single mum wanting to live with new partner HELP

[nelix2000]

Hello, I am new to these boards. Currently a single parent with a baby I used a sperm donor for so no father/money involved there. I have a new partner and we are looking to live together next year sometime. I am on income support, get child tax credit and tax benefit. I was wondering if I moved in with my partner, who earns 25k PA, owns own home, where I would stand financially? I am studying a degree with the open uno so wont work (well with a baby and degree its kind of hard) but I want to keep some financial indipendance, as my last partner left me in the lurch I dont want to do the same again. I have no reason to beleive my new partner will do this to me, nor do i want to break any laws ie benefit fraud. I never became a parent for a free ride, hence doing degree. BUT i wondered if anyone knew what I would get financially. Would we as a couple/family be able to apply for working tax credits and family tax credit? Would child tax be stopped and would I still be entitled to income support? Any help! thanks

[lottymadbird]

no idea but bumping for you. if you phone the income support helpline they should be able to answer all those questions. good luck, you are very, very brave (but I'm just a cynical bitter twisted single mum!!!)

[Nymphadora]

CTC is up to £50K income I think but apart from that no idea.Not sure about WTC if you both need to be working?

[allgonebellyup]

i was in exactly the same position a few years ago, i had a baby and was on income support, studying for my degree with the OU! and my new partner was earning about 25k too when we moved in together.

Basically, you WONT be able to claim income support any more but you will be able to claim both WTC and CTC, which will still be paid directly to you, as 25k isnt a really huge wage.

When we did this i was getting around £35-40 a week CTC but cant remember how much WTC, not a lot any way!
So you wont get income support though as your partner is earning too much for that.

Hope that helps

[HappyMummyOfOne]

25k will mean you will be over the threashold for WTC but you'll get basic tax credits of £40 approx a month plus family allowance.

[Tinkerbeltinsel]

you would lose the IS and get the basic ctc and child benefit, what about a student loan would you be able to get that or a part time job ?

[ADDICTEDtosayingHAAAAAAAPYxmas]

you wouldn't get working tax credits - both people have to be working at least 16 hours for that.

not sure how it works with the ou but can you get the parents allowance thing?

[Nymphadora]

student loans with OU are about £500 a year I think (going back a couple of years though)

[pukkapatch]

marry him