Searches done how long will the rest take

(13 Posts)
midlifehope Thu 11-Jun-15 20:24:22

?? My mortgage offer runs out 15 July, for a number of reasons we need to complete by then. Is it possible?

HereIAm20 Thu 11-Jun-15 20:27:28

It is possible - where is everyone else in the chain? Your solicitor should be aware of this and should be able to check status of chain. Its also possible to ask the mortgage company to extend the offer

midlifehope Thu 11-Jun-15 20:31:58

I'm pregnant so worried they may not extend the offer due to a temp reduction in earnings. Think others in the short chain are at same stage

workingonitagain Thu 11-Jun-15 20:40:16

We had the searches back about 10 days ago. Exchanged today, moving next week. I have to add i did put a complaint letter to them before this and sure got things moving. Good luck

midlifehope Thu 11-Jun-15 20:42:21

That sounds good working. Can I ask what was the content of your complaint letter?

Floundering Thu 11-Jun-15 20:42:35

If the searches are done, then the solicitors will be checking there are no matters arising from those searches. Often the junior staff do the basic legwork but the solicitor has to sign it off so all of a sudden at the end there may be a flurry of requests for proofs of x,y,z.

If you are selling make sure they have ALL the paperwork they need to do with the house, guarantees, certificates of any works done (electrical, damp proofing etc)

Conservatories can be tricky often need a separate questionnaire for those.

Are there any dodgy covenants on the property or dubious rights of way?

Make sure everyone in your chain knows the date you are heading for, & hassle the solicitors ( In a nice but firm way)to make sure they are on the same page for this. Try and avoid ringing them on a Friday, manic on a Friday tying up completions. Often easier to drop an email enquiring how things are going & if there are any other documents needed? Shows willing & reminds them who you are too.

If you are sorted for removals you an exchange & complete on the same day but some folks like them a week apart so they can confirm a provisional day with the removals firm (mine gave me a tip when I last moved pick any day but Friday or Monday if you can!)

midlifehope Thu 11-Jun-15 20:45:39

That's great advice floundering

workingonitagain Fri 12-Jun-15 17:54:59

Yes it was about not getting the correct/clear information about what we are waiting for and roughly how long it will take. Every time i called they said we are waiting for general stuff and was getting contradicting info. I understand that some people don't care about all the details but i felt they were trying to keep us in the dark by advising general. So since i make sure i write down if there is anything else and double check. Also don't expect much from the secretaries as they are only doing what solicitors are asking them and don't know too much else.

Floundering Wed 17-Jun-15 10:29:49

how's it going midlife?

specialsubject Wed 17-Jun-15 14:26:19

exchange and complete on the same day; so how do you get your redirect done? (needs 5 days notice) How do you get phone/broadband done? (needs a few days notice)

this is a MN mystery and always seems a way to make life very difficult.

keep pestering the solicitor, you pay them.

TheEmpressofBlandings Wed 17-Jun-15 15:07:41

I've exchanged/completed on the same day once and a day apart on our most recent sale.
Basically you either just have to trust it's going ahead and arrange things for completion day, or wait and arrange phone etc once you've completed and live without it for a few days. It's not a massive deal, but it is very stressful.

Floundering Wed 17-Jun-15 16:38:45

Don't do redirect until you're in, but provide the new owners with some sticky labels with new addy on to help push them to use it.

Phone/broadband can be a nightmare but again until you're sure I'd leave it.

I've known a whole chain of removals vans sitting on various drives waiting for the go ahead to say keys have been released on completion at 3pm on a Friday! shock

specialsubject Wed 17-Jun-15 18:27:23

that was my other thought - if the exchange fails your removers will have to unpack again!

I think it is risky to expect previous owners to forward post because you are too late to set up your redirect. The redirect can fail but you should at least try.

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