How much pocket money does your 12 year old get?

(60 Posts)
Dancergirl Wed 26-Jun-13 20:46:36

Dd1 is 12 and coming to the end of Year 7. She gets £5/month pocket money, same as her sisters. I know it's probably not much but we planned to review it at some stage plus we sometimes give her a bit extra here and there.

She doesn't spend a lot of money - she likes to buy a few bits from Claires, Lush etc all the usual places. But she likes the cookies they sell at school and drinks from the vending machine. Usually she asks dh for a bit of money most mornings. So we think it's sensible to now increase her money but she has to buy everything non-essential out of it including snacks at school. But how much would be a reasonable amount? She says some of her friends get £20/month! Is that really the going rate??

Notmyidea Wed 26-Jun-13 21:05:47

mine gets 25/month into her bank a/c by standing order. She has to buy her toiletries/sanitary protection/gifts for friends etc. There is no extra if she fancies a trip to the cinema etc. She has to keep credit on her mobile, too. She has stuffed up before a big planned outing, (the guides big gig.) i got her to do some chores to earn extra then. I see it as a chance to learn money management.

CatsAndTheirPizza Wed 26-Jun-13 21:08:00

Nearly 12. £1.20 per week, but we give extra money for different clubs/cinema trips/put money on phone/buy clothes and presents for friends.

In primary school ours get 10p per year of age per week. In secondary school they get £1 per year of age per month, along with their own current account with a cash card. So the eleven year olds get a massive raise at the beginning of Y7 from £1.10 a week to £11 a month. This is because in secondary school they are more independent and we want to give them more responsibility over their own finances.

Kaza80 Wed 26-Jun-13 22:01:07

Mine get £10 a month in cash and then another £10 a month into savings

SacreBlue Wed 26-Jun-13 22:15:21

None. I top up his phone and he has p/t job for everything else. I've never actually given him pocket money.

Startail Wed 26-Jun-13 22:19:57

£10 a month and credit on her phone when she needs it (probably another £5)

However, she is very adept at forgetting her purse/debts and blogging money of me.

Not helped by older sister who needs adult sized clothes and shoe, so nothing is 'fair' in £ note terms.

Tigerblue Thu 27-Jun-13 09:29:45

My daughter gets £6 a month, which up until recently has been more than enough as she hardly ever spends it. She's nearly 11 and in Year 7, so a couple of times recently I've found myself giving her money for things like the cinema, going out with friends family for the day, going to local fair with friends. In time I think I'd rather increase the amount she has every month and let her budget for time out with friends, so I can see it being in the region of £15.

Lancelottie Thu 27-Jun-13 09:37:00

11 year old: £10 a month plus £38 into savings plus (in theory) phone top-ups, but as she's not yet used up her £20 free credit that came with the phone, the last bit hasn't been too arduous!

14 yr old: £12 a month plus £56 into savings plus £10 phone deal, but he has to wash cars/clean windows/do a LOT of ironing if he needs extra. Frankly I think it's time he got a paper round.

(The bizarre savings amounts are because family set up an account for their older brother but not for them -- aiming to catch them up gradually.)

TeenAndTween Thu 27-Jun-13 13:17:58

13yr old. £15 / month paid directly into account.
She is building up a good balance with this amount.

She has to pay for:
- phone top ups (PAYG), maybe £10 every 6-8 weeks. (Less now she chats on facebook)
- small token presents for immediate family B-day & Christmas

She can choose to buy non essential toiletries, DVDs, books, accessories etc etc, but doesn't spend much.

When she gets to the stage she is wanting to go to nearest town by bus/train for cinema etc with friends she would in theory need to pay for that. But she doesn't do this at the moment and we would probably up the allowance to cover a certain level of socialising.

For comparison with OPs DD, our younger DD aged 8 gets £2 / week (when we remember).

BackforGood Sat 29-Jun-13 00:01:00

Same exactly as 3Bee1Gee ! Spooky!

10p per year of age, per week for Primary (so £1.10 a week for my dd2 who is a Sept Birthday), then
£1 per year of age per month for secondary (so £12 a month for her when she goes to Yr7 in Sept).
Mine pay for their own phones, and anything they want to go to with friends. We pay for essentials, and subs for things they belong to. They also get £2.10 a day dinner money, which dd1 usually has 40 - 50p change out of and it's up to them what they spend this on.

CatsAndTheirPizza Sat 29-Jun-13 10:57:56

SacreBlue what part-time job does your DS have? DS2 is desperate to work.

BackforGood: smile

motherinferior Sat 29-Jun-13 11:36:16

Quid a week, we pay her phone bill and quite often she gets a treat grin

SacreBlue Sat 29-Jun-13 11:42:37

He does voice over work for the radio and is an 'apprentice' as he puts it to a s/e builder which involves carpentry, painting, plumbing and light labouring. He only works about two days in a month but he gets paid really well and he is learning a trade which is important.

He has been offered online work via the gaming community but he has to wait til he's 16 for that (which he is very annoyed about and required a lot of talking down from 'I'll just say I am 16')

He also buys sweets in bulk and sells them in school but he hasn't done in a while because technically it's against school rules. We haven't moved on it but he has helped his granda make some equipment for my business which isn't readily available here in Ireland so he has plans afoot to make more and market them to my clients and local schools.

He's a right entrepreneur and it partly makes me sad because I know it's a reaction to when we lived on benefits and were very poor but my goodness I am so proud of his ingenuity and determination.

Shanghaidiva Sat 29-Jun-13 11:46:52

DS turned 13 last week and gets nothing.
I expect a reasonable amount of help in the house - keeping room tidy, unloading d/w, occasional trip to corner shop and reading to his sister. There is no financial reward for this. He is, however, rewarded for performance at school - report card, exam results etc. He came top of the year in every subject (9 exams in total) and will get 100 pounds.
From this money he is expected to buy birthday and Xmas presents for his sister and pay for any cds or games he wants.
We pay for all sports and other activities.

£5 a week if he does his chores. Nothing if he doesn't.

It goes into his bank account. He uses it to buy presents and saves up for games and wastes a lot of it on something on FIFA on line.

BackforGood Sat 29-Jun-13 11:58:51

CatsandTheirPizza My dd1 delivers the free paper. It's only once a week, doesn't involve getting up before the crack or dawn, and brings her in an average of around £7 a week (the amount varies depending on the number of leaflets you have to stuff in). You can do it from 13. ds used to earn about £11 a week doing his round (was a bigger round).

Ds1 is 14 he gets £40 a month into his bank account.
Once it's spent, that's it. There's no borrowing or "earning money by helping in the house"
I don't pay for housework. They do it because we all live in the same house and all have to contribute.

Ds1 and dd have a little neighborhood "business" to earn extra money, they do lawn mowing, car washing, sweeping driveways, weeding. They have 8 "regular customers" so they do ok grin

cece Sat 29-Jun-13 12:15:08

Those with bank accounts - which ones do you use and would you recommend? I'm thinking of doing something similar for DD.

BrevilleTron Sat 29-Jun-13 12:27:31

DD gets £5 per week from her resident parents (DDad and DStepMum) and gets treated by me but has to do chores
DD is 12 and at end of YR 7

SacreBlue Sat 29-Jun-13 14:20:15

We use a local bank, just a basic account and he has a debit card so he can buy things online himself. It would be handy if we were with the same bank (to transfer money etc) but mine is pita to deposit in so we went with the closest one to us. Tbh most banks offer the same basic acc so which one you go to doesn't really make a big difference imo

BeGoodElliot Sat 29-Jun-13 14:32:11

My DD gets £20 a month from me that goes straight into a bank account with a cash card, she rarely touches this. She also gets £15 on her phone every month. I pay for her bus pass, lunches, essential toiletries and clothes.

My mum gives her £20 per fortnight, this mostly gets spent on rubbish! hmm unless there are holidays/birthday/Christmas coming up or she wants to save for something in particular.

valiumredhead Sat 29-Jun-13 14:35:05

Ds is 12 and gets 2 quid a quick from us and another pound from my mum per week.

His other set of grand parents put by 2 pounds per week and give it to him in a lump sum when we visit.

He's good at saving it up for things he wants plus buys sweets with it. It's made him very aware of the value of money and doesn't take anything that is given to him for granted as he realises how long it would take him to save up for it himself.

shazyt Sat 29-Jun-13 20:03:59

my dd is 8 she gets £2.50 per week cash, purely because i refuse to pay £3.99 plus for a magazine every week, so i compromised and said she could have that each week to save towards a magazine. and £20 per month into a savings account.

BellaVita Sat 29-Jun-13 20:08:48

Ds2 (13) gets £24 a month and pays for his own top up. But he earns £30 a week from his paper round.

I buy all of his toiletries and clothes.

Tiredemma Sat 29-Jun-13 20:10:33

Ds1 also does a paperround ( one of the local weekly 'free' ones). With leaflets etc this gives pays between £50-55 per month which I then transfer into his own basic bank account as 'wages'. Some weeks he moans about having to do the paperound and dp ends up doing it hmm. When that happens I deduct a weekly amount from him.

We pay his tesco mobile every month which is £15. Im trying to teach him to be responsible with money, when its gone, its gone. No 'subbing' from me through the month. Ill buy all of his 'essentials' but if he sees certain clothing items he 'desperately' wants then h has to use his 'wages'.

TheSecondComing Sat 29-Jun-13 20:12:15

Message withdrawn at poster's request.

uggmum Sat 29-Jun-13 20:15:28

My dd (13) gets £20 pm into her bank ac. She uses this when she goes out shopping with friends or general treats. Her account is with HSBC.

I usually pay for cinema trips and food when she is out.
I pay for her phone and all clothing/toiletries.

I also give her money for snacks/lunch/drinks at school.

VivaLeBeaver Sat 29-Jun-13 20:19:51

£22 a month. I also top up her phone but she hardly uses that.

I buy quite a few clothes for her but if she wants extras she buys them.

VivaLeBeaver Sat 29-Jun-13 20:20:54

Dd has an account with Barclays which seems good.

absentmindeddooooodles Sat 29-Jun-13 20:21:41

Y mum always have us money when we wanted to go to the cinema etc. we were expected to help around the house and this worked well for all of us. She paid for clothes and toiletries but if we really wanted something we could save up birthday money or would get said item for birthday or Christmas. Having said that I worked as a waitress from 12 so generally had the few quid I needed for going out etc. I think when ds is older I'll do 20 a month as long as he helps with household stuff. Providing he looks after his things too. If he wants extra money for something he can so set jobs etc. I'm over thinking things...... He's only 2!!!

BellaVita Sat 29-Jun-13 20:22:09

TSC, I found that strange too.

Bumply Sat 29-Jun-13 20:25:19

My boys get £5 a week. Youngest (11) saves up for Lego and Xbox/pc games. Oldest (15) buys headphones and fancy mice for his pc. I started it (lesser amount) when they were little and used to beg for toys/magazines when we went shopping. They bought what they wanted/could afford, knew not to waste it on rubbish and learnt to save up several weeks for something they really want.
I then don't have to spend a fortune on them at Christmas/birthdays.
They're not interested in having phones and only the youngest goes to the cinema so I don't have a great deal I have to spend on them other than for essentials,

Takver Sat 29-Jun-13 21:55:02

DD is 11 and gets £10 / month to cover everything (so eg when she goes on a school trip any pocket money she would want comes out of that, birthday presents for friends etc.) In practice it is more than enough so some goes into savings.

She also grows flowers and sells them by the bunch at the end of the driveway in summertime, but all that money she keeps separate and uses it to buy birdfood. Anyone with a large garden or allotment I can recommend it as an easy pocket money earner - she does a selection of annual flowers so they look pretty for us, and at 50p a bunch when she sells them they walk off the table smile

Notmyidea Sat 29-Jun-13 22:27:37

dds have lloyds accounts for kids over 11. They have a debit card, access to phone banking, but no credit facility. They get a very small amount of interest. (saving for university we have separately which they have no knowledge of at this stage or access to. We're very pleased with it as a "learning exercise," lots of features but they can't get into trouble.
Regarding the sanitary protection; we established quite early on in puberty that dd was much less wasteful and extravagant with toiletries if she was paying. (she'd get dh and I to fork out for Impulse and fancy spot creams if we were paying. If she was Boots own became adequate! So we upped her pocket money and let her get on with it. Sanitary protection is an extension of that, although both girls are more comfortable quietly buying their own than having them tossed in the trolley on a supermarket trip with their dad along, too. They both started while still in junior school and are rather self concious about the whole thing.

PareyMortas Sat 29-Jun-13 22:31:12

All of mine get £5 per week, they have chores to do to get it.

TheSecondComing Sun 30-Jun-13 16:37:18

Message withdrawn at poster's request.

WellHmmm Sun 30-Jun-13 16:57:21

My dc get 20p per year of life.
12 yr old gets £2.40 weekly,
9 yr old gets £1.80
Birthdays are exciting because they get a raise.
They know it's fair and doesn't change.
They do chores and we give them treats sometimes.

WellHmmm Sun 30-Jun-13 17:29:18

They buy their friends presents, on £10 a month, takver ? What if there are 5 parties in a month. That's £2 a present and none for herself? How does that work?

Takver Sun 30-Jun-13 20:30:51

WellHmmm - small school and people don't really do class parties - in practice it is maybe a birthday every couple of months tops, of which some are home made (not odd in our circle, big presents would be awkward anyway as people would then feel obliged to reciprocate). In practice dd never spends half her pocket money anyway. I'm sure this will change soon!

cory Mon 01-Jul-13 08:38:13

£10/month in Yr 7 here, rising to £11 in Yr 8. But then he knows not to ask me for extra money for anything non-essential. No extra money for chores.

Traditional birthday parties with presents seem to have dried up by this age, so no longer an expense to worry about.

Goodness I was just debating giving my 5yo pocket money to combat the requests for magazines etc and was thinking £1 a week. Some of you don't give that to your 11yos.

Agree on the tampons too. Body spray is a frippery, surely tampons aren't confused

chickydoo Mon 01-Jul-13 09:11:31

DS just 14 gets £10 a week
His Grandad also pays £15 a month in to his bank.
I top his phone up occasionally. Probably £10 every 2-3 months.

AtiaoftheJulii Mon 01-Jul-13 09:18:14

My 12 year old ds gets, nominally, £25 per month, but the first 4 quid of that goes straight to WWF as he sponsors a tiger (this is something we have done with all our kids when they got to pocket money age). So £21 and he buys everything apart from clothes. He always has plenty of money - bought himself a Nexus 7 at Easter! - and buys birthday and Christmas presents from that too (3 sisters, parents, grandparents at Christmas), although we go halves on school birthday presents.

My older girls buy their own san pro - but I give them plenty of money with which to do so! They do also know that if they add some/razors/hair dye/etc to the weekly shop I won't refuse to buy it (but don't usually bother) and there are always pads in the bathroom for emergencies. I always bought my own tampons and feel like I possibly felt free to experiment with different types because of that. I don't see it's an issue if the girl has the money for it.

DowntonTrout Mon 01-Jul-13 09:18:19

I'm sorry, I don't get the sanitary product thing either. Even though you have explained your reasoning, surely they just get added to the weekly/monthly shop. It's not something to encourage them to scrimp on, like other toiletries/ cosmetics. Especially with tampons, which could be dangerous if they're not changed often enough.

somethingscary Mon 01-Jul-13 09:22:42

£1/month/year of age. We pay for phone (£5/month) & trips out with us & clothes.

Dancergirl Mon 01-Jul-13 14:23:48

Thanks for all your replies. Quite a big range! But I suppose it depends on what you expect it to cover.

I was thinking I might give dd £10 per month. To include - non-essential drinks/snacks at school and then whatever she wants to spend or save. We pay for her phone - £7.50/month. I'm not sure about friends presents though - at the moment she doesn't go to a lot of birthday parties so would it be reasonable to expect her to pay for the occasional present out of her money?

Dancergirl Mon 01-Jul-13 14:25:10

Also, forgot to add, I buy everyday toiletries - shampoo, conditioner etc - all my dds use the same one so I include it in the shopping. And yes I pay for her san pro!

Dancergirl Mon 01-Jul-13 14:25:37

Also, forgot to add, I buy everyday toiletries - shampoo, conditioner etc - all my dds use the same one so I include it in the shopping. And yes I pay for her san pro!

ConsiderablyBiggerBuns Mon 01-Jul-13 14:32:21

My DD(12) end of year 7 gets £20 a month and I also pay for a monthly phone contract at ~£10 a month. She only gets the cash on completion of a number of chores every month including looking after a variety of outdoor animals which involve her getting up very early in all weathers which she is very good about (and saves me some minutes in bed). She does, however, have to have tidied her bedroom at least once a month to get any of her pocket money (apart from the phone). She got her first pocket money for 2013 last month!

Dancergirl Mon 01-Jul-13 14:35:39

Once a month? Blimey, you're patient! I think I would have lost it before then! What's her room like the rest of the month?

Ragwort Mon 01-Jul-13 14:38:58

My 12 year old gets £10 a month by standing order into his Bank Account - since we started earlier this year he hasn't taken any out grin.

We pay his phone contract (£8 a month) direct.

He doesn't seem to spend much really, gets the odd pound now and again from grandparents and just uses whatever washing stuff is in the bathroom. Gets Lynx etc for Christmas or birthdays and that seems to last all year as I usually hide it because of the vile smell.

ItsDecisionTime Mon 01-Jul-13 22:09:39

My DD 12 has £50/month paid into her current account and she has to pay for everything out of that. By everything I mean toiletries, cinema, days out with friends, Xmas & birthday presents, phone top-up. In the summer, she has been babysitting our neighbours toddler (in our house, while I'm there) and she gets £5 an hour for that. She has a Barclays current account which comes with a debit card, handy when she buys stuff online. She never asks for any money as she knows it would be futile. She has £500 in her savings account which she's saved up.

2kidsintow Mon 01-Jul-13 22:15:42

DD 12 has a lloydstsb account, that she opened with her birthday money. She gets £20 a month pocket money. She then pays for all days out and her mobile top up.

She is expected to make her own packed lunch, change her bedding, put away her laundry and occasionally do a few extra jobs.

PandaG Mon 01-Jul-13 22:21:43

DS gets £25 a month. He has to pay for half of any birthday presents, half of any scout trips over and above normal subs, any snacks or hot dinners at school (packed lunch stuff always available), and trips to cinema etc., as well as any purchases he wants - PC games, new headphones etc. He also has to contribute towards his phone contract, though we pay towards that.

l1zzee Mon 01-Jul-13 23:14:53

Message deleted by Mumsnet for breaking our Talk Guidelines. Replies may also be deleted.

MrsShrek3 Mon 01-Jul-13 23:33:45

ds1 has a Lloyds TSB account with a card and I pay £30 a month into it. He needs to sort out his own stationary, school bag, mp3 music and extra bits of stuff he wants, random hair products and the like. He saves loads of it and has recently bought a console game, now researching new ipod/mp3s as he doesn't want to wait until his birthday. It's definitely taught him budgeting and given him more control over feeling a bit independent, it's his money and he doesn't feel he has to keep asking us for it. Will be doing exactly the same with ds2 when he is 11.
I pay for phone (contract £8 a month) and clothes, essential toiletries (I don't consider "random hair gel" essential wink so he picks his own)

betterwhenthesunshines Tue 02-Jul-13 15:26:17

Enough so that if he would like to buy something that I don't consider essential, he can save for it. It used to be £1.50 a week when he was 8, but even a Beano now is £2. Then it progressed to having to save if he wanted any Lego...

Now it's £5 a week which gets paid as £22 a month directly into his bank account. I buy presents for friend's parties, essential toiletries, basic clothes and phone top-ups (But we have only spent £20 on his phone over tha last year) but he is expected to buy presents for family at Christmas and birthdays, any fancy toiletries, equipment for hobbies ( lots of making things, batteries etc) He is currently saving for a metal die-casting set - it will take him 6 weeks which I reckon is achievable.

If we go to the fair etc we might give them some money, but if they want to spend more, they have to pay from their own.

No money here for school achievement - that should be an intrinsic reward in itself and based on effort rather than attainment IMO. Also none for general chores ( bedding, helping with washing, setting table, cooking etc when asked) that is part of being a family. I have given them money for extra specific jobs eg cleaning patio windows, gardening, car washing.

l1zzee Wed 03-Jul-13 23:41:04

agree - no money for school achievement - agree on the instrinsic reward itself.... no money for helping around the house for the same reason - we help each other.... etc.
I buy magazines and books - plus things they need..... the holiday money can be saved for throughout the year and so far, our tooth fairy has been generous...they buy the little extra things that they would like out of their own money - their treats etc

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