My DP is an alcoholic, I think he has a personality disorder (paranoid personality disorder) and I am starting to feel desperate... as he is incapable of offering any support just blame, paranoia and more blame.... it's a long and hideous story...
We are in an impossible situation... he made some bad decisions 8 years ago which have rendered him financially blacklisted (CCJs/Personal Guarantee called in/Bailiffs at the door...but not bankrupt as we couldn't afford the fee!) I started a business 4.5 years ago which he gave up work to join me in. His alcohol abuse, my severe PND and the arrival of DS2 (and being totally out of my depth) resulted in the business failing with significant debt. However in the meantime we became business partners with another couple (me & them) to give us another chance and so I didn't have to declare myself bankrupt. Our business is now gathering pace under the wing of BPs and there is a light at the end of this very long tunnel.
During the last few years I have really struggled to make ends meet... I have focused on the day to day & keeping the wolf from the door. Our landlord didn't notice or comment when rent went unpaid for 6 weeks...8 weeks... 12 weeks... in the face of everything else his silence made its importance slip down the list as I dealt with the loudest shouters and the most pressing needs (food/fuel etc)
We have now have rent arrears of £12,750. Which the landlord has now realised.
I had completely lost track of this. I cannot believe I have done something so utterly stupid and ridiculous... my children's home is now in jeopardy because I took my eye off the ball.
I don't know what to do now. This is such an enormous figure... I can't afford to pay anything significant towards it each month... if the business goes to plan I will be earning a reasonable salary by this time next year but until then we survive on housing benefits and tax credits... no income at all from business.
DP is blaming me completely and is convinced I have done this deliberately to get rid of him. He thinks the rental agreement is in his name and he will be solely responsible for the arrears (it's not - he isn't). I can't reason with him (drunk/shouty/horrible) and I don't know who to turn to.
I can't speak to my family as they all despise him and will not be helpful (other than telling me to LTB) and I am so utterly ashamed of letting this situation get so far out of hand - I thought we were maybe 3/4 months in arrears... not 17!!!
I know this is my fault but these arrears are not all in the last 17 months - they go back to 2012 - a month here, a month there... it gets worse last year when I was contemplating bankruptcy and paying off business debts but landlord never mentioned anything... I hope he will be understanding but why should he...
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Relationships
Life is getting unbearable
AndThisIsIt · 29/04/2016 21:34
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