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Relationships

Money issue in a new relationship

211 replies

RainbowB7 · 20/07/2014 18:48

I would like to get some outside opinions on an issue which is causing some tension...

I have been seeing someone new for a few months and really like him, we feel we are well suited and we already both want the relationship to be serious, are on the same page with what we want in life, but I have some concerns about money.

I have a professional job and am fairly comfortable financially although I am quite junior in my career and far from loaded. I am trying to be quite careful with my money to save up to buy a flat. My bf is still studying and works in part time jobs to cover his costs. He is from another country and was apparently also getting money from his parents.

The issue is he now he has asked me a couple of times to give or lend him money and I feel uncomfortable with it.

The first time he did this I felt very very angry about it. Not sure why I reacted so badly to it but I felt a bit used or like he might be taking me for a mug. I said no and basically told him I was upset that he asked but he didn't see my point of view at all. I told a couple of friends and they agreed with me that they would be shocked if a new boyfriend started asking for money. I wondered if it is maybe a cultural difference as it might be more normal to ask for money in the country he is from...

His reasoning was we should want to help each other and should see ourselves as one unit. He is kind and caring and does go out if his way to help me for example he bought me some sports kit I needed, gives me massages, has cooked me nice meals etc... (I also do similar for him so that isn't one sided). However I think it's far too early to be a financial unit, when I am the only one who is actually bringing any money in and I just feel that I don't want to support him financially. I strongly feel that I want us to contribute equally, however am I being unfair and unrealistic as we don't earn equally? He will be training for a good career over the next year so does have decent prospects and hopefully we would eventually both be on good salaries.

Other than this one thing, I don't have any worries about the relationship and I see a future together so I don't know if I'm being silly, as if we eventually get married our money will merge anyway.

Hypothetically if I was on maternity leave or something and earning much less for a while, I would want my partner to want to support me, so should I see this next year where he is studying his professional exams as something similar where he needs short term support?

Is it me or him in the wrong? Am I being unfair by being suspicious? I have been badly hurt in the past and I think I am finding it hard to let my guard down. I don't want to lose him by being too defensive and wary but also don't want to be taken for a fool.

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JeanSeberg · 20/07/2014 18:50

He's taking the piss after only a few months of dating.

How much did he ask for and what did he claim he needed it for?

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RainbowB7 · 20/07/2014 18:50

To clarify, it's fairly large amounts he wants e.g. Most recent request is £200 as he says he is short on his rent. It's not just borrowing a tenner here and there!

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Saltedcaramel2014 · 20/07/2014 18:51

How many months? I think it's relevant

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JenniferJo · 20/07/2014 18:52

Far too early in the relationship to look on finances as joint. To be honest I'd have finished the relationship the first time he asked to borrow money. You know you wouldn't get it back, don't you?

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grandmainmypocket · 20/07/2014 18:53

Trust your instincts. He's taking you for a mug. Massages and cooking are not in the same league as asking for £200.
Good luck.

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RainbowB7 · 20/07/2014 18:54

3 months

My previous boyfriend asked me for £3,000 for his business venture so I'm wondering if I have mug written on my forehead... (I said no to him too!) Its not like I flash my cash so I don't understand why people are trying to treat me as the local ATM

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Saltedcaramel2014 · 20/07/2014 18:54

What gives me the impression it's wrong is that you feel uncomfortable about it and he's still asking. Either he's not picking up on your signals or he is and doesn't care..? Sorry if that sounds blunt

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MirandaWest · 20/07/2014 18:55

Much too early - you are in no way a joint financial unit and it is very cheeky of him to have asked.

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vickibee · 20/07/2014 18:55

If he is your soul mate and you see yourselves having kids together then sharing is part of a relationship. When I met my husband he was down on his luck and I supported home while he got back on his feet. He started a self employed business that took a while to get going.

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Saltedcaramel2014 · 20/07/2014 18:55

3 months - no way. This is not ok

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CogitoErgoSometimes · 20/07/2014 18:56

He's taking the piss. Nothing to do with another culture at all. You've only been seeing him five minutes and already you're thinking of marriage? Keep your wallet zipped.

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RainbowB7 · 20/07/2014 18:57

There is no way he can have missed my signals the first time he asked. We had an argument about it but he basically didn't acknowledge he had done anything wrong by asking and seemed to think I was overreacting.

Now that I look back at the message from the current request he hadn't actually asked he has said "I need you to lend me..."

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Roseflowers · 20/07/2014 18:58

Three months?! I can see why you'd be uncomfortable with that, you're definitely not in the wrong to feel that way! What was his response when you refused?

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Lovingfreedom · 20/07/2014 18:59

He sounds like a scrounger...be careful

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RainbowB7 · 20/07/2014 18:59

Cogito I am not actually thinking of marriage, was just pondering hypothetically. We do talk about being married and having kids. I kind of feel what's the point of a relationship if you don't want to plan for the future, but it's not as if I will be rushing into doing it!

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CogitoErgoSometimes · 20/07/2014 18:59

He argued with you because you said no to a loan? Hmm Sorry love, he thinks you're a meal-ticket. BTW how did you meet him & what is your professional job?

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expatinscotland · 20/07/2014 19:00

After three months? Run.

No such thing as a 'soulmate'.

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LRDtheFeministDragon · 20/07/2014 19:00

Yep, warning bells, definitely.

I'd get out if it were me, TBH, but if you don't want to, it'd be perfectly normal just to tell him you understand he feels comfortable with shared finances but at this stage in the relationship, you don't.

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CogitoErgoSometimes · 20/07/2014 19:00

" We do talk about being married and having kids. "

He's playing the long con. 'I love you and can see us being married one day.... therefore..... if I'm a permanent fixture, it's right for you to give me money'

Run

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Fairylea · 20/07/2014 19:01

Absolutely not okay.

I'd never lend someone money so early in a relationship unless it was literally a fiver for a train home or something! £200 for a late rent payment is ridiculous! Doesn't bode well for long term either if he can't manage his money well either.

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TheHouseatWhoCorner · 20/07/2014 19:01

No way. He is either mis-managing his income, or just chancing his arm.
When he asks, does he have a proposal how he will pay you back?

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AttilaTheMeerkat · 20/07/2014 19:01

He's taking the mickey regardless of where he comes from. This is nothing to do with cultural differences and if he is short on rent that's his problem. I would also think he has not paid back the original amount either.

Do you really see a future with this man if there are such issues only three months in?. I would seriously consider whether there is a future in this at all.

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heyday · 20/07/2014 19:04

Yes, I would be very cautious. Perhaps next time if he asks for a small amount, give him the benefit of the doubt, lend it to him and see if he repays it.
It is far too early to be asking to borrow large amounts of money especially as he has limited means with which to repay you with.
He could be a con artist or he could be a very genuine bloke but only time will tell. I would certainly keep my purse zipped up and would not be prepared at this stage to lend anything other than very small amounts.

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Davidtennantmistress · 20/07/2014 19:04

God for that comment alone I'd show him the door, you don't need to do anything! Honestly get rid of the waste of space.

By saying that it's a clear lack of respect, I can and have demanded my brother ask me properly ie will you please do x y z instead of telling me I need to do x y z to fit in.

Completely presumptuous and rude!

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Annarose2014 · 20/07/2014 19:07

A few months?? And it was a couple of times? Too early to be borrowing money, tbh.

And frankly, it would have been a major turn off for me at that early stage in a relationship. When I started going out with DH, I had a very well paid job and he had an erratic, badly paid job. He lived in a squat.

But he was brilliant with what little money he had, and refused to live beyond his means. I did my bit by never expecting him to wine and dine me more than he could afford and always paid my way. He never asked me for a penny and despite his poverty, was never in debt. I was pretty impressed by this. Bit of a turn ON actually! Blush

Many many years later, we are fine and its mainly because of his financial prudence. He remains great with saving and investing.

So for me, I knew that his attitude towards money boded well for our future - and so it has. But your guy's attitude towards money does not bode quite so well. Why should you see yourselves as one unit? You don't seem to be living together (nor should you be, tbh).

Btw, what was he asking for the loans for?

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