Just looking for some advice. I'm a FTB and have used a mortgage broker for all mortgage stuff, and have previously arranged for income protection with the same guy. When I was getting all the mortgage papers sorted out he suggested he do all my insurances at the same time, so critical illness/life and home insurance. This is apparently where brokers make their money. The home insurance came out at around £470 a year, which he explained was because I didn't have any no claims discounts built up yet, it was a lot more than I expected but his explaination seemed sensible enough, and it included emergency call out services and lock replacement which was an added premium. I had a little look today on a comparison website and had about 30 quotes, some including the same emergency call out thing and locks as standard, and all offering legal cover (which I don't really need) with the highest quote coming out at £135.00. Am I missing something, or should I just politely decline the home insurance offered by the broker?
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Home Insurance through mortgage broker...
8 replies
H1ghw4y61Revisited · 10/10/2016 14:33
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