Our current combined buildings and contents policy is with Lark, who we found through the Listed Property Owners' Club, but they've recently informed us that they intend to put our premium up by 16% when we renew this year: they've said this is due to inflation and anticipated increase in the value of our contents. Our current premium is £920. We were considering switching before they told us this was going to go up anyway, as we tried to claim on the contents insurance last year and they made it so difficult to do so that in the end we didn't bother. I'm no longer confident that they'd pay out for any buildings claims without a hassle.
We have a rebuild value of £1,000,000 largely because of some non-standard architectural features which could be very costly to repair or replace, and I suspect this is what a lot of the premium is based on.
Listed building dwellers, who is your insurance with, is it as expensive as ours, have you ever made a claim?
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Buildings insurance for listed properties - which provider?
6 replies
DivineInspiration · 08/01/2013 13:38
OP posts:
Toomuchtea ·
08/01/2013 17:46
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