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First child; baffled by tax credits etc.

(13 Posts)
PearlyWhites Fri 12-Jul-13 21:31:17

You will get up to seventy percent of childcare costs

PearlyWhites Fri 12-Jul-13 21:30:42

Yes you will count as a single mum and the child's father will have to pay maintenance which is not counted as incone.

Expectans Wed 10-Jul-13 11:42:45

PearlyWhites, he is not my partner, so I count as a single mother, is that right?

Babyroobs, what help with childcare costs will I get?

Thank you!

PearlyWhites Tue 09-Jul-13 08:35:52

It won't go off joint income though if the OP is not living with her partner she will be treated as a single mother and only her income will count.

Babyroobs Mon 08-Jul-13 17:34:21

Duelingfanjo - if your joint income is more than £27 K with one child you won't get anything unless you have childcare costs. The threshold goes up with each child - I think 2 kids is about £32k. If you get DLA for a child your tax credits are also more as you get the disability element too .

LIZS Mon 08-Jul-13 17:19:00

but if you pg by the time you claim won't it be paid as part of Universal Credit , so rules may differ

Babyroobs Mon 08-Jul-13 17:14:46

With one child the threshold for claiming tax credits is £27K, so on an income of £23 k you will get a little, although they may base it on your previous years earnings so if that was more than £27K you may get nothing. You will also get help towards chidcare costs.

no just paid into your bank.

Expectans Mon 08-Jul-13 16:51:39

Thank you for the link.

Stupid question I am sure; but what is tax credit? Does that mean I get tax paid through PAYE refunded?

DuelingFanjo Mon 08-Jul-13 16:39:31

I could never work it out so I never applied. I wonder if I could be losing out? Your combined wage is slightly more than me and my husband's.

MisselthwaiteManor Mon 08-Jul-13 16:38:01

You could get working tax credits, child tax credits, child benefit. Use the calculator to find out how much, if it says you could get over £585 (I think) of child tax credits then you'll also be able to apply for the surestart grant - £500 lump sum for your first child.

there you go dont expect to understadn them anytime soon thoug, my eldest is 10 in a couple of months and I still dont understadn.

Expectans Mon 08-Jul-13 16:32:36

I am really confused, can anyone help? Figures would be really helpful for me, so I am including them, hope this is ok.

I am currently pregnant with my first child. I am employed full-time. The father of the child is also employed full-time. We will not be together, or living together, but he will be contributing to the child.

When I go back to work, I will be earning £23,000, working 32 hours a week. He will be earning £30,000 as normal. Childcare costs will be £3,000 per term.

What, if any, 'breaks' do we get? I do not understand what tax credits etc. are blush.

Thank you!

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