I am doing my own head in over this :(
House: 720,000
Deposit: 405,000
Mortgage applied for: 315,000
DH: 42,000
Me: 34,000
2 DC (childcare £300 PM but get £243 in childcare vouchers).
Mortgage applied for over 30yrs: 2yrs @ 1.18 then 4.99 for term.
We've had agreement in principle and now have paid valuation fee and some other costs to YBS totalling about 1k. I am having really bad anxiety that they will reject our mortgage.
We did use their mortgage calculator that said we could apply for up to 330K.
Do you have any experiences? How long will it take? My nerves are shot to pieces. If they reject it we lose the money :(
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Please talk some sense into me
70 replies
HouseAnxiety · 28/02/2015 19:21
OP posts:
TheRestofmylifeiswaiting ·
28/02/2015 20:19
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