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someone using my identity for credit

(6 Posts)
dazed2003 Sun 10-Mar-13 16:36:24

Hi has anyone got any advice. Just received a letter from a credit card stating I have been declined, which i didnt apply for. Spoke to them and they have very simular details for me. Checked Experian (stupidly signing up to the £15.99 membership as I have used the free trial in the past) and found a few companies have done a search on me.

Called the ones I could on a Sunday, one was a store card and were really unhelpful and couldn't tell me if I have an account or not! One of my utility bills hasn't arrived so it could be lost or someones got it.

Im so worried and broke as it is so I really don't want the extra stress. I'm also really angry that some idiot is trying to steal from me. I was thinking the police, but not sure they can do much with limited resources.

Thanks for reading.

.

dazed2003 Sun 10-Mar-13 16:42:18

I should add, never posted on here before but have read some of the boards for entertainment advice on how to bring up my child.

almostanotherday Sun 10-Mar-13 16:43:51

Call experian they have people who can help you and contact the other company's.

dazed2003 Sun 10-Mar-13 16:51:40

Hi thanks for your reply. Can they do that even if I cancel my membership? Really can't afford the £15 a month.

almostanotherday Sun 10-Mar-13 16:56:58

Cancel on the phone once they have helped you smile

dazed2003 Sun 10-Mar-13 17:02:01

True, I supposed I've already paid. Also want to see if they have applied for other credit. Hopefully they will realise my credit rating is rubbish and they can't get anything.

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