Selling house and home insurance due

[AllIWant85]

We are in the process of selling our house. We will probably complete mid October. The issue is our home insurance is due from the beginning of September. I usually just pay the year up front but I don't really want to do that for maybe 6 weeks cover!

Is there such a thing as short term home insurance or month by month?

Thanks in advance

[specialsubject]

probably not - contact your insurers and find out what the cancellation cost would be, if any. also do the usual big shop around and check the details on those policies.

[didireallysaythat]

If you are buying another house you can just transfer the policy (there maybe additional cist or refund). But most will give you a pro rata refund minus admin charges.

[flow4]

Yes. I was in the same situation, and my broker found me a monthly policy that covered me until the move. It was more expensive - about £50/mth instead of £35 - but didn't tie me in. And although it's true you can transfer policies, there are admin fees for doing it which are higher than the £30 extra I paid for the 2 months before the move, and when I came to get my new policy, I benefited from discounts and deals that insurance companies offer when they're fighting for new custom!

[lljkk]

Usually can transfer if similar properties, so no wasted money.

[AllIWant85]

Sorry should have said that we will then be moving into rented for a while so won't be able to transfer either.

Will see what the cancellation policy states on my current insurance.

[didireallysaythat]

We moved from owned to rented back to owned. I kept the policy going, just "turned off" the building bit when we rented and "turned it back on". I did use a broker though, so it was relatively simple.