help?
Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody
Relationships
Neice in a financial mess
Twinklelittlestar1 · 11/06/2016 10:08
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