I've recently separated and have a one year old. I have been a SAHM and am currently receiving benefits. I used to have a relatively well paid job and would now like to return to work asap on part-time basis. The baby is still young and I wouldn't want to go back full-time.
At the moment I'm getting help towards the mortgage & council tax as well as income support and tax credits. I've calculated going back to work for 2.5 days and I would no longer get help with mortgage or council tax and I wouldn't get income support. I'd get some working tax credits but these would go towards the nursery fees. So what I'll be left with at the end of the month (after bills, nursery, tax etc) will actually be exactly the same as what I end up with now.
I want to go back to work (for my sanity) but it's a bit disheartening knowing I won't actually be gaining anything financially. I know we have a good benefits system but I can now see why some people, especially those with young children choose not to return to work.
I'm wondering if other people are in the same boat?
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Working p/t same income as on benefits?
16 replies
lillybee1 · 02/05/2015 17:36
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