Wonder if anyone can help with this one. Husband is self employed and we have been given mortgage in principal from Halifax through a broker who deals with contractors in his line of work. however, for one reason or another we will not be looking to compete on our mortgage until May next year so we cannot do full application yet as its my understanding the offer only lasts 6 months? In the meantime, there is a likelihood that he may change from self employed to working for a company again. However, when we apply for mortgage he will only have been in this job 2 months or so.
Is it better for him to stay self employed until we have bought the house it will
Mortgage company be ok with the 2 months. The take home pay will be approx the same? We would obviously also not be eligible for the contractor mortgage either.
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Mortgage question self employed v employed
9 replies
Slowlybutsurely · 12/08/2015 16:14
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