The decluttering, cleaning, vacating, pandering, nailbiting antics of the stressed out house sellers continued...

(1000 Posts)
CuddyMum Thu 11-Apr-13 16:47:11

Thought I'd better start a new thread... smile

doglover Thu 11-Apr-13 17:18:02

Good idea smile

Movingtimes Thu 11-Apr-13 17:21:06

Yay.
EA hasn't managed to get hold of the prospective buyers yet to tell them we've rejected their offer. I'm assuming that means they can't be that keen on actually having it accepted.

FreckledLeopard Thu 11-Apr-13 17:24:37

Spoke to estate agent about only having one viewing since the property went on the market. He said it's disappointing, but that the property is fairly niche - won't appeal to 1st time buyers, probably not to retired people, so it's a small market of potential buyers.

Here's a link. I'm limited re: photos as tenants haven't yet moved out, so I can't go in and make the place look more stylish.

www.rightmove.co.uk/property-for-sale/property-26404206.html

I'm so disheartened. And so need to sell. sad

trikken Thu 11-Apr-13 17:26:17

Hi, we have been selling ours since august last year and have our second person coming to see the house on the 19th. Our house is a do-er upper but have to sell as we have to give my parents back their money (long story but no way of us keeping house). Im worried no one will want it.

trikken Thu 11-Apr-13 17:29:02

Lovely house FreckledLeopard, much nicer than mine. Am too afraid to link.

doglover Thu 11-Apr-13 17:31:23

Is it priced to sell, Trikken?

trikken Thu 11-Apr-13 17:34:26

Apparently it is right for the area and have lowered it more since, we never thought we'd have to sell so jobs have been done at our pace.

PastaBeeandCheese Thu 11-Apr-13 19:25:54

Pulls self away from Rightmove momentarily to mark place.

CuddyMum Thu 11-Apr-13 19:54:30

I've cut down on my Rightmove addiction at the minute smile

PastaBeeandCheese Thu 11-Apr-13 21:09:45

I keep checking and getting cross because nothing has changed in the last 5 minutes. My addiction is getting worse....

monkeytennismum Thu 11-Apr-13 22:09:22

Just marking my place on the new thread - well done CuddyMum.

We had another viewing today - again with only 2 hrs notice. Expect it will come to nothing again but I just can't say no. At least Easter hols coming to an end so will be easier to keep house tidy - won't it?!

doglover Thu 11-Apr-13 22:22:55

I hope so, MTM! We've a second viewing tomorrow (yippeee!) and it's SOOO hard to maintain this standard of tidiness smile

Our bookings from today went mental. 7 bookings madeall in the first day(!), the 2 who viewed this evening really liked it, 1 postponed, and the other 4 are in the next two days. One of the two from today has booked a second viewing for Saturday!

alwayslateforwork Fri 12-Apr-13 04:42:49

grin

Am getting slightly weirded out as buyers haven't scheduled property inspection. <sigh>

So, the offer we made on the house earlier has been countered, and we have until tomorrow noon to accept or say no. We went to see the identical but cheaper by 100k house tonight, and made an offer for asking, but they have to respond by 10am tomorrow. It does need a lot of work, but the shell is the same.

So, if they accept, we go for cheap fixer-upper. If they turn us down, we pay a lot more, but don't have to do anything.

In truth, the more expensive house is in a slightly better position on the road (both on same road). The rumour is that the owners of the cheaper house have been tipped off about the offer on the expensive one and might refuse to accept the (just over) asking price we offered. No idea if they know it's the same buyer...

So, we'll see. This time tomorrow we should have had an offer accepted somewhere or other... I wonder which one?!

PastaBeeandCheese Fri 12-Apr-13 06:43:03

That's great quackquack but 7 viewings in 3 days sounds exhausting. Really hope you sell off the back of them and can put your feet up.... Momentarily before the packing begins!

Jaynebxl Fri 12-Apr-13 08:25:47

Can't remember if I ever joined the last thread ... If not I lurked! We are in that horrible limbo state. Offer accepted on a lovely house beginning of Jan, sold our house a week later and now we are just hanging around. The people we are buying from hit a problem further up the chain where the people they were buying from we're clearly in no hurry to move and spent 8 weeks not really doing anything. Now our vendors have found somewhere else and we have had about 5 weeks of searches, surveys and all that. No sign of a date for exchange though, and our solicitor is on boliday for two weeks until Monday! We had been hoping to exchange end of this month but who knows.

In the meantime I'm half heatedly trying to declutter while entertaining two children for the Easter holidays! How does anyone get anything done?!

monkeytennismum Fri 12-Apr-13 08:38:18

It's really hard isn't it Jaynebxl? My 4yo actually cried the other day when I told her she couldn't get any toys out as we had viewers coming. I felt so bad sad they don't even want to move.

Good luck to everyone for your weekend viewings!

Jaynebxl Fri 12-Apr-13 09:07:30

It's very hard Monkey, we were lucky to sell quickly but the stress of tidying and keeping it tidy nearly finished me off! We heard on the Friday our offer was accepted, had a mad tidying weekend then the EA came to take pics on the Monday. House went online in Wed, had 17 viewers between wed eve and sat lunch, and got two offers. I seriously couldn't have kept it tidy any longer!! I think we are just lucky to live in an area where the buying and selling part at least moves quickly, even if everything else then crawls along!

CuddyMum Fri 12-Apr-13 09:19:38

Quackquack - lots of viewings - phew!

Jaynebxl - your house was a popular one. Are you in London?

Monkey - 2 hours notice. It's enough to give you a heart attack!

Alwayslate - hope you have a decision soon on your new property. Is the property inspection the same as the survey?

Movingtimes - good luck with that second viewing.

I feel a bit in limbo right now. I hope that the enquiries actually come through from my buyer's solicitors today and that the Homebuyers survey gets arranged soon on the property I'm buying.

School applications all emailed yesterday with documentary evidence from the solicitor. One daughter already has a late application submitted for September (they start in Year 9), so hoping that the fact we are moving will help. Other daughter (currently Year 9) would start in May - quite important as she has will have to choose her options again.

AugustaProdworthy Fri 12-Apr-13 09:25:22

Oh Cuddy! Morning! What a good idea to start a new thread. Fingers crossed we have all moved before it gets to 500 posts!
I forgot you were moving in the same area as me until you said about Year 9. Did you manage to find a house in the right catchment area for the OUtstanding Upper school in the village beginning with S?

CuddyMum Fri 12-Apr-13 09:35:12

Yep Augusta - in Harrold. School bus stop literally seconds away but only 6 minutes away should the 13 year old miss the bus to said outstanding upper school! I'm trying hard to keep up with everyone - have you found a property? Hope you receive your buyer's enquiries soon too - have you chased?

AugustaProdworthy Fri 12-Apr-13 09:51:58

Lucky you Cuddy! Harrold is great and that Outstanding School is the one I went to years and years ago so I know it well!
We have found a property and all searches/paperwork done but we are still waiting on mortgage offer....and about to call my EA as we have heard nothing from our buyers' solicitors...

CuddyMum Fri 12-Apr-13 10:07:58

That's great Augusta. I won't be able to relax until the mortgage offer comes through. Hope you hear today from your buyer's solicitors.

rubyrubyruby Fri 12-Apr-13 11:40:43

Just marking my place so I know where you are when I need you.

CuddyMum Fri 12-Apr-13 11:56:23

Hello Ruby!

Eek - enquiries are in! Hope they're not too complicated!

CuddyMum Fri 12-Apr-13 12:09:19

and because I'm so bloody impatient and it's my last day off for Easter, I've chased Countrywide to see if they've had the request from Nationwide to conduct the Homebuyers survey. She said they would be ringing the EA this afternoon to arrange access. Hopefully, that will take place asap next week. I'm not sure what else I can do to speed things along.

In the meantime, I need to sell my modern dining furniture (as we are having theirs), a trampoline (haven't told my daughter shock) and some gym equipment that I'm fed up of dusting. hmm

wonkylegs Fri 12-Apr-13 12:14:16

Hello new thread
Will come back and read in full soon but currently trying to avoid the stomach churning anticipation of the results of our best & final offers today.... Had nightmares last night that everybody would pull out and there would be none!

CuddyMum Fri 12-Apr-13 12:19:42

Oh, you'll be fine wonky! How exciting that some many people love your house! Will you know by close of play today?

Just had a call from the EA to say that survey is being done next Friday on the house we are buying - glad I chased them up as it was all arranged minutes later.

Now trying to see if my buyers have confirmed what fixtures and fittings they want.

CuddyMum Fri 12-Apr-13 14:00:53

Me again! Solicitor just emailed huge list of enquiries - I only have to answer 3 and to be honest they all look like legal gobbledy gook to me. They haven't confirmed anything re our fixtures and fittings though so that is being chased up. I don't care if they don't want anything - I just need to know and I think legally they have to confirm either way.

Also had the removals quote which thankfully is in line with what I had budgeted!

WireCatWhore Fri 12-Apr-13 14:07:19

Carpet is fitter in the 2 nd bedroom.

I am decluttering ready to take boxes to the self store place tomorrow.

Estate agent coming on Tuesday. Was going to be Monday but its bin day & the front house picture would look awful. Am in a terrace so would see everyone else's black bags. Not to mention I have loads of stuff to chuck. Not to mention all the stuff going to charity shop/British heart foundation/tip.

doglover Fri 12-Apr-13 14:12:32

Well, the house is tidy from yesterday - but will still pop round with the hoover - and the 2nd viewing starts at 4pm. I'll find a couple of cupbaords to tidy to while away the next couple of hours .................... How sad am I?!
I wish the sun was shining - everything looks better when it's sunny - and the garden is still rather waterlogged. I can see every fault with our property at the moment!! wink

WireCatWhore Fri 12-Apr-13 14:14:02

Doglover, I have become so critical of my house.

I'm hoping its ok.

The estate agents that I've had around have said its fine.

Good luck with your viewing.

Movingtimes Fri 12-Apr-13 14:15:19

Good luck for today Wonky. Hope it goes really well for you and you get shedloads of offers.
Cuddy sounds like things are proceeding quite quickly now. Do you mind sharing how much the removal quotes were - have no idea what to budget for this.
Always good luck with the offer. Nailbiting stuff!

EA has let us know that our prospective buyers were basically trying it on with a low offer and can't go any higher. Bloody timewasters! Back to the drawing board, trying to keep the house tidy and wait for more viewings. Have now got the offer in principle sorted after only half a day on the phone to Nationwide though.

Movingtimes Fri 12-Apr-13 14:17:14

Wirecat well done on the decluttering. I am looking around at our house now and I can still see loads of stuff that should really go to the storage unit/charity shop, but I've run out of steam.

Doglover good luck for the viewing!

CuddyMum Fri 12-Apr-13 14:36:35

Removals was £744 inc vat - moving 6 bed house to 5 bed house 10 minutes away. They are going to dismantle and re-assemble the girls' double Ikea beds - hope they're quicker than my husband was - it took him a whole day!

Tau Fri 12-Apr-13 14:43:48

Thanks for the new thread, Cuddymum.

Our new estate agent has been and gone. She talked a lot, had many documents, took measurements and pics, and said our house should be online after the weekend.
A good thing too, because our initial EA has still disappeared off the face of the Earth. I really think they are dead. They are registered with the property ombudsman, so I contacted them to report the issue.

I so so hope we get more viewers and a quick offer! The house we'd like to buy is still for sale, and I want to put an offer on it, get that accepted, and get all this over with asap!

cungryhow Fri 12-Apr-13 14:45:15

Can I join please? Accepted an offer on our house before Easter after mammoth cleaning operation and about 20 viewings. On Monday the agent calls to say the purchasers want to come and have another look as they are not sure about the area angry Of course they pulled out so I am fuming we have wasted the entire easter break and have let the house go to rats again

back to the drawing board and tidying

AugustaProdworthy Fri 12-Apr-13 14:49:06

CUddy - sorry to be nosey but our quote for removals also came into and was about £2k for a full pack.
Is this in line with your experience?

doglover Fri 12-Apr-13 14:52:25

Thanks ladies. An hour to go. I'll disappear witht the dogs at about 3:30pm and keep EVERYTHING crossed. (I'll leave the 2 dds here again to keep their ears open!) smile

AugustaProdworthy Fri 12-Apr-13 14:55:06

sorry just read your post on this! D'oh.
Is £744 for a removal but you are packing?

CuddyMum Fri 12-Apr-13 15:01:07

Yes - we're packing smile

AugustaProdworthy Fri 12-Apr-13 15:02:38

OK, we can't pack with our two small DCs that that may account for large quote. will get someone else round though too.

FreckledLeopard Fri 12-Apr-13 15:26:24

Has anyone dropped the price on their property and how long did you wait before dropping it?

Jaynebxl Fri 12-Apr-13 15:50:42

Cuddy we are in Cambridgeshire... We seem to have our own property micro-climate here... Most things sell quickly.

We were quoted 1300 to pack and move a 3 bed house to a 4 bed house a mile up the road. Seems a lot to me so I'm going to get more quotes.

Thanks guys for the removals heads up. We'll have to start looking into that at some point. To pack or not to pack? I remember it took us long enough 7 years ago out of our 2 up 2 down and we didn't all the clutter or the little one then!

3rd viewing went ok. They weren't as effusive as the people from yesterday but were talking about a second viewing as they left.

Definitely exhausting keeping up with it but I've been working from home today which has helped massively. Don't know how you managed all those viewings cungry!

doglover Fri 12-Apr-13 16:55:01

I'm now home with the dogs and hoping that the phone is going to ring .............................

rubyrubyruby Fri 12-Apr-13 17:06:13

jayneb me too and you are right.
I'm desperate to move but having trouble finding anything.

Hoping ours will sell quickly when we do

doglover Fri 12-Apr-13 17:57:04

Well, viewers made an offer - £25k less than asking price! We obviously declined. The next offer came back at £20k less: we've said that we'll sleep on it but there's no way my dh will accept it. It's going to be ANOTHER sleepless night ................................. confused

CuddyMum Fri 12-Apr-13 18:24:37

Wow, that was quick to offer doglover. They must be keen. Hope you don't have a sleepless night.

I've just complete the three questions and then a further 28! I am assuming that these are pretty standard. One of the questions is that they want me to transfer the double glazing guarantee, pay the fee for this and then provide evidence - erm no - the double glazing was here when we moved in. They also want an indemnity policy to cover unknown convents arising before 1951 - really? The house is only 19 years old. Hope these aren't deal breakers!

I can't wait for all of this to be over - I feel really uneasy and permanently on edge! Back to work on Monday! Good job I've been at home for the last two weeks really.

doglover Fri 12-Apr-13 18:27:20

I know what you mean, CM. I'm back at school on Monday so some sense of normality will resume. What we need now is an increased offer - upped by about £15K !!

alwayslateforwork Sat 13-Apr-13 04:59:18

Oo, doglover, exciting...we accepted $19k below asking on ours - about £12k. Am still waiting for them to book property inspection (yep, same as a survey. Not expecting it to show anything too bad!) and will feel a lot better once that is done - am a little concerned that they haven't bothered yet... That said, dh has just unearthed a clause in our condo long term strategic plan for special assessment cash calls by owners to the tune of $10k over the next two years. I'm betting we're liable for that <sigh>.

Anyway - we got the cheap one! They accepted our offer, before they even put the house on the market, at 1k above their asking price. So I am in the frankly bizarre position of having (theoretically) bought a 3 bed soon to be 4 bed house with a basement and garden, for $20k less than we sold our 2 bed apartment for. Go figure! grin. So now I'm planning renovations, and desperately hoping this all goes through without a hitch. Possession not until 1 Aug, but all agreed. In theory, our place sells on 26 July, but the realtor thinks we can get our buyers to agree to 1 Aug, as they originally wanted 31 July anyway...

So now we get the upgrades we want, and (how the actual feck does this work) no increase in our mortgage...

grin

Turnipinatutu Sat 13-Apr-13 09:37:09

Always- that sounds fab! Am very envy
We have 1 house to view this morning and possibly another that can't do viewings till next weekend.
No viewings booked for ours at all though sad sigh...

rubyrubyruby Sat 13-Apr-13 09:47:38

Quick question.

Are any of you proceeding with purchasing a new property before selling your current one?

CuddyMum Sat 13-Apr-13 10:15:20

Always - sounds like a result - well done indeed!

Tau Sat 13-Apr-13 10:31:22

Our estate agent saga continues, and has yet again taken an interesting turn.

Next week, we should be online with the new agent.

And as it turns out, that is just in time, because House Tree, the online agent we were with initially, has disappeared from Rightmove today, so our house is no longer listed there. Still on Zoopla, but I reckon that'll be off soon as well.
I guess House Tree has gone boom - what is the proper euphemism? Gone into administration? No wonder if they employ idiots like the guy we dealt with. But, as it turns out, he has done us a favour. If he hadn't aggravated us by giving wrong information to interested people, we would not have gone to another agent, and we'd probably only found out today that something was amiss....

Fingers crossed that we will have no more problems, and that our house will sell soon. The new EA said it should be relatively easy to sell.
However, houses around here are not selling all that well, so 'relatively' could still be not quite as fast as we would like...

Ah well, we only need one buyer.

CuddyMum Sat 13-Apr-13 11:26:39

Oh that's good Tau - they sounded rubbish! Good luck with your new agent smile

PastaBeeandCheese Sat 13-Apr-13 12:35:24

rubyrubyruby my mum has done that twice. Such a great position to be in.

<goes back to pressure washing everything she can see>

CuddyMum Sat 13-Apr-13 13:26:34

Another round of garage clearing and packing done. I stayed out of the way and bathed the dog (as you do)!

doglover Sat 13-Apr-13 13:58:23

Well, after a long and rather sleepless night, we have accepted their offer!! Yes, it's less than we hoped to achieve but we would end up spending the same money over the next 3 years on our current property to update various things. The e.a. feels that we've got a good price and my dh is happy, too. I can't let myself get too excited though until we've exchanged ........................................ As we all know, it's a long, rocky, uncertain road from 'offers' to completion smile

rubyrubyruby Sat 13-Apr-13 14:49:23

Well done doglover

Thanks pastabee - I think that's what we are going to do as it's the only way I can see a way forward for us. It was a bit of a lightbulb moment tbh.
Just hope it's the right decision. Makes me nervous !!!

alwayslateforwork Sat 13-Apr-13 14:59:06

Well done dog! You are right about it just opening a whole new can of things to worry about though!!

Isityouorme Sat 13-Apr-13 15:06:41

Can I just say that I hope the stupid cow who came to my house today and was more interested in her kid and clearly had the strop with the dh, thank you for wasting my time. I hope the house you buy has damp, dry rot and your new neighbours have very loud parties. That also goes to the gits how offered on another house last week and didn't other to cancel the third viewing. Bloody hate selling my house and all the crap that comes with it .... Though am loving it being so clean and tidy!!

CuddyMum Sat 13-Apr-13 17:10:38

Yay doglover! It's hard to accept a lower offer than you'd like. We did and DH does keep reminding me!

Itsyouorme - don't you just hate timewasters?

Turnipinatutu Sat 13-Apr-13 17:56:36

Isit - Sounds like you've been on the receiving end of some thoughtless people!
Ruby - The only downside to buying before selling is it could put you in a weaker position when it comes to negotiating your sale. But if you're confident your house will sell and can afford to be flexible. Why not?

We ended up with a last minute viewing calling today, so we had 2-3 hours to get the house ready and I'd only just stripped all the beds! Ahhhh!
However the EA said they seemed genuinely keen, told her they'd discuss it over the weekend and get back to them on Monday. So fingers crossed.
We viewed the worst house so far this morning....dark, gloomy, odd layout, complete with mud/dog turd garden and bramble covered stagnant pond.

rubyrubyruby Sat 13-Apr-13 18:17:10

Yes turnip - there is that but it also puts us in a strong buying position as we would have no downward chain.

rubyrubyruby Sat 13-Apr-13 18:19:26

Time wasters must be so frustrating. My brother has had his house on the market for over 2 years. I'm sure some peoe look just to be nosy

sailorsgal Sat 13-Apr-13 19:17:50

Hi everyone
Very slow here. Easter hols maybe? Have a viewing possibly this week. Saw a lovely house this week but disappointing garden. Im staying off rightmove for a bit.

TerrysNo2 Sat 13-Apr-13 19:24:31

can i join? put the house on the market 2 weeks ago, had 20 viewings in the first week but no offers, decluttered like crazy this week and had another 7 viewings today.

not sure if I can cope with this lasting much longer! smile

sailorsgal Sat 13-Apr-13 19:34:36

Thats amazing. What's the feedback?

TerrysNo2 Sat 13-Apr-13 20:13:22

the agent has been really rubbish at feedback so far, we live next to a railway line so a few people have mentioned that and the house isn't huge. as I did the 7 viewings today (am knackered!) DH is going to bug them for detailed feedback next week!

PastaBeeandCheese Sat 13-Apr-13 20:22:59

I am utterly exhausted. Spent entire day gardening. On the plus side it looks fab. The best it has ever looked.

Two agents coming Monday so hope they notice!

A well deserved wine for me!

rubyrubyruby Sat 13-Apr-13 20:41:41

Yes pastabee wine
It's been pissing down here!

TerrysNo2 Sat 13-Apr-13 20:47:19

chucking it down here too, our garden looked very muddy today. come on sunshine!

so what are your experiences of viewings? if someone is interested would we have heard today? last time we sold our flat went in one day so I feel new to this selling malarkey! smile

Turnipinatutu Sat 13-Apr-13 20:53:59

wine here too...in my tidy, shiny house grin
Been pissing down here all day as well. Such a shame as last weekend we had our only viewing cancel. It was gorgeous all weekend and the sun would have been streaming into the kitchen while they were here.

PastaBeeandCheese Sat 13-Apr-13 22:02:41

It was ok this morning but by mid afternoon was raining and I was desperately filling my planters in a sweatshirt with hood up and body warmer over the top. I shouldn't moan really as DH was pressure washing the patio and got absolutely soaked.

I'll be so disappointed if I don't get the house on the market by next weekend and then don't get any viewings for next weekend.

Isityouorme Sun 14-Apr-13 10:36:12

I am really hoping that with schools starting this coming week people will start looking at houses. It has been really quiet re viewings and hopefully it is down to school hols and dreadful weather.

Fngers crossed!

WireCatWhore Sun 14-Apr-13 15:00:11

Oh my god. Someone put a rocket up my behind.

Have loads to do. Have estate agent coming tues to do photos & have done NOTHING today.

mammamoomin Sun 14-Apr-13 18:07:39

Hello everyone... I too am doing the house sale saga.... The house (flat) has been on the market for just over a month now and had one viewing (on Friday). But they aren't having it as they want a house - why come to see a flat then?!

As I was busy on the Trampoline in the sunshine today some bloke just wandered in asking all about the flat... said he had to go via the EA - that's what I'm paying them for.....

I've found a house I want to move to, mainly for DD to get into the school of choice.. but have to sell the flat first....

Today have repainted the outside windowsills, unfortunately DD 'helped' and has left a trail of paint all round the kitchen and into the lounge... I really want to cry!

wonkylegs Sun 14-Apr-13 19:45:22

Hope everybody has had a good weekend.
Our best & final offers if Friday resulted in 6 over the asking price offers which stunned us. We have accepted the second highest because we felt that although slightly less money they were in a stronger position not to give us any hassle in the process (I hope our gut feeling on this is right [worry] )
Our pre-wedding house hunting was the most successful yet with one house which needs a bit of work that we think we might go back and look at.
Returned to our house after a weekend away searching to find a washing machine with a blocked drain and lots of soapy slightly grimy water sad
Rubbish end to otherwise fab weekend.

rubyrubyruby Sun 14-Apr-13 19:53:51

Another week ahead.

Hopefully I will find my new home smile

rubyrubyruby Sun 14-Apr-13 19:54:44

Great you had so any offers wonky!

doglover Sun 14-Apr-13 20:00:01

We accepted an offer on our house on Saturday - lower than we hoped for but probably realistic - but I can't bring myself to feel excited. I suppose it's probably self-preservation because our previous buyer pulled out and we were extremely upset. Do any of you feel like your walking on eggshells until exchange? [confuesd] . I really want to feel some pleasure but can't sad.

Notyetthere Sun 14-Apr-13 20:02:22

Hi Mammoth, we found the house we are buying now by knocking at the door of the house. We had been visiting inlaws on the day and we put it to the owner that bse we lived 30miles away it would have nice if he gave us a viewing. He was hesitant at first, we gave him our contact details, he called us 1hr later fir a viewing after speaking to EA. the EA confirmed that they knew us and that we were motivated buyers. We offered 1dy later.

CuddyMum Sun 14-Apr-13 20:27:00

Great news Wonky! What a popular house you have!

Doglover - I'm very much still walking on eggshells! I feel happier now we've found a house but I certainly won't relax until we've exchanged on our sale and we have the mortgage approved for the new house.

TerrysNo2 Sun 14-Apr-13 22:37:32

fingers crossed for those of us hoping for an offer tomorrow after weekend viewings. I know I will be starring at the phone all day! grin

Turnipinatutu Mon 15-Apr-13 11:19:31

No offers here sad the people who seemed really keen, decided that although they loved the house the smallest bedroom was a bit too small.
Still nothing new to view either, which is probably just as well, but it's all so frustrating!

TerrysNo2 Mon 15-Apr-13 11:31:22

that's frustrating turnip but don't give up hope as they may come back! At least you heard something, so far no news from the EA. I just want to hear something!!!!! envy

PastaBeeandCheese Mon 15-Apr-13 12:02:49

Just had 2nd agent come and am really disappointed with the valuation. The twin of our house sold last year without a new kitchen and new bathrooms so I thought ours would be worth at least that which the EA last week agreed with who said we would get £5k more than them in all likelihood. We've also had all our fascia boards and guttering replaced which they hadn't.

This guy said new kitchens and bathrooms only add to saleability and not value. Can that be right??

He then said we should price £10,000 under what the twin house sold for to get a quick sale..... I want to sell but I'm not that desperate.

One more agent coming this afternoon so we will see what he says and calculate the average.

DH said the guy this morning was wrong but I am worried it is too easy to just disregard what you don't want to hear!

Turnipinatutu Mon 15-Apr-13 14:43:06

Kitchens and bathrooms can be expensive. So I'd expect to see a house that needed a refit on sale for less than one that didn't need updating. If not I'd be looking to offer less for this reason.

5k more sounds about right to me. Unless the market has slowed considerably in your area in the last year.

I guess that's why you need several valuations though, its only their professional opinion. If in doubt, get more.

doglover Mon 15-Apr-13 18:22:55

EA phoned an hour ago to say that our new buyers had reduced their offer by 10K. We've obviously had to reject this. Feel totally gutted, devastated, raw ................ you name it, we feel it sad. I knew the selling process would be hard but this is absolutely awful.

PastaBeeandCheese Mon 15-Apr-13 18:30:25

Oh no doglover. That's awful. Did they give a reason?

The third agent came in on exactly the same price range as the first. Phew!

We're going to go for the middle of the bracket which is £5k more than the twin house sold for. Apparently market is slightly improved since that house sold!

doglover Mon 15-Apr-13 18:38:08

Other 4 bed detacheds are cheaper than ours .......................... Yes, we know that's why we accepted less originally angry. They also don't have 5 reception rooms or a sizeable garden.

CuddyMum Mon 15-Apr-13 19:05:08

So sorry doglover. That's so out of order.

Notyetthere Mon 15-Apr-13 19:07:08

Doglover did they give a reason for dropping the price? It could be one if those people who make an offer and it is quickly accepted and they end up thinking, 'we could have had more off!'

doglover Mon 15-Apr-13 19:16:45

See my last comment for their 'reason', NTY. So, so upset sad

TerrysNo2 Mon 15-Apr-13 19:48:06

doglover that is rubbish but perhaps it's better you found out how flaky they were now rather than somewhere down the line. Someone better will come along!

That's awful news doglover. You must be really upset hmm

After a mental weekend of 10 viewings and 2 low offers, amazingly we've had a full asking price offer today. Obviously we're a long way off actually selling yet but an important first step. Phew.

Ruby, should have said before, we've done that. We've already bought a place, which is on short term let whilst we sell ours. We're moving to the other side of the country to be near family and PILs have helped us out quite a bit, thank god. It has been handy being chain free in both directions.

monkeytennismum Mon 15-Apr-13 20:14:17

So sorry doglover, what an anti-climax. They shouldn't have made their first offer, then should they?

We had a viewing on Sunday which I felt was more positive. Turns out mother and daughter loved the house and want to offer, but father wasn't feeling it. They're going to have another talk tonight - do women generally win on this one?!

In the meantime, we've decided to widen our search area as just nothing new coming on where we've been looking.

Any tangible news on your mortgage yet Cuddy?

PastaBeeandCheese Mon 15-Apr-13 20:25:40

Perhaps they will realise your property is bigger and worth the extra money if they go and view some of the other 4 beds Doglover?

doglover Mon 15-Apr-13 20:28:43

Maybe, PBAC. I'm so bloody angry and miserable at the moment that I think I'd turn around and tell them to f--- off angry

Monkey, the women normally win on location, not that that it is particularly scientific.

Hope you find another more sensible buyer DL.

CuddyMum Mon 15-Apr-13 22:15:22

Monkey - with our first buyer the wife and 5 kids absolutely loved the place. They viewed three times and he still wasn't convinced. Eventually, he offered and made it clear that he didn't like our house and was only buying it for his family and then pulled out just over a week later with "personal problems". I hope she left him!

Heard nothing re the mortgage. I know they have the payslips and the survey is on Friday. Should I be doing anything else to speed it up? I wonder if they'll write for the employer references soon.

alwayslateforwork Tue 16-Apr-13 01:20:26

Ugh dog, that's horrid. That's why I quite like this system - all offers are signed and forwarded and legally binding subject to conditions, as long as they are agreed by both parties.

We have a bankers valuation inspection tomorrow, and then survey thurs. eek.

FedupofTurkey Tue 16-Apr-13 03:36:36

Hi all, just stumbled across this thread during another sleepless night with houses whirring through my head!

I've just agreed a sale on my house, they want it within 4-6 weeks! My head is spinning with what I need to get done! I'm moving into temporary accommodation whilst looking for another house.

Feel mixed emotions as this house has been my oasys for a long time and anxious for the future.

FreckledLeopard Tue 16-Apr-13 12:09:49

Ok - after freaking out over lack of viewings, there are two booked for today. Am crossing all digits and praying that I get an offer......

Please send positive vibes!

HereWeGoThen Tue 16-Apr-13 13:00:30

Things seem to have slowed down with us, no new viewings booked in the last few days, which is a bit disappointing. One of our viewers has given feedback that they might be back for a second look, despite me messing up the viewing, invited them in then my brain froze and had no idea what to say next, made for a very awkward moment!

We can't even work out where we want to house-hunt yet, we went to have a look at some in Stoneleigh/Ewell, but DP doesn't seem too keen having been to see it. Need to find some mythical place which isn't too far from London, has good schools, has a nice villagey high street with cafes but not too far from a bigger town centre and has reasonable prices. That's not too much to ask is it?

sailorsgal Tue 16-Apr-13 13:49:54

Yay finally another viewing as not had any for two week. Now cleaning frantically. Hope the sun shines! [Smile]

monkeytennismum Tue 16-Apr-13 14:41:03

Good luck Freckled and sailorsgal!

TerrysNo2 Tue 16-Apr-13 14:55:15

herewegothen what are you looking for? Come see our house in Epsom!! smile

HereWeGoThen Tue 16-Apr-13 15:06:51

3 or 4 bed with a decent garden and in catchment for good schools up to about 450 - I fear DP will never be happy with the Epsom area though, even though it ticks lots of practical boxes. And I'm afraid 'not right next to a train line' would probably be on our list of requirements too!

CuddyMum Tue 16-Apr-13 15:30:33

HereWeGo - you ought to have bought my house in Olney!

Good luck to everyone who has viewings - may the sun shine for you smile

Nothing much happening here, although it appears that the survey on the house I'm buying (scheduled for Friday) has not actually been confirmed as their system shows that they still need permission from the vendor even though their EA has confirmed. That needs sorting as it will affect my mortgage application.

TerrysNo2 Tue 16-Apr-13 16:23:29

herewego the train line is right next to us but the trains are slowing down or speeding up or slowing down when they go by us so we don't notice them anymore. If you're looking for somewhere that is close to the station for commuting then its more than worth it!

Whats your budget and I could suggest other areas, been looking around here myself although I think we might relocate to Buckinghamshire instead

HereWeGoThen Tue 16-Apr-13 16:29:16

Think Olney is a little lacking in train-station! We're also looking more south of London than north, due to DP's job.

I think it's probably true that if you live next to a trainline then you do get used to it and after a while don't notice so much, but DP wants the peace and quiet (especially after years of living under one of the main Heathrow flight paths..) Plus it does make it harder to sell, as it sounds like you're unfortunately discovering..

Might have a look at Ashtead or Bookham, or maybe Guildford though the good places are a bit far from the station there.

TerrysNo2 Tue 16-Apr-13 16:43:32

Herewego you should research train noise, I have recently since finding a house we love next to the planned HS2 route, train noise is far less affecting than traffic from cars or flight paths!

If you want somewhere quiet I understand but I would suggest that if you see a house you like which is next to a train line, you try and visit it when a train is going past and you will see how much it really impacts it. We were quite lucky as when I did the viewings on Saturday the train went past when people were there and they actually turned around surprised when I pointed it out. No-one from the weekend has commented on the trains either!

TerrysNo2 Tue 16-Apr-13 16:45:23

herewego check out Tadworth, that has a nice little high street with a cafe and a nice shop, its much quieter but still has a trainline, could work for you?

CuddyMum Tue 16-Apr-13 17:21:21

Loads of commuters live here and get the train from Milton Keynes, Bedford or Wellingborough smile

I'm not a train person though - I love to get around by car.

CuddyMum Wed 17-Apr-13 17:21:26

My buyers are coming around at the weekend to have a look at the fixtures and fittings! I think I definitely ought to clean up. I'm so nervous... only because they can still pull out. I mean, they might come and change their minds confused

PastaBeeandCheese Wed 17-Apr-13 17:43:41

Sounds to me like they want to spend the weekend looking round the shops Cuddymum which would be a good sign that they are still enthusiastic?

We go on Rightmove tonight and agent has booked a viewing for next week already which is good.

Have spent afternoon fretting because there isn't anything that we really want to buy in the location we want at the moment.

doglover Wed 17-Apr-13 18:31:37

Another viewing tomorrow ....................... trying to keep calm after the rollercoaster of the last 2 weeks.

CuddyMum Wed 17-Apr-13 18:39:50

Good luck with your viewing Pasta.

Keep strong doglover... This could be the one!

Am letting my husband do the fixtures and fittings tour with the buyers and I'm going to bundle sulky teenage girls and the dog into the car! Just need to retrieve a copy of the fixtures and fitting list back from the solicitors as I can't remember the prices!!

wonkylegs Wed 17-Apr-13 18:42:25

Good luck to all those with viewings
Cuddy sounds good they are def seeing it as home now grin
Our buyers are coming for a 2nd viewing as they'd really like to see it again as they'd only been here for 20mins before they offered. Got me worried but agent assures me that they are really excited by the house and are actually worried at being gazumped after they heard we had a higher offer.
We've got a day of viewings down where we're relocating booked for tomorrow including one that's way over our budget but we think it's very overpriced - they seem to be trying to make a huge profit on what they bought but in a terrible market hmm also found out it's owned by the EA and has been on the market for a year so have no idea what that means.
Fingers crossed we'll find something decent or even just bearable.

CuddyMum Wed 17-Apr-13 19:05:59

Interesting Wonky! Owned by the EA. If you like it, just offer them what you think it's worth. Happy hunting smile

Movingtimes Wed 17-Apr-13 19:28:04

We had a second viewing yesterday. Husband loved it, wife didn't. She won. sad

Movingtimes Wed 17-Apr-13 19:31:50

Good luck with finding somewhere Wonky. We viewed quite a few last week and found two we really loved. Crossing our fingers no one else comes along before we get an offer on ours.
Cuddy - I'm sure your buyers won't change their minds. They will love your house even more than ever!

monkeytennismum Wed 17-Apr-13 21:03:39

Movingtimes - that's what happened with ours: the hubby who didn't like it won, grrrr. I'm feeling quite fed up about it all at the moment; still, got a weekend away with DD1 to take my mind off it all smile

Movingtimes Wed 17-Apr-13 21:32:40

Enjoy MTM. I've just had two days with DD1 visiting sixth forms in our new area - not exactly taking my mind of it but getting away anyway.

FedupofTurkey Thu 18-Apr-13 04:15:29

I need to start packing, buyers want me out in 4 weeks, aargh! Anyone know best place to get boxes? None of my local supermarkets have any. Thanks

Isityouorme Thu 18-Apr-13 05:36:06

We had to buy boxes from a storage place as supermarkets didn't have any. Homebase had a few good ones.

PastaBeeandCheese Thu 18-Apr-13 06:30:26

Fedupofturkey you can buy home moving packs on eBay which include tissue, tape and bubble wrap.

sailorsgal Thu 18-Apr-13 08:52:01

We had a viewing yesterday. Mrs viewer loved it but mr preferred the one they had seen earlier. They haven't sold either so not in a good position. On the plus side they couldn't believe how much you can get here for the money but they were from Surrey. [Smile]

CuddyMum Thu 18-Apr-13 11:36:59

We had so much of that Sailorsgal - he loved it, she didn't and vice versa. It least they weren't in a good position.

My cleaning for my buyers coming round on Saturday has turned into a full on manic spring clean. How can my house be so minging? I just feel completely overwhelmed with it all. I have requested a quote for when we move for a full clean - I just can't face it this time.

monkeytennismum Thu 18-Apr-13 12:32:45

Ok, so I've just driven home and another house on our road has acquired a for sale sign - direct competition as all houses on our road are similar. My bug is that this house is on with same EA as us. I had a 'progress chat' with the EA yesterday and they failed to mention this. I am mightily peed off - am I justified? I feel like ringing them and having a go, but not sure really if they're supposed to tell me stuff like this. Any advice from those of you that are longer in the tooth with all this? wink

CuddyMum Thu 18-Apr-13 12:45:29

Yes, I think your agent should have mentioned it MTM - they would have had the instruction by then. In my experience they all have loose lips! We had two competition houses in our road (with other agents) all of whom were very free with their information (including people's private circumstances!).

Is the house the same price and condition? Do you (or them) have the edge in anyway at all. I, personally, would give your agent a call to see if they think the competition house is a good or bad thing.

wonkylegs Thu 18-Apr-13 15:18:35

Back from quite a nice day of house hunting. We've seen a fab garden, amazing front door and original features, gorgeous staircase and hall, brilliant location, beautiful living room and a perfect layout - unfortunately they were all in different houses hmm
So not sure any of them were quite right and most needed some serious cleaning and repair work that they weren't really priced for.
We're going to sit with wine, property details and rightmove and work out our next move tonight.

CuddyMum Thu 18-Apr-13 16:07:11

Isn't that always the way? It really pees me off when people don't clean for a viewing too. I hated doing it but would never allow a viewing unless the house was pristine.

It sounds corny but when you find the right house you will just "feel it". The house we're buying is so very different to what we were looking for. We wanted a large garden, detached, double glazed, laminate floor, glossy kitchen, probably 70s era any maybe a doer upper with scope for a big extension, large drive etc. and have ended up with a (beautiful) Victorian semi, with a rustic kitchen, original features, sash windows and a small (but completely private) garden and a tiny drive and above budget too! When we viewed it for the second time, I just didn't want to leave!

rubyrubyruby Thu 18-Apr-13 16:30:13

So cuddymum. Reading your post, would you recommend that we view everything in the right general location and price range?

FedupofTurkey Thu 18-Apr-13 19:07:43

So I've sold and offered which has been accepted. Now what? I've instructed solicitor, have an idea when we want to move, in the process of looking for best mortgage. Got removal firm quote. What else do I need to do or do I have to wait for a date?

CuddyMum Thu 18-Apr-13 19:13:08

Fedup - get started with that mortgage application asap and ensure that you turn an solicitor paperwork around asap. If you're anything like me hassle people!

Ruby - location has to be the priority. I would say look a little above your price range too and yes, I suppose, view everything! It's always worth checking out the property history on Zoopla so you can see if it's been marketed before, who with and when.

WireCatWhore Thu 18-Apr-13 19:13:10

Oh god. House is up on rightmove.

God knows how I will keep it tidy for viewers. My youngest is horrendous. Have told the EA that I will require notice of people coming to view. Also specified people must be in a position to buy.

Now, I've seen a house I want so want mine to sell NOW!

monkeytennismum Fri 19-Apr-13 06:23:07

Thanks Cuddy, I tried calling the EA yesterday but she was out. Will try her again today.

Good luck to everyone with weekend viewings!

alwayslateforwork Fri 19-Apr-13 14:17:56

Well, we have paid our deposit, the buyer's bank came to do a home valuation on Tuesday, the property inspection on our place was yesterday, we're getting the one done on the new place on Monday.

I'm hoping the buyers are going to lift the conditions on ours today, which means it's all sold bar the actual money business. grin

On a slightly more interesting note, dh's psycho boss announced he was going to close the company next month, and that all the execs will have to take a pay cut, and cut off a load of contractors. Then the next day he was all happy cheery, invited us to a silent auction/ dinner party, and asked the contractors to come back. There is absolutely no knowing what on earth is going to happen. He is changing his mind like the wind, so we are just hoping that he doesn't do anything drastic. Whatever will be, will be, and all that.

Stressed-out house seller is right.

WireCatWhore Fri 19-Apr-13 20:47:18

So how soon after going on the market did your house get viewers?

is impatient

Jaynebxl Fri 19-Apr-13 23:17:59

Our house went online on Wednesday morning and our first viewing was that night so you never know!

FedupofTurkey Fri 19-Apr-13 23:19:21

So what happens next:

Selling- price agreed, estate agent informed of solicitor details ....

Buying- price agreed, estate agent given solicitor details, mortgage info. Mortgage application started ....

DrownedGirl Fri 19-Apr-13 23:20:29

Hi all
Can I join you? Been lurking for a while

We long ago outgrew our lovely 2 be flat in a nice bit of London (4 children now inc twins and fairly reent new arrival) and want a 4 bedroom house in heels.

We actually saw one we liked (though on at £450k and £420k is prob our limit) so now it's made dash, declutter etc.
We have mortgage AIP but can't really think about an offer when our own p,ace isn't eve on the market. We need an offering ours, I presume, before we can think about making our own offer?

TerrysNo2 Sat 20-Apr-13 00:00:01

drowned usually yes, you need to be in a position to buy but, having just lost out on a house we loved by 1 week (that was the time difference between the other people's offer and ours getting sold) I would say just make an offer and see what they say. In hindsight I wish we had done this!

DrownedGirl Sat 20-Apr-13 00:12:10

In herts, not in heels!
What is a reasonable offer is asking price is £450k? (Think it's overpriced, next door sold for £399k in jan)

FedupofTurkey Sat 20-Apr-13 10:59:15

How the hell do I pack?! Feeling overwhelmed! Give me some packing tips!

wonkylegs Sat 20-Apr-13 11:34:25

wirecat we signed up with agent at 2pm, was on rightmove at midnight. Agent phoned to book first viewing at 9.10am. However we are in a funny area with very high demand and little on the Market.

AllIWant85 Sat 20-Apr-13 13:40:11

Can I join you all please?

First time seller here! Been on the market for 2 weeks. Had an offer which we rejected, buyer is thinking over their finances over the weekend and will hopefully have a revised offer early next week.

I am in a wreck! I haven't slept properly for days, my hands are ruined from all the cleaning and I feel constantly stressed! I am no good at this!!

alwayslateforwork Sat 20-Apr-13 14:22:47

Conditions lifted on ours - sale final, and sold sign going up today grin

trikken Sat 20-Apr-13 15:35:55

I had a second viewing today. Think it went fairly well. Brought his parents with them. They were here for a good 40 mins and its not a massive house. Spent all yesterday cleaning, I have a massive stress headache now.

WireCatWhore Sat 20-Apr-13 15:57:02

Still no viewers. Been on right move since Thurs night.

I am impatient!

CuddyMum Sat 20-Apr-13 16:41:46

Good stuff always - is that all legal now? Not sure how it all works in Canada.

I got up at 7.30 am to clean the whole house and mow the lawns as our buyers were coming to look at the fixtures and fittings. The house was immaculate and the sun was shining brightly! I had to run the kids into town so I put the dog in the car too and let husband deal with it all. They were only here for 20 mins and were talking about dates etc. I do hope they still like the house! We are still awaiting for our sellers solicitors to write to ours - I know the vendor had returned his paperwork to them - wish they'd hurry up so the searches can take place.

PastaBeeandCheese Sat 20-Apr-13 19:34:38

Good day..... I think. The agent showed two couples round yesterday afternoon. The first couple spoke to the agent today to check we are definitely leaving shed and asked her to ring them on Monday as they are keen to have a bit more of a think about money but did say they really liked the house!

We've also found something we like. We tried to arrange to view but it has a tenant in it who isn't allowing viewings despite it being in the agreement and let on short term basis because owner told them he is selling. They move out in June.

The agent told me 'we've got loads of people interested and could sell it 10 times over if we could offer viewings' which I don't think is true as it was on market all last summer and didn't sell. They've reduced the price a bit but still..... Sounds like EA nonsense to me?

Good luck Tricken. Sounds promising.

Don't worry wirecat. The weather has been so nice after its been awful for so long I reckon everyone is out rather than surfing rightmove.

Turnipinatutu Sat 20-Apr-13 20:40:37

No weekend viewings booked here sad and nothing new to view...
Our EA met with us today and said the market seems to be about a month slower than normal. Maybe due to the weather.
Still lots of interest in our house, apparently, but people unwilling to booking viewings until they've got buyers. Does this sound plausible?

I'd love to move before the end of the summer, but I'm beginning to wonder if it'll happen at all!

PastaBeeandCheese Sat 20-Apr-13 20:54:55

Yes turnip. I think that's plausible. It used to be a case of lots of viewings from people who aren't even on the market. I think people are aware now that it can be really hard to sell so don't see point in getting their hopes up viewing?

sailorsgal Sat 20-Apr-13 21:21:19

Its been a beautiful day and no viewings. The house we have offered on is still on the market though.

alwayslateforwork Sat 20-Apr-13 21:24:19

Yes, I started thinking I wasn't going to look at anything until we had sold ours, because I wasn't convinced it was going to happen.

Cuddy, yep, all legal. Contracts get signed v early here as soon as the solicitors have checked all the paperwork, survey done etc, and deposits paid. So if our buyers back out now, they forfeit their deposit (about $25k) and we can sue grin for breach of contract. We did manage to change dates so our sale and purchase match up grin <well, as long as everything goes ok this week with the purchase...>

Dh fed up of me looking at houzz for interior design ideas...

Good luck tomorrow weveryone - may the sun shine, and buyers smile on you!

CuddyMum Sat 20-Apr-13 21:38:01

Oh Sailorsgal - I know how disappointing it can be when it's a beautiful day, just perfect for a viewing. It will happen for you soon.

Always - that's great - sounds like a good system over there. When is your purchase definite?

I've been looking on the Internet for ideas for my new home - my husband is fed up with me too.

doglover Sat 20-Apr-13 21:38:18

We had another second viewing today on ours - haven't heard anything yet though. We saw another bungalow which might be an alternative to our preferred property. We should find out next week if the vendor is prepared to wait for us to find another buyer or wants to put propert back on the market. I would honestly quite understand if he felt the need to do this sad .
We are both finding the process very hard. My dh has set his heart on us achieving a certain price but all the viewers are saying that it needs too much work and are offering correspondingly less. My dh is adamant that we should hold out for his amount but I can see us still being in this position months down the line .......................................
Unfortunately, we bought 6 years ago when prices were much higher so will definitely sell at a loss whatever we do.
The alternative is to remain here for another 6 years and plough money into this house so it retains it's value. Our plan is to downsize to reduce our mortgage and monthly outgoings. Any thoughts?

rubyrubyruby Sat 20-Apr-13 22:04:49

Dog - I was wondering how things were going this week and glad you have had some more viewings.
I've no advice I'm afraid, we can't even find anything we want to view!

CuddyMum Sun 21-Apr-13 10:28:44

Dog - I'm reminded every day by DH that I've "given the house away". We bought 5 years ago and spent too much on a huge loft conversion and kitchen and flooring etc. and have sold for a big loss. You may get lucky but I know what you mean about still being in the same position months later as I've been there. The only thing I can suggest is to ensure that you try to get a good deal when you buy. I just want to move into my new house now and enjoy living there and making any improvements/changes to the decor for me and not for others.

doglover Sun 21-Apr-13 15:41:14

It's so lovely to talk to you, CM, because you so obviously understand our dilemma smile . Dh and I have reached an impasse: he won't consider selling for less then £325,000 whereas I think that £315,000 is probably more realistic. I suppose I just need to hope that someone views and offers the upper amount!!
I look at our current house and I struggle to see it as 'home' now. My mother keeps telling me to do things here (new kitchen / boiler / painting etc) because it's our family home but I'm finding it hard to motivate myself to even think about any of this - especially when it would mean no holidays etc for the next few years. The whole point of the move would be to release capital in the house so our quality of life would be improved. ....................

Movingtimes Sun 21-Apr-13 15:44:06

Another weekend with no viewings for us either. EA of one of the houses we liked phoned to see how we were doing as they have three more viewings lined up for their property - had to say there was no sign we'd be in a position to make an offer anytime soon. sad
Doglover - difficult decision for you. I don't think we would attempt to sell right now if we didn't need to relocate. The market seems completely flat. We bought this house 10 years ago a a low point in the cycle and even so considering what we spent on doing it up we are only just breaking even if we get our asking price. I would probably hang on if I didn't have to move, but if you do need to move then holding out for asking price is probably not a good idea, although I can understand how your DH feels.

doglover Sun 21-Apr-13 15:44:40

My dh thinks we should hold out for his figure and my mother thinks we should 'weather the financial storm' and sell in a few years. None of us have a crystal ball, I know, but I can't see things dramatically improving in the housing market in the foreseeable future. Grrrr ...............

doglover Sun 21-Apr-13 15:45:43

Thanks, MT. All opinions welcome. smile

alwayslateforwork Sun 21-Apr-13 16:18:26

Dog, we've lost about £55k on this sale. There are no guarantees that the market is going to bounce back to when we purchased even in the next 5 years, and there is no way we can afford to do the improvements (we already have granite countertops and hardwood floors etc, we would be looking at high end appliances that we can't afford and would be giving away.) there is no space for conversions or extensions...

This move will mean we will be paying out essentially the same per month, but in a much bigger place where the kids and dogs have a garden, and we have enough space to live - the kids will be able to have people over, have a room each, and there will be somewhere we can sit in peace without being three feet away from a bunch of loud Tweens and teens playing on the wii... And we can get a trampoline to lock Ds on when he needs exercise wink.

We thought about it quite hard - £55k is a lot of money to essentially erase - it means that all the mortgage payments we have made over the last six years have essentially been erased - but the benefits are enough for us to suck it up.

Given that we had actually thought that we wouldn't be able to sell this place at all (lots of similar on paper cheaper properties locally - we are curiously high priced until you see the location and comparisons!) we were just so grateful to be able to shift it. We were only intending to live here for 6 months due to the size, so two years has been a long time, and the kids are even bigger now!! We originally bought it as a rental that we could move into when we relocated for a short period. It would be a good rental property, and just big enough for us to use whilst we sorted out jobs and schools, and looked for a family home. It's been pretty good to us, and I will be a little sorry to leave it, but it really isn't big enough.

That said... Last year, when we gave up on the idea of selling, we got rid of all of our spare furniture. Like, all of it. We gave it away, we sold a bit for peanuts, we took our entire spare 3 piece suite to the dump (couldn't get anyone to take it second hand as it was an import with diff fire regs, no so charities or anyone would take it) and now we are moving into a much bigger place with only a 2 bed teeny tiny apartment worth of furniture... grin

We are backing onto the mountain, though. So my view out of the back door onto the patio will be almost identical to here, just on the other side of the valley. So it will 'feel' the same.

FedupofTurkey Sun 21-Apr-13 19:15:49

Dog - we had the same dilemma, chose to take the drop so we could move, our theory being that the houses we look at will also have dropped and we'd get a bigger house for less money than 6 years ago. It is gutting though. Depends on how much you want to/need to move

doglover Sun 21-Apr-13 19:28:05

Well, we'd be downsizing (currently 4 bed / 5 rec to 3 bed / 2 rec) in an attempt to reduce mortgage and monthly outgoings. We're looking to buy at about £240,000 and use about 20k to renovate.

I REALLY want to do this. Dh can't stomach our 35k loss on this property. My reasoning is that we would need to spend at 20k doing-up here in order to sell in the future confused

Isityouorme Sun 21-Apr-13 19:59:36

Another week gone by but no viewings. Like turnip, the EA has said this month has been very very slow.... So fed up as its looks like we will lose the house we want.

Is there a "bugger bugger bugger" emotion!

doglover Sun 21-Apr-13 20:05:04

I quite understand, IIYOM! So wish there was sad

alwayslateforwork Sun 21-Apr-13 20:12:51

You need to sit down and work out the maths.

Look at the next two years - calculate your mortgage payments, renovations etc for the current property in order to sell at what dh envisages will be acceptable.

Look at a move at your 35k 'loss' price and work out your costs for the next 2 years.

Compare.

No one is going to be making money, honestly. If you can't afford your current outgoings and need to reduce them, then is it possible to remortgage to achieve this? Tis keeping the bigger house?

doglover Sun 21-Apr-13 20:18:48

You're absolutely right, ALFW. Communication between dh and I is somewhat strained at the moment and I'm struggling to do the maths!! I'll see if I can persuade him to look at the figures tomorrow - there's no way he'll agree to it now!! Many thanks again. smile

CuddyMum Sun 21-Apr-13 20:55:26

Dog - I'm the number cruncher in the house thankfully. If it was up to my husband we'd still be waiting for our interested party to sell (which is never going to happen) and even if they did there's no guarantee they would offer anymore.

Movingtimes Sun 21-Apr-13 20:58:24

We are in exactly the same situation IIMOY So frustrating.

milliemoomay Sun 21-Apr-13 23:33:08

I found you again <so relieved> :-)...
Here's my potted history. Been on the market since end October. Got an amazing offer very soon after (2K less than asking price) - and then the inevitable - exchange within sniffing distance and the buyer decides against 'moving to the country' and pulled out. From mid-January I've had lots of viewings, one offer which I turned down, and have now changed agents. Been 2 weeks and only 3 viewings - none of them very promising either.

I painted the fence this weekend - Seagrass green - I'm now convinced that the effing house is going to sell...it all hinges on that darn fence!

Do any of you phone the agent to ask for feedback from the viewings? I don't seem to get any phone calls from the agents and wonder if the onus is on me to call?

rubyrubyruby Mon 22-Apr-13 07:13:00

Good advice there alwayslateforework

CuddyMum Mon 22-Apr-13 07:50:09

I always asked for feedback from the agent Millie. Although some viewers simply never return the EAs calls.

PastaBeeandCheese Mon 22-Apr-13 08:36:30

I agree with ALFW too! You'll be shocked at how much you will pay in interest to your bank if you stay for a few more years with no guarantee you'll get any more money at that point.

alwayslateforwork Mon 22-Apr-13 14:34:15

Yup. Over half of our mortgage payment goes to interest, and doesn't reduce the principle amount owed at all. Scary stuff.

Hope you manage to sit down and go through it dog. Even if it just gets you both on the same page, whatever page that is!

doglover Mon 22-Apr-13 14:51:32

Many thanks everyone. I hope my dh may be more receptive to discussing things more dispassionately tonight. I've played around with the figures this morning (not really sure how accurately!) and I feel that moving now would be the better option financially for us.

CuddyMum Mon 22-Apr-13 15:38:33

Doglover - I agree that moving on is the best thing and hope that you are able do some creative accounting on your spreadsheet. I always found that the figure my husband was interested in was how much monthly disposable income we would be left with. The mortgage comparison site on MoneySuperMarket was really helpful in estimating what our new monthly payments would be.

The survey on our new house took place today but their solicitor has still not sent any initial paperwork to ours despite them chasing. They really want to start the searches and we only have 5 weeks left! My vendor is very kindly giving his solicitor a nudge. I do hope that our mortgage is approved soon too!

I was also pleased to hear from admissions that my younger daughter has been offered a place at the Upper School in the catchment area for September and that my older daughter's application is being processed as she would start in June and needs to re-choose her options!

CuddyMum Tue 23-Apr-13 11:25:31

Finally, my solicitors have received the initial paperwork from my seller's solicitor! Am panicking now as time is tight. I hope she doesn't continue to be so slow.

For my sale it looks like I will have to pay £70 for an indemnity policy for covenant affecting the land before 1951. Not something I am totally happy about but I am told that this could a sticking point. Interestingly their solicitors have done a Chancel search that reveals our property may be liable to chancel repair (which is news to me). However, my solicitor does not think that is the case...

I hope I get the Homebuyers report soon - I am terribly impatient. I also hope that I will hear about my mortgage offer soon too.

I am not in a hurry to do all this again, that's for sure!

Hope everyone is well on this sunny day!

doglover Tue 23-Apr-13 12:29:44

Good news, CM. We're still waiting for feedback (or an offer?!) from Saturday's viewing so nothing happening here.

Dh was pleasantly surprised (!) at my maths yesterday and did look at the figures seriously. He is adamant, though, that a low offer would not be acceptable so watch this space ..................

We're not sure how long the vendor of our preferred property is prepared to wait for us: as I mentioned before, we would understand if he had to put the property back on the market sad.

We have seen another bungalow that might be a contender - needs LOTS of work so are viewing it with a builder-friend on Saturday. It's been on the market nearly a year but the sellers seem reluctant to accept offers. We'll see ...............................

startlife Tue 23-Apr-13 12:42:04

Doglover, just thought I'd share my experience as we are going through something similar. I would like us to move as we have taken on a property that we can't really afford, it will mean years of spending all our spare money on the house - I would rather we have available money so we can live well.

Dh hasn't agreed to a move but this is some of what I have discovered so wanted to share.Firstly I think DH likes the house and in his heart doesn't want to downsize (could this be behind your DH's reluctance as well?) and he also struggles with the idea that he had 'failed' to earn enough to keep the house.

Whilst we have lost money on the house today he doesn't get to 'see' the actual loss so it is a case of denial. One thing which seemed to register was when I spoke to him about it being a sunk cost and the importance of not throwing good money after bad. I also think DH will need more time, so whilst I would like the move to happen soon I will have to accept that he needs more time to adjust to the idea.

Another issue for us is that we are struggling to find somewhere else..Have you seen something that you would like to buy? Perhaps if your DH had a vision of the future he may find it easier to more forward.

WireCatWhore Tue 23-Apr-13 13:35:49

Still not a sniff of a viewer.
Full details on the websites since yesterday, but been on rightmove since Thursday.

I am doing some viewings at the end of the week.

CuddyMum Tue 23-Apr-13 13:48:05

It's early days Wirecat - hopefully you will have some booked in by the weekend. I found that people booked viewings on Thursdays or Fridays. Hang tight. Would you like to post your Rightmove link?

trikken Tue 23-Apr-13 13:52:39

We are waiting on feedback/offer for saturday's viewers too. Got all excited as there was a msg on the answerphone yesterday eve, but it was just the EA saying that they were pretty sure that the people would make an offer but cant be sure and that the people wanted til today to make their minds up. So a bit of a non msg really!

doglover Tue 23-Apr-13 14:07:22

Wow, SL, what an intuitive post - our situations sound scarily similar! In answer to some of your questions, yes, my dh still likes living here which does colour his views somewhat. He likes the size and space whereas I now view the house as a too-large cash-cow! He can see the sense in downsizing to our 'final' home but struggles to accept that we won't be able to recoup all our money (we bought in 2008 literally just before house prices started to tumble sad ) and paid a premium because the house - decoratively - was pristine. Now, although we have done some work on the house - drive way / insulation / cloakroom etc, several other things need doing (which we've allowed for in the pricing).

We've seen a couple of potenial bungalows - offer accepted on one when we had a buyer on here but this is likely to be lost now.

Finally, I quite agree that my dh, too, may be feeling that he hasn't 'provided' well-enough for us to remain here. My dds and I CERTAINLY don't feel this way - it's been a great home but now is the time to move on and improve our quality of life with reduced monthly outgoings.

Again, SL,thanks so much for understanding all my ramblings. My R.L. life friends don't really 'get' what we're doing - they're in a more stable financial positions than us or else have remained in smaller home where they're not as stretched as us.

doglover Tue 23-Apr-13 14:08:13

Trikken, our e.a. said exactly the same thing! confused

CuddyMum Tue 23-Apr-13 14:17:17

Fingers crossed for you trikken and doglover. Hopefully your viewers are just doing their maths.

Dog - reducing your monthly outgoings sounds more than perfectly reasonable. Your quality of life will improve too. I do think it is a case of pride with men. They come round eventually. Drop in little examples of what you would be able to do with that extra money each month, whether it be pay a credit card off or go out for a meal etc. without feeling burdened or overwhelmed.

doglover Tue 23-Apr-13 14:49:11

Thanks, CM. That's exactly what I'd like! The thought of not having to watch every penny AND create our forever home is enticing! smile

rubyrubyruby Tue 23-Apr-13 18:05:07

I'm beginning to feel downhearted. Nothing suitable coming on the market here <<sulks>>
I'm onsidering putting a note through the food of a house that was up for sale a couple of years back but was then taken off again.
Worth a try do you think?

...... and I'm fed up with everyone telling me to just extend.

rubyrubyruby Tue 23-Apr-13 18:06:26

Considering and door. (Sun on screen)

doglover Tue 23-Apr-13 18:21:46

Well the EA has just phoned and said that our prospective bungalow has just been sold to someone else sad . I feel a bit numb to be honest. It was kind of inevitable and I quite understand the vendor not wanting to wait any longer for us to find another buyer. What a rubbish end to a gorgeous day!!

CuddyMum Tue 23-Apr-13 18:23:22

Yes, I think it is worth putting a note through the doors of houses you like, especially if they have been on the market previously.

I have just dropped my daughter off in the village we are moving to and of course I had to drive past my new house to be. The vendor was out the front having a chat and I'm sure he saw me - a bit embarrassing. I wonder if he saw me a couple of nights ago when I was stalking walking past with the dog - twice! I'm not trying to find anything bad I just want to be living there now blush

rubyrubyruby Tue 23-Apr-13 18:31:37

That's lovely CM and a natural thing to do. I will prepare some notes I think.

Oh Dog - what a bugger eh? sad

CuddyMum Tue 23-Apr-13 18:44:19

Sorry Dog - just saw your post. I saw so many houses that we were interested in either taken off or sold to someone else. I know it's a cliche but what will be will be and all that. I hope that this will mean that something better will be around the corner for you. How do you feel about the other bungalow that you were interested in?

doglover Tue 23-Apr-13 19:57:10

When we lost our 2nd buyer I think I just knew that we'd lose the bungalow, too - call it a premonition?
The other bungalow is a possibility although it does need a HUGE amount of work. It's in the next village so still near by. Hard to know what to feel at the moment. Like other people have commented, very few properties are coming on the market here so choice is very limited sad Many thanks for all your support, CM, I've really appreciated all our 'chats' recently!!

FedupofTurkey Tue 23-Apr-13 20:06:11

Help - my solicitor wants my title deeds, I've a TR1 is that it? What am I looking for?

PastaBeeandCheese Tue 23-Apr-13 20:08:56

I'm sorry doglover. That's rubbish. How much work does the other bungalow need? Perhaps you could describe it and we could all pitch in with our experiences of doing various types of renovations if that would help?

doglover Tue 23-Apr-13 20:39:58

Well, this list might not be exhaustive but here goes (3 bed / 2 bath bungalow - partially renovated but am unsure of 'quality' of what's already been done! It's been empty for nearly 2 years.

*re-wiring
*replacing a couple of ceilings
*total replaster walls / ceilings
*new combi boiler
*renew one small bathroom
*repalce skirting boards / architrave
*total redecoration (it's totally RANK and DISGUSTING!)
*all floorings
*new backdoor
*new front door
*re-fence the jungle of a garden
*new garage door

The following HAVE been done:
*soffits and fascias
*kitchen (not great but liveable-with for the foreseeable future)
*one bathroom
*dg windows/patio doors


Any rough quotes etc or your experience of any of the above would be SO APPRECIATED. We do not have expensive tastes and will probably have a budget of approximately 25k. Does this sound feasible? Replies would be great because I'm feeling pretty down tonight. smile

CuddyMum Tue 23-Apr-13 20:57:30

Crikey that bungalow sounds like one we were initially interested in (ages ago now). We didn't get as far as costing everything though as too many other people were interested including builders. When you get an offer on yours maybe you could visit with a builder to get a rough guide for him doing the whole lot unless you are handy of course. I can lay floors and we could do skirtings and decoration but that is where it stops really. It does really sound like a great project though. I always thought we would end up in a doer-upper like that - well that was the original plan. Keep positive. Perhaps thinking about how you could live in this bungalow will help you focus. Like I said, I've been there. You kind of go through a mourning period when you lose a house you like but you really do get over it and sometimes you are relieved even. Sending you some wine!

doglover Tue 23-Apr-13 21:03:40

Slurp! (That's the wine!! smile !!) Yes, we intend to view again at the weekend with a builder friend to give us a rough idea of costs. We're prepared to do paint but our skills are otherwise pretty limited. Many thanks for your reply it does help to know that we'll get the house for us ....................... eventually!!

trikken Tue 23-Apr-13 22:34:05

Aw no doglover, sorry to hear that. We havent had a great day either. Got home to find out that they have made an offer but its 25 grand lower than the lowest amount we can let it go for. sad tis shit. Think dh had some harsh words for them. Apparently if these people wont buy it no one will, which I personally think is a load of bollocks. Ah well, best hope they come up with a much higher offer!

PastaBeeandCheese Tue 23-Apr-13 22:41:39

I think up to £25k is realistic for that work. The good news is that if if it is in a state you don't need to worry about making more mess by renovating!

Our house was disgusting when we moved in. I wondered if they had been chopping up bodies given there were blood stains on the carpet..... Seriously, it was horrid. A good clean when we moved in instantly improved it and from there it was nice to bring it back to life and choose everything for myself.

Plasterers have really dropped their rates as work is thin on the ground. I had conservatory taken from bare brick to fully done for £200 and my friend is being charged £40 per wall for skimming.

You could easily do skirting and architrave yourself if you invest in an electric, circular saw with an angle guide at the base. Ours cost about £40 and even I can cut skirting with it and I'm rubbish at anything requiring accuracy.

Decorating yourself will save lots of money.

My sister has just paid £2,000 for new fencing on her detached property and it has made a real difference.

The only thing I'd be wary of is the garden..... Ours was a mess and we intended to tidy it up ourselves but in the end we had to pay a landscaper as it wasn't even ground and was so overgrown it was just too much for us.

Taking a builder is a really good idea. As cuddy says you could get a quote for the lot and look to reduce it by doing some work yourself if it seems too expensive.

You could get a full survey too which would highlight any hidden issues?

rubyrubyruby Wed 24-Apr-13 05:05:05

There's a house
There's a house!!!!

...... Yes I do check rightmove in the night blush

Sorry dog - I have no idea about renovations. It's not really my thing.

CuddyMum Wed 24-Apr-13 07:16:09

You are a Rightmove addict Ruby! I am a recovering Rightmove addict and only look once per day now and not twenty times grin

rubyrubyruby Wed 24-Apr-13 12:29:32

Viewing booked for tomorrow. I took a walk past today and I'm reserving my judgement until I've seen inside.
I have a vision of a perfect outside inside and out with layout as I want.

Realistically, I know that's a long shot.

WireCatWhore Wed 24-Apr-13 13:34:27

Dog, how crap sad

I am going to look at some houses this week.

Still no viewers booked. Hopefully something will come up for the weekend.

alwayslateforwork Wed 24-Apr-13 14:07:59

Well, interesting times here. Dh has just had a letter telling him he is receiving a 50% pay cut for the foreseeable future as the company is in trouble. It's only the execs, so only three of them, and the other two are independently wealthy, whereas we live on our monthy pay and it's already very tightly balanced.

Feckity feck. He is livid. In theory, if the company bounces back, he will get all the back-pay, but no timescales. If not, then no one gets paid anyway.

CuddyMum Wed 24-Apr-13 15:33:07

Bollocks! Surveyor has reported traces of aqua foam on the timbers at the new property. Typically, Nationwide are the only lender who will not issue a mortgage if this is found. I have spoken to the surveyor who informs me that if the vendor can physically remove all remaining traces that he can reinspect. Am awaiting a call from the EA to advise when this can be done by. Then I have to process it all via the Nationwide call centre who currently have the property valued at £0 and might cancel the whole application. Urgh!!

PastaBeeandCheese Wed 24-Apr-13 16:21:07

ALFW that sounds awful. I'm sorry.

Cuddy. What is aqua foam???

I had 50 minutes notice of a viewing this afternoon. Negotiated up from 'now'. Poor 17 month old DD was strapped in high chair for most of that whilst I madly rushed round.

Stuck at soft play now while agent shows couple round. I'm having a rest and she is recovering from the high chair restraint and being forced to help change bed linen.

Been on market a week now and this is 4th viewing which I think is positive but really hope we sell soon as I don't think I can take many more short notice viewings!

CuddyMum Wed 24-Apr-13 17:50:56

Pasta - last minutes viewings are awful. It does sound like you are getting a fair amount of interest though.

Well this aqua stuff is something that was used to insulate the roof and rafters. When the current vendors moved there over 15 years ago it was brought to their attention and they actually put a whole new roof on. From what I am told, the product isn't harmful and there really is only a trace of it on the rafters but it's something that only the Nationwide object to.

doglover Wed 24-Apr-13 19:36:57

Poor you, CM. I do hope you manage to resolve this issue. You've been so supportive of so many of us recently and it's horrible to hear of this glitch. Good luck.

monkeytennismum Wed 24-Apr-13 20:01:47

Oh bugger ALFW and Cuddy. I thought I was having a bad day. Will keep everything crossed that it can all be resolved quickly for you both.

Here's a wine each!

CuddyMum Wed 24-Apr-13 20:16:57

Thanks Monkey and Dog!

The vendor is going to speak directly to the surveyor tomorrow to establish exactly what he needs to do in order for it to be acceptable for the Nationwide. I have to say that our vendor does seem a lovely, genuine person and he's probably mortified.

Other than that, as far as my solicitor is concerned the sale ought to be straightforward but he will need to clarify the extent of the party wall and is awaiting the fixtures and fittings form. The searches have been requested.

ALFW - that's awful news. I am sorry. Will this affect your move?

alwayslateforwork Thu 25-Apr-13 00:21:05

No idea, Cuddy. Am hoping not, as if it continues, the house move is weirdly the only thing that will keep us afloat longer (as our outgoings will stay the same, but we can use the equity we were going to use for renovations to pay the mortgage instead...)

Thanks for good wishes. Have been running some numbers and I think we are about £750 a month short at the mo, so I have some monthly outgoings to slash so that we don't jeopardise anything... Goodness only knows where though. It seems like a heck of a lot, but I don't want to fall further into debt...

rubyrubyruby Thu 25-Apr-13 06:58:41

I'm sure this is just a bit of a stumbling block Cuddy so hopefully it will all be sorted soon.
alwayslateforwork - I'm sorry you are in this situation. There are do many companies just trying to stay afloat atm.

CuddyMum Thu 25-Apr-13 12:36:50

Thanks Ruby. I'm feeling a bit agitated as I haven't heard anything yet. I am guessing that the vendor is having trouble getting hold of the surveyor. I just need to know so I can communicate with the Nationwide. I can't bear the thought of starting a new mortgage application elsewhere and certainly can't fork out for another Homebuyer's report. I wish I'd just gone for the valuation survey now.

Meanwhile, I'm packing up the dining room as the furniture has been sold and is being collected this weekend. We will use the empty dining room to start storing packed boxes. The trampoline is due to be collected tonight (daughter has pocketed the money for that) and we are selling our rower and cross trainer too. Two things less to dust! Will probably start on the study next week. I've have tried to persuade DH that we really don't need real books anymore. I have thousands on my Kindle. Alas, it appears these will be coming with us along with the Billy Bookcases - although I feel an Annie Sloan makeover and new handles coming on smile

NutraxForNerves Thu 25-Apr-13 12:45:56

Can I join you?

My buyers just pulled out yesterday, having offered in January!! I am So frustrated. They were being slow but I thought we were getting there.

House I am buying is still ok, they're giving me a couple of weeks to find someone else.

Has anyone managed to finance a new purchase while keeping on the old mortgage? If so, how, and who was your lender? Am currently with Halifax.

alwayslateforwork Thu 25-Apr-13 14:27:05

Fingers crossed that Nationwide come to their senses today, Cuddy x

I had never heard of aqua foam. The things you end up filling your brain with is unbelievable!!

monkeytennismum Thu 25-Apr-13 14:28:57

NFN - we have asked our current mortgage lender (Barclays) if we can take across our existing product (v v low rate) and just get a new mortgage to make up the difference of the place we buy. They have agreed to this in principle. Is this what you meant?

CuddyMum Thu 25-Apr-13 15:16:12

I still haven't heard if the vendor has spoken to the surveyor. Until I have a date for reinspection I can't speak to the Nationwide. I can just feel the time ticking away.

rubyrubyruby Thu 25-Apr-13 15:59:08

NFN - do you mean buying before you sell? We are probably going to go this - when we find somewhere,

This mornings viewing was disappointing - I really didn't like it and was glad to get back home tbh hmm

NutraxForNerves Thu 25-Apr-13 16:59:12

Yes ruby. Just wondering if I can finance it (probably not as 6* salary loans are out of fashion!).

rubyrubyruby Thu 25-Apr-13 17:02:03

But would it just be until yours sold?

CuddyMum Thu 25-Apr-13 17:31:48

My lovely vendor has had a long chat with the surveyor and he will have scraped off all the old product on the timbers by the end of the weekend. The surveyor is revisiting on Monday and will resubmit his report. Hopefully the Nationwide will then unsuspend my application.

5 boxes packed today!

NutraxForNerves Thu 25-Apr-13 18:45:07

Yes ruby. I googled bridging loans but the costs looked scary and I ran away.

pistachio Thu 25-Apr-13 21:52:03

hello, i'm joining the stressful ranks if i may! We've had our flat on the market for nearly a week. 6 viewings, one offer 13k below what we said we wanted, 6 more viewings lined up.

We've already bought a new house, and awaiting paperwork, mortgage papers etc. Aiming for July date of entry. We are in the fortunate position of having a large deposit for new place so the bank are letting us convert the current flat to a Buy to let mortgage if we are unable to sell in time. It would mean us being utterly destitute but means we have secured the house we love. Scary stuff though!

I was told bridging loans were very hard to secure these days, so this BtL option does much the same thing.

Oh i should say I'm in Scotland so the system is all different. But the stress is the same!

doglover Thu 25-Apr-13 22:12:14

EA phoned this evening with an offer from Saturday's viewers .............. I tried hard not to laugh shock because it was 40k under the asking price!! I could tell the EA was embarrassed and I feel bloody furious!!

pistachio Thu 25-Apr-13 22:17:21

doglover- I think some people feel the market is so flat they can just offer any old money and get away with it! Our flat is very reasonably priced compared to similar properties and would be a bargain even at the highest price we are hoping for. I'm not about to give away my home for pennies! Not surprised the EA was embarrassed about it- do you think they may come back higher?

Jaynebxl Thu 25-Apr-13 22:22:08

Things are going really slow for us here. We had hoped to be exchanging by now but our sellers lost their second house. Now they have found a third house to buy, which is great but it means all the searches and everything start all over again. So far we and our buyers have been pretty patient but today we got an email from our EA to say that our buyers are getting tetchy and want to complete by mid may. We would love that but I just can't see it happening. Aargh!

trikken Thu 25-Apr-13 22:25:37

doglover thats awful. Ours offered 25 under our lowest amount we could take on tues eve. They havent come back with another offer.

alwayslateforwork Fri 26-Apr-13 03:17:07

Dog, our buyers first offered 49k under asking and I felt exactly the same.

However, they upped their game and we accepted. Don't give up on them entirely. You just never know. The EA was the same. She was mortified. But she said at the time 'stranger things have happened'. They came back and viewed twice more and we eventually agreed a price. (Obv still well below, but not that much)

CuddyMum Fri 26-Apr-13 08:10:19

Our buyers offered £45k under then disappeared for 5 months and upped their offer - still £22k below but we accepted. We went in at £35k under on the property we are buying and agreed a price £24k under which mentally makes us feel better smile

WireCatWhore Fri 26-Apr-13 13:26:58

Nothing.
Not a sniff of a viewer.
Bit pissed off.
EA said he had people lined up.
The lying cock. angry

wonkylegs Fri 26-Apr-13 18:10:51

Fingers crossed for those of you waiting for viewers
Cuddy - hope that's the last hiccup for you.
Our offer on a property was accepted this afternoon but we need to discuss dates with them tomorrow as this is critical for both sides.
We've found something that is a slightly bigger version of what we've got now but needing some modernisation - thankfully at a price that allows us to do new windows, timber sash double glazing(it's in a conservation area), new roof, new kitchen and bathrooms and a bit of extension. It will be a stunning home when we've finished with it fingers crossed.
Survey on our house has been done and our sale is so far progressing ok. I'm excited but sleeping terribly worrying about all the what ifs sad

WireCatWhore Fri 26-Apr-13 18:13:01

Good luck Wonkylegs.

CuddyMum Fri 26-Apr-13 20:41:45

Good luck Wonky! Sorry Wirecat sad

Updated Nationwide today as per the surveyors request - the call centre agent thought the sale had fallen through!! I had to explain the whole situation again and after being put on hold lots of times was told that my vendor had to fax them to confirm everything! I said who the hell even faxes any more. Luckily the vendor and agent are brilliant and sorted this out within half an hour so we will see what happens on Monday! I had to collect two bits of post from my vendor this evening which turned out to be paperwork from the new school. It was nice to see my house and the vendors again. Meanwhile, I have emailed my local Nationwide mortgage lady to complain and see if there's any chance that she can help!

doglover Fri 26-Apr-13 20:47:49

Phew, CM! This whole moving process is just so utterly horrendous sad. Let's hope we all have some positive news / viewings / offers this weekend!! smile

CuddyMum Fri 26-Apr-13 21:38:38

Have had takeaway curry and G&T and I'm going to forget about everything until Monday afternoon smile

wonkylegs Fri 26-Apr-13 21:52:48

Faxing is still used in legal transactions and contract law as a legally recognised form of communication. Whereas emails don't have a legal recognition which is why they will have asked for a fax. It sounds daft but is actually quite common.
They really seem to be putting you through it Cuddy. Glad they got it sorted for you. Enjoy the G & T

alwayslateforwork Sat 27-Apr-13 04:26:04

Good luck for the weekend, everyone!
My house is a total shambles. grin i am soooooo glad i don't have to show it this w/e!

CuddyMum Sat 27-Apr-13 08:27:33

Mine too ALFW! smile

rubyrubyruby Sat 27-Apr-13 16:07:41

I'm viewing another property this week! Nothing for months and now 2 in a week. I will report back.

We haven t looked into bridging loans but I think this will be our only option if we find something. Unless we go for a mortgage with no penalty for over/early payment.

doglover Sat 27-Apr-13 16:26:27

Haven't heard about any viewings this weekend sad .

CuddyMum Sat 27-Apr-13 16:38:56

Oh Dog - is it worth revising the price slightly? We had weeks without viewings and it is soul destroying.

doglover Sat 27-Apr-13 16:47:22

We've dropped the asking price yesterday but my dh is still holding out for what I feel is an unrealistic price. I keep saying that we could be in the same position in 6 months time but the message isn't yet hitting home for him. I'll keep whittling away .......................

CuddyMum Sat 27-Apr-13 17:17:12

Hang in their Dog - it will happen. Keep in regular contact with your agent too.

WireCatWhore Sat 27-Apr-13 21:22:44

We have a viewer tomorrow!

Also, apparently the reason we haven't had viewers yet is because we are about £10 grand over the price the viewers he had lined up for us. Surely he would have known that when he said he had viewers lined up?!

Turnipinatutu Sun 28-Apr-13 00:08:15

We may have found a house!......But no buyer for ours yet hmm

The house is up for £535, but we can't go over £500. We're already stretching to go to that.
Are we unlikely to be able to pull this off? It's only just gone on. So considering the position we are in, do we wait and hope nobody else gets in there first? Or go straight in £35,000 under and risk being turned down flat?
Ahhhh!

alwayslateforwork Sun 28-Apr-13 00:18:48

Turnip, I don't think you are in a position to offer too low - it. Would be different if you had a sale on yours, so were a better bet? Hard if it is definitely the one you want, though...

Cat, that sounds like crap. If it was only 10k he'd be showing it anyway, as they would just offer under asking.

PastaBeeandCheese Sun 28-Apr-13 08:15:55

How's the cleaning going WireCat?! I've got the day off from viewings.... Agent is closed today and nothing booked in. I know I should be disappointed but DD and I are planning to get the paints out, eat in the dining room and have biscuits on the sofa.

I'll pay for it tomorrow mind......

Turnip, I personally wouldn't offer until you've sold. If you are saying to them '£500k on basis I have sold and can move in 8 weeks time' they might accept because if they've found somewhere they love it will may mean they can secure their house.

Turnipinatutu Sun 28-Apr-13 08:26:51

Always, I know you're right and I'm just hoping that we may get an offer from the couple who viewed on Saturday.
The house isn't perfect and there's a fair bit we'd want/need to do to it, but it does have a lovely feel and I'd be happy to live in it as it is for a few years while we wait to get enough money together to sort it out.
It's the damned stamp duty that is keeping our offer limited and I do wonder if they've priced it just above, knowing that people will want to come in under the threshold.

Cat, that sounds like a crap excuse!
God this moving house malarkey is all mind games isn't it!

CuddyMum Sun 28-Apr-13 09:13:20

Turnip I'd say you were very interested but not talk figures. I'd say they'd be hoping to achieve 500k.

WireCatWhore Sun 28-Apr-13 15:40:26

I have not stopped all bloody day!

Viewer due at 4.

Husband has taken the boys out. Dd has stayed home.

This viewer had bloody well turn up. and buy

Think we've found a place. So need to get rid if this place!

WireCatWhore Sun 28-Apr-13 15:41:29

Sorry,I got distracted & posted too soon.

Turnip, you're offer will probably get turned down till yours has sold.

rubyrubyruby Sun 28-Apr-13 17:48:16

How did it go WCW?

I'm worried we may miss out on a house this week. I know someone is going to view early this week an we are going Friday. Would they accept an offer if they knew they have other viewings booked do you think?

It was on the market for months last summer but was taken off again just before Christmas.

PastaBeeandCheese Sun 28-Apr-13 17:54:10

I wouldn't Ruby. I would say that I would accept their offer if it was fair but that I'd still want the lady who was booked for Friday to see it and I'd hope you'd offer more

This happened to me last time I sold.

Turnipinatutu Sun 28-Apr-13 18:15:48

Ruby if it were me, I'd wait for all the viewings before I considered any offers.

Wirecat, I think we will just let the EA know we are very interested but won't be making any offers until we've sold. We can't to be honest, as we don't know what offers we will get ourselves.
We still have a few things to look into regarding the area and transport links to schools/railways so can get on with that and hope we sell soon.
We just got excited as its the only house we've seen in 2 months of looking that we could actually see ourselves living in.

CuddyMum Sun 28-Apr-13 20:53:27

How did it go Wirecat? Turnip - good plan.

Dining furniture was collected today (I sold it on eBay as we are buying the vendor's) so the dining room is completely empty and will house our boxes as we fill them. Dining room stuff is all in boxes and I plan on packing up the study next!

Just hope that the surveyors re-visit goes ok. I've no idea how we are going to complete in 4 weeks! Arrrrrrghhhhhh!!!!!

doglover Sun 28-Apr-13 21:12:53

Good to hear, CM! I'm sure you'll be fine smile

Jaynebxl Sun 28-Apr-13 21:42:55

Cuddy when are you moving? You sound so organised!

WireCatWhore Sun 28-Apr-13 21:48:05

Viewing was good.
Only negative for her was lack of downstairs loo. But she had ideas of where to put one.

Fingers crossed!

Cuddymum, are you at the gin & Valium stage yet?! wink

CuddyMum Sun 28-Apr-13 22:02:29

Wirecat - still at nailbiting stage. Jane - We have to be out of our house by 23/24th May (that was the condition of sale) so need to complete on the new house by then. Am still at the searches stage and of course the bloody mortgage with the purchase and every bugger I deal with is sooooo slow.

Jaynebxl Sun 28-Apr-13 22:23:01

Oo nearly there Cuddy!

Turnipinatutu Mon 29-Apr-13 13:17:05

Ooh Cuddy, I'd be nagging everyone on a daily basis in your position!

One of our viewers from the weekend has expressed a serious interest and apparently they're speaking with their mortgage advisor! Gulp!

WireCatWhore Mon 29-Apr-13 14:37:44

Estate agent just called.
Viewer from yesterday was very positive. She wants to do a 2nd viewing later in the week when her husband is back from business.

Squee.

Oh Turnip, good luck! grin

CuddyMum Mon 29-Apr-13 16:25:21

Sounds like good news is on its way for you Wirecat and Turnip!

The surveyor has been out to re-inspect the property this afternoon. He will be resubmitting the report by about 5pm today and then I have to ring the Nationwide to ensure they have received it and will unsuspend (or rather reactivate) my mortgage application.

I've chased my solicitor too as he told me he was sending out the initial contract paperwork for my purchase last week but I have received nothing. I know the searches are happening but other than that it all seems to be in limbo. I'm not sure what is happening with my sale either now.

One child definitely has a place for September in school (Year 9) and my other daughter (currently Year 9) is going to meet the Deputy in two weeks. Although it is likely she will get in they don't seem to want to actually commit until they have seen us as they are oversubscribed. We have to go with a list of questions. I asked my daughter what she thought she would like to ask and she said, "What are the dinners like?". Hmm. So my younger daughter is going to prepare a list for her so she doesn't look like a complete numpty!

HereWeGoThen Mon 29-Apr-13 16:34:04

Hi all, thought I'd poke my nose back in here. We've been on the market for almost three weeks now, had a steady trickle of viewings (two more tonight), but no offers or repeat viewings yet. Think maybe we overpriced ourselves, but a bit nervous of the message that'd be sent by dropping the price so soon.

Also rethinking where we'll be looking for somewhere new, after DP decided not to be too impressed by Ewell despite it's practical benefits. Reigate is our next target, so.. we'll see. Given we want to be moved by the end of summer due to new arrival due in October, need to hurry things along a bit!

CuddyMum Mon 29-Apr-13 16:50:05

HereWeGo - I think it's very realistic of you to be reducing your price. Perhaps have a chat with your agent and see what they think. It sounds like you are still getting viewings so you must be doing something right. Is Reigate far from where you are now? In other words, is it close enough to stalk day and night? smile

doglover Mon 29-Apr-13 17:18:33

Our EA are emailing the last people who made us an offer to see if they will increase it. They're not very hopeful but at least we'll have tried our best. Dh is still holding out for what he feels is a fair price - I do understand his view but still feel that, in the current climate, we're unlikely to achieve 'his' figure.
I'm still obsessing about everything which isn't helpful and is driving him slightly mad! blush sad angry

doglover Mon 29-Apr-13 17:22:26

Unfortunately, the property we hope to buy is owned by an acrimoniously-divorced couple who are refusing to budge much from the guide price so we have very little room for manouvere financially.

HereWeGoThen Mon 29-Apr-13 17:32:31

Our agents are one of the internet ones, so does mean they can't really help with local knowledge about prices. There's a slightly smaller flat (but in better condition) on the same road that we were using to base our price on, but they've just reduced so were probably also overpriced. Then there's the flat that's on for about 160k more than us, even though still 2 bed, but they've extended into the loft so much more floorspace and has an en-suite. Suspect they're overpriced too!

We're in South London, so Reigate isn't a million miles away, plus DP works quite close to it. I'm doing my best not to think about how long my commute to work from there would be..

CuddyMum Mon 29-Apr-13 17:47:07

I haven't dealt with any online agents but I know that local agents seem to be aware of the local market and plus, in areas like mine, they know everyone's business (and seem very happy to share that information too!).

Might we worth trying the commute somehow one day. Do you have schools to think about at all yet? You might need to give some thought to childcare etc.

CuddyMum Mon 29-Apr-13 17:58:24

Dog - hopefully the divorced couple will come around re their price too. Have you seen anything else?

doglover Mon 29-Apr-13 18:19:48

Nothing new has come on the market here for a couple of weeks sad. It's terribly frustrating. Several of the EAs that we've been in touch with say that it's terribly unusual for this time of year. Let's hope things improve SOON!!

WireCatWhore Mon 29-Apr-13 18:20:53

A house I looked at was a "divorce" house. Unfortunately it showed in the house & I didn't like it. Good luck Dog.

Have another viewer booked for tomorrow at 1! grin

WireCatWhore Mon 29-Apr-13 18:21:44

Dog, x post.

It's been quite quiet here as well.

Think the weather has delayed sellers as they want us for the photos! I did!

doglover Mon 29-Apr-13 18:29:58

The house is in a truly dreadful state - some jobs completed but most just abandoned! It will require MAJOR renovation but does have potential. It's been on the market for 18 months - says it all really!!

I'm off tomorrow so hope to blitz the house in preparation for some viewings over the Bank Holiday weekend. I'd be very surprised if the last offer is increased but who knows?

Tau Mon 29-Apr-13 18:59:40

I've spend a few weeks with my head in the sand, ignoring all house-selling procedures after our rubbish online EA went into administration.

They have now been bought up by another agency, who are still in the stages of sorting out the rubble, and we have registered with a local EA. So our house is advertised again - twice now. Today we had our first viewing with the new agent. Viewers liked the house, and were especially enthusiastic about the garden, but not too taken with the bathroom.
Tomorrow they are also looking at another house around the corner. I know that house; it is a lot like hours, and nicer inside, but with terribly messy neighbours and in a less nice spot... so we'll see.

At least the house we like has not yet been sold.

CuddyMum Mon 29-Apr-13 19:35:26

Hopefully your agent will convince them that it's much easier to change a bathroom than to live next to The Clampetts smile

Turnipinatutu Mon 29-Apr-13 20:51:14

Exactly. They could change the bathroom, but can't pick the house up and move it.

Turnipinatutu Mon 29-Apr-13 20:54:02

Fingers crossed Dog, you never know.
As you say, there's not much on the market, so every chance that they haven't found anything else.

CuddyMum Tue 30-Apr-13 11:50:55

Had a message on my phone today from Nationwide asking me to call re an update to my mortgage. When I called there was nothing on my records and the case was still suspended but I should call again in 15 minutes in case someone was still typing on my file. So, I called again, got through security yet again and explained everything again! Was told the surveyor had not recommended the property... hang on - they were clearly reading the old report. They've had to chase via panel services who confirmed that they will fax the revised surveyor report over but that there is a backlog. Now I have to call again later today to see if this has happened so that my case can be progressed and passed to the underwriters. Nightmare! I will never use a call centre for a mortgage ever again. sad

CuddyMum Tue 30-Apr-13 12:44:50

And now my buyer has insisted that she has agreed directly with us that we will move on 22nd May. Erm, no! They said 23rd or 24th, which is what I'm aiming for too. I know it's only a couple of days difference but it's a bit late in the to start getting stroppy (with the agent). I have to tie my purchase into this too. I have such a headache. I've passed all of the details on to my solicitor for him to deal with.

CuddyMum Tue 30-Apr-13 13:43:24

Me again! I thought I'd call the removals company to check their availability and they have been speaking to both my buyers. Initially to her. She was stroppy because they couldn't move us both on 22nd (ha) but can do 23rd. Then he called up, saying he was taking over now and he insisted on 23rd! The removals people are great and can move us both on 23rd. I've liaised with my EA who has advised that we exchange asap as they are both so volatile. I've passed this on to my solicitor. I've had to arrange a back up plan to move our stuff into storage in case we don't complete on the purchase in time. I'll worry about that closer to the time - which is only just over 3 weeks away!!! Shit!

Turnipinatutu Tue 30-Apr-13 16:49:34

My God Cuddy, sounds like its getting tense!
It'll be such relief once it's over and you're actually in.
At least it's not long now.....although that thought may stress you out even more!

alwayslateforwork Tue 30-Apr-13 16:50:13

<and breathe>
grin
I'm not even thinking about it yet. I daren't. I have three months. When you are ensconced in your new pad, you can come back and laugh at me running in circles...

CuddyMum Tue 30-Apr-13 16:58:02

Well, the Nationwide have now confirmed that they have attached the latest report from the surveyor and this will go to be assessed with the underwriters (another 2 days).

I have collected the Transfer Deed to sign and witness for our sale. The solicitor is advising that I try to simultaneously exchange and complete on both the sale and purchase although I feel that if we don't exchange on the sale asap that the buyers will change their mind (and the EA thinks so too). Obviously, we really are risking being homeless, especially if the sellers back out. I've no idea how this is all going to pan out in just over three weeks. If I get the mortgage offer soon, I will feel more positive. Some of the searches are back but the to-ing and fro-ing of the solicitor paperwork is likely to take longer! Feeling very frazzled right now.

alwayslateforwork Tue 30-Apr-13 17:19:16

brew biscuit

There's nothing to do but wait and nail bite. These things have a habit of coming together at the last minute. I once had sent all of my belongings (entire house) on a ship across the Atlantic, whilst still waiting for permission for my youngest child to travel.

More brew more biscuit

wine later.

CuddyMum Tue 30-Apr-13 17:27:41

I'm stuffing my face with peanut butter on toast as I seem to have forgotten to eat today - no symbol for that but hey. At least I can have work tomorrow (and that's manic too). If I don't laugh I shall cry!

doglover Tue 30-Apr-13 17:36:30

Good luck, CM! We're all thinking of you smile

wonkylegs Tue 30-Apr-13 18:43:10

Oh Cuddy it's enough to try the patience of a saint. Fingers crossed for you.
Our mortgage applications gone in, our IFA is making it and last time he did this for us it went very smoothly so fingers crossed it'll be the same again. He was also sorting out mortgage protection
Spoke to the LEA where we are moving to and they said to sort out the in year transfer applications asap as DS will have to go on a waiting list for the local school.
DH got very frustrated with how little control or choice we get in this process. I've pointed out we can only try to do the best we can.
Survey on our house has been done, survey on the house we are buying is booked. Conveyancing paperwork set in motion. Keep feeling I've forgotten something crucial.

CuddyMum Tue 30-Apr-13 19:00:44

Wonky - it sounds like you have everything covered so far. smile

sailorsgal Tue 30-Apr-13 21:16:46

Haven't been on for a while but things are picking up again. Two viewings this week and the people who came yesterday are offering on another house first which needs loads of work but if its turned down they will offer on ours. Another viewing tomorrow. At least noone is saying our house is too expensive so no need to drop the price just yet

We went to see a house which was over our budget yesterday which brought tears to my eyes. Its in a village called Bradford Peverell if you want to have a nosy. Beautiful but on reflection not practical for us with a small child. Apparently Escape to the Country are interested in viewing it.

CuddyMum Tue 30-Apr-13 21:34:07

Ooh - sounds posh!

CuddyMum Tue 30-Apr-13 21:35:10

Is it the £550k one?

sailorsgal Tue 30-Apr-13 21:47:29

No its the next one down for offers over £395,000 though I do like the decking on that bungalow. grin Lovely village and close to town.

CuddyMum Wed 01-May-13 08:17:55

Oh yes, very nice indeed. I'd ignore the offers over bit smile

sailorsgal Wed 01-May-13 13:35:03

It is getting a lot of interest that house but as much as I love it it has only 3 bedrooms, one been a small single which means we wouldn't have a spare room.

cuddy what is your new house like?

CuddyMum Wed 01-May-13 16:12:38

Oh God - on the phone to the Nationwide as I wanted an update and she's just told me that the underwriters have said they can no longer proceed with this application!! Fuck! I am actually going to cry.

monkeytennismum Wed 01-May-13 16:20:44

Oh God Cuddy, what a blow. I really feel for you; you've been such a help to everyone on here. Is there a second choice provider you had in mind?

trikken Wed 01-May-13 16:28:50

Oh no. Not good!

CuddyMum Wed 01-May-13 16:35:31

Sweet Jesus! The underwriters have been looking at the wrong bloody survey report. They are escalating and I should know by close of play tomorrow. I did shed a tear whilst I was on hold! Fuckers!

BTW sailorsgal - hopefully I'm buying a Victorian house! I'll send you a link once I've heard about the mortgage!

trikken Wed 01-May-13 17:43:26

Hope they sort it out quickly for you.

hanette Wed 01-May-13 17:51:42

Hi I have been lurking - house been on market for 2 months, 10 viewings or so but no offers yet

CuddyMum - poor you, good luck I hope it gets sorted tomorrow

I just wondered what you all thought about how important the choice of agent is? My existing EA has been fine and proactive but my house is ex-local authority. A different EA in the area specializes in this type of property (all ex-council) and recently sold a similar property to mine very quickly, for my asking price. I'm in north London.

Am thinking my mainstream agent may not be right, perhaps I should switch to the specialist (my initial contract period is up soon)? Or does it matter as everyone will just search online anyway and ring the appropriate agent when they see something they are interested in?)

Would be interested in everyone's advice.

Thanks

Jaynebxl Wed 01-May-13 18:49:47

O wow what a mistake! Hope they can sort it quick Cuddy.

Tau Wed 01-May-13 19:31:04

Cuddymum - I don't know what underwriters are, but whatever the are, it seems pretty daft to look at the wrong survey report! And far too stressful for you.

HereWeGoThen, we have started with an online agent. They were very friendly, helpful, and always available, but totally incompetent, stupid and useless. Then they went into administration .... which I suppose was understandable. Anyway, since they are now gone, they can't be the same as yours! grin

We are finally getting viewers now that we have a new estate agent. The first one I already posted about, and there will be another one tomorrow, and a third one on Friday. I have never tidied up this often before.

Turnipinatutu Wed 01-May-13 22:48:49

Oh no Cuddy! Fingers crossed it all gets sorted tomorrow.

CuddyMum Thu 02-May-13 07:55:10

Me too as I really don't think I have the strength to explain the whole damned thing to another call centre person!

Toomuchtea Thu 02-May-13 08:25:38

Cuddy what a pain. I do hope it all gets sorted today.

Good luck Tau!

Hanette would it be possible to do a joint agency? Though I think you'd have to negotiate hard on the fees.

TracerBee Thu 02-May-13 08:50:14

Hi everyone-

Can I join you? I am slowly losing my mind here on the property rollercoaster. We're in Scotland. I put our flat on the market a month ago, had loads of interest but within 4 days, I accepted a full valuation price offer with no conditions from a nice young couple. Who after stringing us along for 4 weeks turned out to not be able to confirm their finances. It might be they will get it all sorted- you know, sometime maybe soon- or then again, maybe not.

So back we go on the market. We've already had another full valuation price offer but since we live in a tenement the buyer wants a roof report (in addition to the Home Report we have already provided). So we said go ahead- and then we shall see. So this is being done on Friday. We're not taking it off the market in the meantime. I have no idea what the state of the roof will be. I think it's pretty good considering the age of the building. It was storm damaged a few years back, but then repaired. Who knows. I'll just be very, very surprised if the buyer doesn't come back looking for money off either way. Sigh.

monkeytennismum Thu 02-May-13 09:43:39

Welcome TracerBee - hopefully if the roof was repaired recently it will get a favourable report.

Sending positive thoughts your way today Cuddy

Spring market seems to finally have kicked in over here; we've had a few viewings this week. Also another smaller property has come on the market on our road over our asking price, so makes ours look good. Just need those perfect buyers to come along now......

CuddyMum Thu 02-May-13 10:04:51

Welcome Tracer and hanette!

Thank you to everyone for sending their positive thoughts. I have a day off today and a migraine too!

Good luck monkey - hope you have a rush of Bank Holiday viewers too!

HereWeGoThen Thu 02-May-13 11:37:05

Hope you get your underwriters sorted out Cuddy, sounds horrifically stressful.

Sounds like we've been luckier with our online agent than you Tau, though we've only had a steady trickle of viewings rather than a torrent, we got our first offer today, and it's a decent one from a cash buyer. Going to try to see if we can squeeze another couple of thousand out of them but will probably accept, and then that's 6k saved on traditional agent fees!

Have to start thinking about conveyancing now, any (London based) recommendations?

ghosteditor Thu 02-May-13 12:09:53

Hi everyone -

Can I join? I've just found this thread but I think it may end up being more valuable support than the antenatal thread I was on!

cuddy sorry to hear about your troubles, that sounds horrific.

We put the house on the market a month ago and we've had five sets of viewers, and one viewer who has made a low offer and an improved low offer. But then she lost her buyer so we're back to square one. We're struggling - we bought the house at the height of the market in 2007 and have done about £35,000 worth of improvements since then. But we bought at £247k and our asking price is £275k and we're still getting offers under the stamp duty threshold (or at the threshold with money added on for fixtures and fittings).

It's been pretty stressful so far trying to keep the house tidy with a 15mo around but we've found that the warmer weather has increased viewings a bit. The estate agents have a habit of calling with only a couple of hours' notice and we both work, though luckily I can pop home in my lunch hour for a quick blitz.

We live in a small Cotswold town and there's nothing else on the market in our range at the moment, which should be good for us. A house across the road (nicer but more expensive!) went up two days after ours and sold a couple of days ago, which made me :-/ Things are really starting to move - there are only a dozen or so houses which have recently been on the market and lots of people are staying local, so we tend to get the gossip about who is buying what.

Things have changed radically for us in the last few days because PILs have exchanged and are about to complete on their house move and have offered to help secure our dream house, so we're able to proceed before we can sell our own house. We had the offer accepted on Monday and the valuation is happening today, apparently. But as this all starts to get off the ground we desperately need to sell our house so we can give them their money back (they need it to extend/improve their house).

good luck everyone!

CuddyMum Thu 02-May-13 12:20:31

Ghost that sounds fab that you have been able to offer on your dream house with a little help from your PIL.

At least it means no upper chain for your property. It's such a shame about that stamp duty barrier when you're marketing at £275k. I don't have any advice other than hang in there.

ghosteditor Thu 02-May-13 12:29:29

Thanks cuddy, it was a huge relief - houses don't come up much in the village we're buying in and it is a rare opportunity to find something that is habitable straight away but that we can add value to with the skills we have - the house was built in 1982 but hasn't been decorated since then - but it's immaculate!

FIL is a carpenter and joiner and DH is quite capable so they have done a lot of the work on our existing house. PILs have moved 200 miles to be near to us and if we get the dream house we will in fact be about 1/2 mile away (thankfully they are lovely!). But their house needs heating, damp proofing, re roofing, demolition of an existing extension, rebuilding a two storey extension - the list is endless! So the stress will come back in a different form if they can't sell.

It's a rare gift to be helped like this and it seems to help massively to be able to proceed quickly here - lots of older couples who have a lot of equity in their houses and are looking to buy to let or buy for family. And at least we should be able to pay it back, so the short term awkwardness will be worth it. Risky business though!

We've decided to use the free legal services with our Nationwide mortgage for our purchase, since we're not in a major rush. I hope they're ok to work with...

CuddyMum Thu 02-May-13 12:57:47

Can't comment about their legal services but their mortgage call centre is shite! smile

Your PILs sound amazing - I hate mine and thankfully they live 80 miles away.

I await to hear from the Nationwide re my mortgage. I have chased once already this morning but nothing has happened and the paperwork is still with the underwriters. I should hear today or tomorrow morning. I added that I hoped it would be today as I won't be able to sleep tonight!

I'm awaiting an email from my solicitor re my sale. I hope that means we are ready to exchange...

Have also had to ask them to chase the other side for the fixtures and fittings list as some of the items are to be included as part of the sale and we really aren't entirely sure of what these are. We'd also like to see what else they would like to sell as it could make our lives simpler and their items are more in keeping with a period property.

ghosteditor Thu 02-May-13 13:23:10

bugger, we just signed up to the mortgage yesterday with Nationwide, though the process of taking our sign up money went smoothly, funnily enough! And allegedly they are getting the valuation done today. I've read about your issues and hope it will be balanced out by a stress-free move in the end.

We've been offered our pick of furniture too - the owner is now in a nursing home and doesn't need any of it, and as his children are in their 60s they don't need much of it either. There's some beautiful dark wood furniture but it's huge - I am tempted to make a cheeky offer for a few pieces that will tide us over then hope to be able to sell them on for better money, but I guess it depends what he was thinking for them. He also has loads of gardening tools which would be very useful for us (we're moving from a 3x3 metre garden to a huge 100ft garden!) which I can't imagine he would want.

PortBlacksandBetweenMyToes Thu 02-May-13 13:27:17

<whispers> Our buyers surveyor is here (homebuyers survey) - house is scrubbed to within an inch of it's life even though that's not what he's looking for.

Trying to distract myself on MN.

On a positive note our *'new house' survey came back and nothing was too scarey.

*not calling it that in real life yet .... faaaar too superstitious.

ghosteditor Thu 02-May-13 13:28:28

shhhhh don't disturb the surveyor!

good luck :D

PortBlacksandBetweenMyToes Thu 02-May-13 13:28:36

It should be fine - 1930s exHA - i doubt a nuclear bomb would floor it. But evne so - aaaaargh.

PortBlacksandBetweenMyToes Thu 02-May-13 13:29:15

Thanks ghost smile

patchesmcp Thu 02-May-13 15:04:23

Can I join too? I've been lurking for ages but I think I need some cheering up from those of you who've had an offer.

We've been on the market for 6 weeks and had 12 or 13 viewings in that time, 2 second viewings but no offers sad

It's a newish estate and this style of house has sold really quickly - 3 went in the space of a few months in a different part of the development, all with a slightly higher asking price than ours. Another one came on the market just after ours for £12k more than ours and has sold since then. The house is identical, although I think their pictures on the internet look nicer than ours sad What I don't understand is why you wouldn't offer on both houses and see which you could get cheaper?? Even if it's nicer inside you can do a lot with that kind of money.

To make matters worse my dream house has had a proceedable offer put in on it and I think they are accepting it. There is nothing else on the market we like and we've been looking at houses on the internet for 15 months plus prior to putting this on.

One of the couples who came back for a second viewing last week brought their parents with them, but since then haven't responded to the estate agents calls or emails and just appear to have vanished, despite normally getting in touch quickly according to the agent...hmm

We had someone round last night who is in rented and seemed to like it but has more stuff to look at this weekend.

I'm just getting so down hearted with the whole situation and I'm sick of checking rightmove to discover no new houses on it!

Sorry for the long self-pitying post!

ghosteditor Thu 02-May-13 15:22:31

patches you sound really dejected - I hope things turn around as rapidly and positively as things did for me. It's amazing how just one more bit of interest or a competitive situation can suddenly emerge - I'll keep fx for you.

Is it possible you have too much stuff for the house? DH and I are very pragmatic buyers and can look straight past other people's stuff, but I'm continually amazed how people are put off by possessions. I saw one post on another thread where someone said that seeing personal possessions - photos, DVDs, books - ANYTHING - made her think the owner was 'still attached' to the house and put her off. Whereas I think empty houses are a bit creepy wink

(we viewed a house last month where the owner had a court order to sell from a nasty divorce. she had fish pie cooking - I'm veggie - and was smoking in the kitchen when we came in, then gave us a long rambling tale about how nasty the neighbours were. Her son had OCD and lived with them and the house was full of newspapers, shoes, clothes, smoke, and grease. We seriously considered making an offer but decided we didn't like the downstairs enough - and in went to a bidding war which my opposite neighbour won!)

ghosteditor Thu 02-May-13 15:22:53

Ooh I'm just getting quotes for a Homebuyer survey. Does £595 + VAT seem expensive or about right?

CuddyMum Thu 02-May-13 15:37:15

I HAVE MY MORTGAGE OFFER!!!!!!!! shock

trikken Thu 02-May-13 15:39:29

ooh brilliant Cuddy!

wonkylegs Thu 02-May-13 15:44:19

Cuddy - Yay at bloody last!

wonkylegs Thu 02-May-13 15:51:05

Ghost ours is £350 (inclusive of vat) but we also had quotes of £380 + VAT, £460+ Vat & £480+ VAT - all of which are less than we spent when we had the one on our (smaller) current house done hmm
I'd get a few quotes and then pick one.
We have to get three as we are relocating for a job and as part of the package they require 3 quotes and they will pay the cheapest (you don't have to go with the cheapest but that's all they'll pay for)

ghosteditor Thu 02-May-13 16:11:54

yey cuddy! what a relief that must be!

ghosteditor Thu 02-May-13 16:13:46

wonky thank you - that does seem steep then; think I'll ask around. we're seriously considering just sticking with the valuation as the house is a modern build detached. I'm just trying to persuade DH to arrange a visit to check the loft, which is the only thing we haven't seen. FIL could probably take a good look tbh...

Turnipinatutu Thu 02-May-13 16:22:19

Phew Cuddy, what a relief!
I'll remember to try and avoid the call centre when/if we come to sort our mortgage.

CuddyMum Thu 02-May-13 16:24:41

Think my Homebuyers was something like £780 but that includes the valuation report too, which is about £360. I know it made sense to have a full homebuyers report as I am buying a Victorian property but at one point I wished I hadn't. I feel differently now I have the mortgage offer because we will use the report and slowly work on the jobs that need actioning but are not urgent, eg replacing the pointing on the chimney stack etc.

Now on track with chasing up the other side's solicitors who have lost (or claimed not to have received) the vendor's property information form. Luckily my vendor is efficient and has kept photocopies and will hand deliver to his solicitors tomorrow. Initial enquiries have been sent but obviously more will arise once they have this form - plus I'll get to know what's on offer! The vendor's solicitor is on holiday (yet again) so others are dealing with the file.

AugustaProdworthy Thu 02-May-13 16:25:27

Still waiting here for an exchange date. Everything is done our end but waiting on our buyers....

CuddyMum Thu 02-May-13 16:30:06

I wondered how you were getting on Augusta. We are ready to exchange on our sale but have exactly 3 weeks to go before we move. I hope this is enough time for the purchase to go through. Searches are nearly all back, initial enquiries sent... Nerve wracking!

Turnip - much better to sort the mortgage out through a branch representative! Never again will I sort a mortgage out through a call centre.

Tau Thu 02-May-13 16:59:21

Ugh. We were going to get viewers between 4 and 5 today - bit vague, but they had a viewing before us and were not sure how long that would take. So we did the special tidy, and waited.
20 to 5 the EA called to say that the people had decided to not do the viewing anymore. They had seen the area and didn't like it because they don't like children! Well, there are currently about seven of them playing in the sun on the green in front of the house, so this certainly wouldn't be a good place for those non-viewers.
But they could've figured that out a little sooner, couldn't they? So rude! Well, sod them. I don't wanna sell my house to child haters anyway.angry

We should have another viewing tomorrow.

Tau Thu 02-May-13 17:01:00

Congrats Cuddy!

Patches... no need to be dejected. We have been on the market with our previous agent since january and had only 3 viewings through them!

HereWeGoThen Thu 02-May-13 17:29:59

Congrats Cuddy, must be a relief!

Just accepted an offer from a cash buyer for our place, got so excited I went and blabbed how much it was for in front of everyone in the office, really not a good idea!

Now we just have to find somewhere we want to buy, current thinking is Reigate..

doglover Thu 02-May-13 18:05:46

Hi everyone! I've been lurking for a few days because have had nothing new to report. The previous buyers have increased their offer by 4k which is bringing it into more positive territory. My dh and I will have a session pouring over the dreaded spreadsheet tonight!!

patchesmcp Thu 02-May-13 18:10:55

Ghost I read my post back and I do sound dejected. I'm on maternity leave at the moment waiting for baby number 2 to arrive and I think the problem is it is all I'm thinking about at the moment as I don't have work to distract me! Once the baby arrives I'm sure that'll change smile

In terms of the house, it isn't cluttered, we de-cluttered it and did odd jobs before we put it on the market. It is always spotless before a viewing (just wish it was like that all the time!) and whilst there are personal possessions about and pictures on the walls, we don't have very many photos etc at all.

I think we could perhaps market a couple of the rooms a bit better but that would involve changing the way we live which we can't do as DH works from home and they need to be a certain way for that. I think part of the problem is that it is a 4 bedroom house so we've had a number of families round but because of the layout it's more suited to a professional couple or a family with one child, not a family with 2 kids.

Anyway, congrats Here and Cuddy that's fab news for you both smile Here are there a lot of houses on in the area you like?

Tau that's awful that people cancel at such short notice. I think people forget how much time and effort goes in to presenting a house to potential buyers. Mind you, it's awful when you show someone round and you know you're just going through the motions as you and they know they have no interest in it.

ghosteditor Thu 02-May-13 18:59:56

Ah, I know the feeling! How long until dc arrives?

We are in a 3 bed terrace in a town with an ageing demographic - lots of retired people on our street, so I do wonder if the circus themed toddler bedroom puts them off!

CuddyMum Thu 02-May-13 19:15:52

Tau - it's so, so awful when people cancel last minute. We have a green area and a park near us and I have to admit I'd dread any kids playing out the front in case it put anyone off. Silly really, as it's a family house! Like you say sod 'em!

hanette Thu 02-May-13 20:19:46

CuddyMum congratulations on your mortgage! wine

FedupofTurkey Thu 02-May-13 20:53:37

Hi fellow movers and movers to be! Had our mortgage valuation/survey on our property we're buying so fingers crossed its okay. I'm busy packing in readiness to move. Do you label furniture with the room its going too?

CuddyMum Thu 02-May-13 20:57:54

Don't think we'll label furniture, just the boxes. The removers are pretty good at asking where stuff goes. smile

FedupofTurkey Thu 02-May-13 21:09:18

Thanks CM. So have you set a moving date?

CuddyMum Thu 02-May-13 21:40:06

23rd May! Three weeks! Aargh!

Netguru Thu 02-May-13 21:53:08

May I join in?

Two houses on market.

Offer accepted on house we want today.

Can go ahead without selling but will be tight and 80 per cent mortgage so obscenely expensive. Hopeful though.

PastaBeeandCheese Thu 02-May-13 22:01:16

That's great cuddy. Are you off all weekend to do so more packing?

We had 5 viewings in the first week on the market followed by no viewings at all this week.

Does anyone else feel they don't get much in the way of feedback? Of the 5 who have viewed we just haven't heard back from 2. 2 raved about the house and said they loved it but haven't booked second viewings or made an offer. The final lady is the only one who has been honest enough to say it wasn't for her.

I just wish people would say what they really think so I could assess whether the house is overpriced or whatever.

FedupofTurkey Thu 02-May-13 22:10:01

Whoo CM, we are hoping to move that week, but maybe we are being too hopeful?

monkeytennismum Fri 03-May-13 06:26:07

Excellent news Cuddy!

Pasta - I feel the same as you re feedback. But I read on another post somewhere an EA saying that it can be really difficult getting constructive feedback from viewers and often they don't even return calls after a viewing. Bloomin' annoying tho.

I found out yesterday that my EA is shut Sunday and Monday this weekend - what?! A prime weekend in the house-buying year and they are shut for most of it. Great.

PastaBeeandCheese Fri 03-May-13 06:34:40

Oh yes, monkeytennismum I'm sure it's not a lack of effort on the agent's part. The EA said often people just don't return calls. Surely it is far ruder to ignore calls and hang up than it is to just say 'it's not for me'?

Notyetthere Fri 03-May-13 08:46:39

Pasta, when we viewed houses ( about 11 before we found the one we are buying), not once did the EA ask us what we thought. Even when I expressed why I would not pursue a property any further they seemed not to be interested.

wonkylegs Fri 03-May-13 09:55:36

We've been asked for feedback on all of the properties we've viewed including one that we didn't view because the EA cocked up hmm
We viewed a property owned by the EAs parents and gave very honest feedback that frankly it was way overpriced, neglected and needed serious work - EAs response was to take us off their mailing list. You've got to love the professionalism.
In contrast the agent for the property we are buying has been fab, knowing we were relocating and have to find a property in the area he seemed to take us on personally, doing viewings with us to make sure people could accommodate us in our tight timeframes for viewings, suggesting properties and phoning us personally for updates. It was nice to have a personal touch and it wasn't as if it's a tin pot agency that had no other customers, they are quite large in the region. He has also enabled good conversations with the vendors re negotiations on our offer.
On our house it sold too quickly (v popular area/shortage of properties) to get any feedback but if it had taken longer I would have got a weekly email collating all feedback from viewings.

CuddyMum Fri 03-May-13 15:43:26

We have officially exchanged on our sale! Just need to crack on with the paperwork for the purchase!

CuddyMum Fri 03-May-13 15:46:27

Re feedback, our own agent showed us around some properties and wasn't at all interested in getting proper feedback and indeed when we tried to offer/negotiate just wasn't interested at all. We viewed the house we are buying through Taylors and normally they are young sales types (well our local branch is like that). However, this was the Bedford office and they are a mature and professional team who so far have been more than helpful throughout.

ghosteditor Fri 03-May-13 16:53:47

Congrats cuddy what a relief!

Our valuation for the mortgage has been done, but we haven't hear anything yet.

We've had fairly good feedback via the EA - always a call or a conversation about how the viewing went and our two offers have been provided in writing too.

doglover Fri 03-May-13 18:20:50

WE'VE GOT A BUYER AND HAD OUR OFFER ACCEPTED ON NEXT PROPERTY!!! smile smile smile

Apologies for caps but am rather excited!

My rational side is saying 'calm down' but I'm just going to enjoy this feeling tonight. I will revert to being cautiously optimistic tomorrow!!

patchesmcp Fri 03-May-13 18:41:35

Cuddy that's great news, as is yours dog smile I think you should both break out the champagne!

Ghost I'm due in a few weeks time and counting down the days as I'm so uncomfortable.

With regards getting feedback, our EA has been pretty good at obtaining it from viewers but very poor at passing it on angry We only seem to get it if we ring for it, or if they are calling about arranging another viewing in which case they might pass it on. I don't think they've ever actually rang and just provided us with feedback. I wondered if it was because the feedback we've had hasn't actually been negative (i.e it needs work, it's overpriced) so there is nothing we can do to make a difference to get a sale if that makes sense.

Had another viewing today at last minute but nothing yet booked in for the weekend unfortunately.

Tau Fri 03-May-13 18:46:06

Cuddymum has a new home!grin Congrats!

Netguru- how come you are selling two houses? Double the stress.. ugh.

Wonkylegs - The EA whose parents' house you viewed sounds... ehm... interesting. wink

Pasta - about feedback: We have viewed a lot of properties in a short time (we were in the are where we want to move to for only one week) and only one of the four Estate Agents we viewed with even asked us for feedback! We told her that the first house we viewed with her was too small for us, and that we liked the second one a lot and wanted a second viewing in it. Now that house is our favourite still, and we'd like to put in an offer, but we have not been in a position to do so yet. And that is three months ago now, and the EA has not contacted us since. So what I'm trying to say is that even though you hear nothing, that might not mean the viewers are not interested.

Tau Fri 03-May-13 18:52:06

Doglover - Congrats to you too!grin

We just had another viewing - at six, which turned out to be a very inconvenient time for us! We carefully avoided using garlic for our evening meal but still had to open all the windows to get rid of cooking smells.
When the viewers came with the EA my son and I just hung out at the neighbour's house - we are lucky that she is so tolerant and kind- and my partner stayed at home and tried to be in the rooms where the viewers were not. It was easier when we did our own viewings.
How do you people do that?

The viewers said they liked the house... we'll see.

Netguru Fri 03-May-13 19:04:29

I have my house and my morher's to sell she lives with us in an annex now.

We go out when viewings happen. Weekend mornings we bribe children with McDonald's breakfast otherwise shopping or school etc.

I get feedback after every viewing in case there is something I can fix. I insist on it. The EA selling mum's house found this a little difficult to get used to but we've got there with a few polite reminders.

Netguru Fri 03-May-13 19:05:33

Cuddy, doglover - congrats.

AugustaProdworthy Fri 03-May-13 19:32:42

Aarhgghhh! Hit a problem. All is fine with the chain but our buyers do not have their mortgage offer yet and seller's offer expires on 31st may. We can do nothing but hope they get their offer Tuesday !

CuddyMum Fri 03-May-13 19:37:08

Wow Dog! That's a result. How things change so quickly.

I'm not cracking open the bubbly just yet as we've still to exchange on our purchase (risky but eek!) and yes we could end up homeless!

We finally got hold of the fixtures and fittings list for the new house only to discover that the mystery items of furniture that would be included as part of the sale were not mentioned. Have chased this with the EA and she has confirmed that any items of furniture are available for sale only. I've just sent her an email to remind her that she definitely said when we submitted our best and final offer that the vendor said he would include some items of furniture and some soft furnishings. In subsequent conversations she indicated that he would be leaving the dining room furniture and indeed we have gone ahead and sold our modern furniture. More fool us for not getting that information in writing at the time but we were swept away in the excitement of it all. Anyhow, I await her response but I don't want it to be a deal breaker or cause any hard feelings. It has put a bit of a downer on my evening though. Off to eBay I trawl to search for suitable dining furniture and a massive farmouse pine table and chairs for the kitchen!

AugustaProdworthy Fri 03-May-13 19:43:16

Ah Cuddy did you wAnt a 7x 5 foot pine table!??

CuddyMum Fri 03-May-13 19:48:41

We may well Augusta - and chairs...

AugustaProdworthy Fri 03-May-13 19:49:01

Ours has been great - but a pain to clean!

CuddyMum Fri 03-May-13 19:51:04

We kind of need something in keeping with the rustic kitchen. The dining table that we sold was a modern oak table and it showed every finger print.

AugustaProdworthy Fri 03-May-13 19:52:07

Posted yesterday about scraping the weetabix off it with a fish slice ! Will be buying a more modern table when we move !
Seriously am very peed off that our buyer may hold everything up. Been a bit of a pain throughout and I have a horrible feeling it will all go wrong...

CuddyMum Fri 03-May-13 19:57:27

Weetabix is an evil substance. That takes me back to when the children were smaller and they had it every day. Now it's just Coco Pops!

It's all very stressful. I am very anxious about completing on the new house on time because no bugger seems to be in a hurry (solicitors!). They seem to have a different work ethic to the real world.

What's going on with your buyer Augusta?

AugustaProdworthy Fri 03-May-13 19:58:54

We are waiting for their mortgage offer. It makes me a bit cross as they t

AugustaProdworthy Fri 03-May-13 20:01:04

Took so long to make an offer and want to move ASAP but their mortgage is taking ages to do ! I guess I chase everything and an quite proactive but other people have jobs and other stuff in life so I do understand but it still doesn't dispel this feeling that we are not actually going to move...

doglover Fri 03-May-13 20:02:04

Many thanks everyone. Let's hope it's third time lucky! smile

doglover Fri 03-May-13 20:02:25

Many thanks everyone. Let's hope it's third time lucky! smile

doglover Fri 03-May-13 20:02:59

Not sure why I posted twice! [confused)

CuddyMum Fri 03-May-13 20:04:29

I'm very proactive too as I have two days off each week but it's all so frustrating. I feel your pain.

Eve Fri 03-May-13 20:06:01

Completely stressed this week. Supposed to be moving today, ready to exchange last Friday when bank withdrew our buyers, buyers mortgage.

He hadn't declared a buy to let he owns!!! hmm. I want to track him down and slap him!!

New mortgage was supposed to take 48 hours, but no sign of it yet! And we have no idea what's going on.

CuddyMum Fri 03-May-13 20:10:57

Oh my goodness Eve - that's awful.

AugustaProdworthy Fri 03-May-13 20:15:35

Oh eve - that's terrible.

Eve Fri 03-May-13 20:17:50

I want to find him and shout ...LOTS.

We are moving into a new build and it's ready for us, builders took us to see it Weds , was dying to get in this weekend and start on it.

TerrysNo2 Fri 03-May-13 21:09:26

Dog really pleased for you, was it an offer DH was happy with?

Cuddy very happy for you but very envious too! You must be so excited now.

Eve that is really crap, I hope it works out. Sometimes I think people forget they are messing with peoples lives here as house sales/purchases can be quite impersonal.

We have agreed a sale, found a beautiful house to buy and convinced the seller to move out into rented so there's no upward chain but just waiting for final mortgage to be agreed for us and our buyer and surveys to happen. Then I might start believing its real.

Oh, and the most important thing I have learnt in this process is not to trust Estate Agents, they lie, lie and then lie again.

doglover Fri 03-May-13 21:13:42

Well, he's realised that perhaps his opinion wasn't necessarily shared by our viewers! After doing our sums last night, it's all just about doable: gives us 35k for refurbishments.

rubyrubyruby Fri 03-May-13 21:33:14

Eve - that must be awful! Hope it's soon sorted.

We viewed a house today.
We liked it smile

PastaBeeandCheese Fri 03-May-13 21:44:37

That's great news dog. You can spend the weekend celebrating and planning your renovations!

Eve, I'm really sorry. No wonder you are cross with him.

The EA says she has asked for feedback and she seems genuine and just said it's hard when people don't answer their phones which, of course, it would be. It's so hard to know if they are telling the truth.

rubyrubyruby Fri 03-May-13 22:05:18

Fingers crossed for you Cuddy

dog - I'm so pleased for you. You were so downhearted a week or so ago.

wonkylegs Fri 03-May-13 23:29:17

Eve - I want to slap him for you! How frustrating.

monkeytennismum Fri 03-May-13 23:32:21

So I've decided I need some advice from you all please! House been on the market now for 8 weeks. We're priced average for our area/road/size of house (London). We've had about 15 viewings I'd say and only one insultingly low offer, and they weren't prepared to raise. Our EA isn't useless exactly but my suspicion is that they didn't get the right people to look in the beginning and now they seem to have lost interest altogether. We get no constructive feedback from them; all they want to talk about is us lowering the price to the next lowest Rightmove threshold.

I'm wondering whether we should lower the price or move EA - there are LOADS of EAs in our area and I am erring towards this option. We're not in a mad rush to move but the whole uncertainty of it all is unsettling my poor DCs. I guess lowering the price might get a buyer, but then again it might not. And we can't go too low or we can't afford to move where we want to go. Did any of you go through a similar dilemma? I'd really appreciate advice / thoughts.

Good luck to you all with viewings this weekend smile

CuddyMum Sat 04-May-13 09:33:07

I think I would be looking at a change of agent now Monkey. Perhaps get a few round and see who you like the best. Maybe view some of their houses and see how they conduct the viewings and feedback etc.

monkeytennismum Sat 04-May-13 13:40:10

Thanks Cuddy. I think that's what we're erring towards. I'll arrange some valuations next week.

How exciting for you!

CuddyMum Sat 04-May-13 14:16:29

Packing up the study today!

Isityouorme Sun 05-May-13 18:32:48

In the past 72 hours we have sold to a person who has no chain -yay wine - and so accept lower offer so we could move quick into our new house who already have a place paid for.

Then it transpires the people buying ours are in a chain, so a is buying b who is buying c who is buying ours .... This is a bloody chain wine wine.

Also a few other hmm hmm issues so on Tuesday we need to somehow get our buyer to stop arsing and lying and commit to our house.

Well done dog, fingers crossed it goes smoothly!

I had gone to a supermarket and got loads of boxes for packing but have put them all in the recycling bin as too sad, confused and just biscuit!

ghosteditor Sun 05-May-13 18:42:08

Ooh that's sucky, people are so rude shock

rubyrubyruby Sun 05-May-13 18:59:25

I think we have found a house.

Discussing it tonight to decide what to offer. How does that work? DKs you go low or offer what you think it's worth?

rubyrubyruby Sun 05-May-13 19:00:19

Sorry not DK - do you

doglover Sun 05-May-13 19:16:35

Go in lower so you can offer more, if necessary.

ghosteditor Sun 05-May-13 19:39:18

Re offering - how long has it been on the market? What do you think it's worth? Is it near a stamp duty threshold? What position are you in; do you need to sell, need a mortgage? Is it competitive?

Is there anything similar nearby, and how much work does it need doing? what's your best possible offer? All of those things are worth considering.

Good luck!

rubyrubyruby Sun 05-May-13 19:53:24

Ok. It's only been on a week or 2 but was on the market for quite a while last year and then taken off - I don't think it sold. Nothing similar as its an individual property that needs a little work but nothing major. £50,000 over threshold. We haven't sold but don't need to sell to proceed so would be happy to wait if they are still looking or proceed quicker if they are keen (I'm hoping this will put us in a strong position)

rubyrubyruby Sun 05-May-13 19:59:07

Thanks btw

ghosteditor Sun 05-May-13 20:07:41

That is a good position to be in, so I would chance a low ish offer. If nothing else, it usually generates a response that gives you a better idea of what to aim for, ie, 'your offer was rejected because the vendor is looking for a bit more/much closer to asking price/in no need to rush/nearer to x amount' etc which will help you frame your improved offer.

ghosteditor Mon 06-May-13 21:51:09

We didn't have a single viewer last week and I half suspect it's because we had a low offer from a buyer who lost her buyer - but if she finds someone else our EA will control the whole chain. Mad paranoia on my part but still angry

I'm using the impending move as a kick up the behind to sort out all my clothes. Goodbye to a ridiculous number of bras in the wrong size from pre-preg days (even if I go back when I stop feeding DD, they were the wrong size anyway, it turns out!). Goodbye thousands of pairs of pants I prefer not to wear. Goodbye dozens of pairs of sports socks, goodbye old formal dresses, shoes, wraps, scarves, trousers that don't fit and out of date dresses! And no eBay excuses - none of my stuff is designer enough to bother selling!

CuddyMum Tue 07-May-13 10:42:05

It's disappointing when you don't get any viewings Ghost but it's good that you are taking the opportunity to have a good clear out. Be ruthless!

I am still a little uneasy as to why when we were negotiating on our purchase that the agent said the vendor would include some items of furniture in with the sale when it is now apparent that this is not the case at all. I could kick myself for not getting that in writing! I don't want to make a big issue with the agent but I do want to make her admit that is what she said. I am conscious that we only have just over two weeks before we are due to move and that we have not exchanged yet though and don't want to upset the apple cart.

rubyrubyruby Tue 07-May-13 10:46:28

Sorry you've had no viewers ghost - perhaps people just had bank holiday plans.

That's annoying Cuddy - I would ask tbh. A reminder to us all to get things in writing or email confirmation at the very least.

We have found a house but are unsure what to offer confused

CuddyMum Tue 07-May-13 10:58:40

Is there anything similar to compare the house with Ruby ? Have you looked at the property history on Zoopla? Have the agents given you any indications at all? Most importantly, do you love it?

It is indeed annoying as I don't know whether it's the agent or the vendor who is to blame. Yes, I really should have got the details in writing but I guess we were carried away. I did keep mentioning the items of furniture to the agent in the many conversations I had with her in the days following our offer. I'm wondering whether the agent is to blame here.

CuddyMum Tue 07-May-13 11:06:13

Have just chased up my solicitor -I'm sure he thinks I'm a pushy so and so! He's just dictating an email re a number of points that we need to consider and take action on re the purchase. Hope it's nothing too complicated!

rubyrubyruby Tue 07-May-13 11:27:20

grin Cuddy - I hate complicated !

Nothing similar atm to compare it to and it last sold in 2000. There was a similar type of property that we viewed before Christmas and I think that was worth more but this is on the market for the same amount.

I do love it - it's not perfect and I keep thinking what I would miss about this house but that's always going to happen I suspect.

CuddyMum Tue 07-May-13 11:50:37

Offer just below what you think it's worth (everyone needs a bit of wiggle room). Are they willing to move out into rented or do they have something in mind? We have no chain and it still feels complicated.

rubyrubyruby Tue 07-May-13 12:07:58

I'm not sure. I phoned EA with questions this morning and that was one of them. We are flexible though.

Is 5% below asking acceptable?

CuddyMum Tue 07-May-13 12:13:47

I was told by my EA that people are accepting offers between 6-8% below. I accepted 5.4% below on my property. The offer was accepted at 4.7% below on the house I'm buying. So, I guess 5% wouldn't be insulting. Maybe view again.

ghosteditor Tue 07-May-13 12:27:13

We've been offered furniture too, to buy, and we're hoping to snag all the gardening tools and a garden bench. We're short of cash though so hoping they'll be glad to avoid moving tricky furniture. A good reminder to get it down in writing!

ruby we have secured our dream house for about 4% less than asking price - we had offers at 6% under refused. We were vaguely considering an offer on our own place that was 7% under just to make things line up, but I was right to be concerned as the buyer's buyer dropped out. I always think it's worth making a 'cheeky' offer to try to scare up some real information about what people are thinking, but unless the I thought the price was seriously wrong I wouldn't offer less than 10% less.

rubyrubyruby Tue 07-May-13 12:40:10

Thanks for the advice. I will edit to hear back from EA and see what their position is. We can buy without selling or wait until they find somewhere so I'm hoping that may influence them.

rubyrubyruby Tue 07-May-13 12:40:34

edit wait.

CuddyMum Tue 07-May-13 13:56:54

Good luck Ruby - keep us posted!

My lesson for today is NEVER trust an estate agent and ALWAYS get things confirmed in writing. What I should have done after each conversation was to send an email confirming what had been discussed and then at least there would have been a paper trail!

FedupofTurkey Tue 07-May-13 17:30:58

Aarhh, please offer advice and support, tearing my hair out sad

Had offer accepted on house we like sold our houses (2 to sell). The people in the house we've bought agreed to move out and move in with family, look at storage etc, if the people in the house they want can't move out as fast. We agreed a provisional week, legal permitting. So we've been working towards that date, our buyers are cash buyers so its doable. Spoke to my solicitor today to check we're on course for that day which we are. Sent a message to our sellers saying we're all on course. I then get an email from my solicitors saying our sellers can't confirm a date as they're waiting for their sellers and are denying agreeing to move out! If we continue to sell our houses and move out of our houses it'll cost us (I think thats why they've changed their mind as they've realised the cost of storage) and I'm concerned they will keep moving the timescales. I'm seriously tempted to say forget it and look elsewhere. Anyone got any ideas how to proceed or leave it?

CuddyMum Tue 07-May-13 22:11:58

I have no useful advice Turkey I'm afraid. I fear the our sellers may play the same game when we are ready to exchange potentially leaving us homeless, especially as they and the EA are denying that there was an offer of furniture included in the sale price. I guess you could try liaising with the EA you bought through.

Currently reading through a huge wad of paperwork that my solicitor sent today re my purchase.

TerrysNo2 Wed 08-May-13 10:50:38

Shit shit shit, our buyer has pulled out and we stand to lose a house we really really loved.

I want to cry but I am at work

ghosteditor Wed 08-May-13 11:52:56

hmm Sorry everyone

trikken Wed 08-May-13 12:29:49

sad

wonkylegs Wed 08-May-13 12:34:22

Oh Terry that's rotten sad

TerrysNo2 Wed 08-May-13 13:35:14

Well, I've managed to get her back in, but we've agreed to pay for a survey. That's better than how it was a couple of hours ago but I will be on tenterhooks until the survey has been done!

ruby did you hear from the EA about the house?

rubyrubyruby Wed 08-May-13 14:15:05

That sound promising Terry - well done for being pro-active.

Estate agent has come back with answers to our numerous questions. Vendor is happy to go into rented until he can find what he's looking for. I'm looking at another couple of properties later today and tomorrow to compare them and then we will put in an offer. More seems to be coming available. I suspect people spent the lovely long weekend tidying up their homes for selling smile

AugustaProdworthy Wed 08-May-13 16:19:48

Hi everyone. Well I am now getting a little anxious about moving. We are just waiting for buyers' mortgage offer and a search for them to come through. It has taken what seems like ages and we are simply waiting...,

CuddyMum Wed 08-May-13 17:45:53

Oh Terry - fingers crossed for you. What what the issue?

Augusta poor you. It's endless isn't it. We've exchanged on our sale which is risky as we've not exchanged on the purchase. Another load of questions have been pinged to the other side's solicitors today re planning permission, building regs, covenants, missing deeds, removal of an internal wall and the list goes on. I just can't see us being ready to move in on 23rd May, which would mean our stuff would have to go into storage and we are abroad for a week on 25th May. God knows where we will live! Eek! Trying hard not to panic as there are still two weeks left.

Good luck with your other viewings Ruby - hope it helps you to make a decision. You may even find something better!

CuddyMum Thu 09-May-13 08:45:03

Trying to pack up some more today. I think my husband may be in denial of the fact that we are moving in two weeks time! I'm starting to feel the strain. This time next week, if we are not close to exchange on the new house, we (I) may have to look at short term let options.

TerrysNo2 Thu 09-May-13 08:53:56

Cuddy I hope you won't need to rent, these things always seem to take ages sometimes but things can come together quite quickly at the end. Just keep bugging everyone who can make it happen!

Augusta waiting is rubbish isn't it, whats taking so long? Do you have your buyers solicitors details?

Ruby let us know if you make an offer! Good luck

Our buyer was concerned as our property had previously been underpinned (preventative though, not due to subsidence) so we have agreed to pay for the survey to keep her in, she seems very genuine and nice when I speak to her (unlike the lying EA! angry) so I am much more hopeful now.

The surveyor should be coming over on Friday and he can give some verbal feedback as soon as he's been so if that all goes well with regards to structural stability the