Hi all
Need others opinions on this issue, all replies hugely appreciated.
Myself and DP have lived in our house since last April. House and mortgage is in DPs name only. This is because when we went to apply we were told by the mortgage advisor that as I am self employed and have a bad credit rating it would be really hard to get a shared mortgage. To be honest I would have been just as happy to rent somewhere but DP really wanted to buy. The house we ended up in has potential but needs loads of work doing to it (Has no GCH, needs new kitchen, bathroom etc). As niether of us earn a lot of money however the work still hasen't been done. I was unsure about the house in first place as I was concerned where money would come from to do it up. DP insisted all would work out though and so the house was bought!
We pay half each on the bills in general. Some months however I can't afford to pay all of my 'half' which can be a bit of an issue. I always contribute towards shopping, toiletries etc and about 95% of cleaning, cooking and general upkeep is done by me.
Yesterday we went shopping and were in the Mac shop (His laptop is on it's last legs). After we had left shop DP made a comment that he might use the money he has saved up for Gas Central Heating to be put in to buy a Mac. I got upset and told him I thought that was a really inappropriate thing to say. We have no central heating and that money really needs to be put towards that. His reply was that I hadn't contributed to the heating fund so it wasen't upto me what he does with the money. It turned into a big row with him saying buying the house had 'Driven a wedge between us' and that the house would never get done if I won't contribute towards the fund to do so.
Is he being unfair or am I? Yes I haven't contributed towards heating fund etc. Mainly because my name isin't on house so if we spilt I get nothing and have helped paid to do his house up! Also I wasen't bothered about buying in the first place. I would have happily rented as we couldn't get a joint mortgage. Surely he, by deciding to go ahead anyway, has created the wedge?
So am I an unreasonable cow or not? I really have no idea!
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Relationships
Buying a house, biggest mistake ever?
MilkandWine · 16/05/2011 17:36
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