Mumsnet Talk

Only got £500 left to pay off, want to really clear it by Easter. I'm hoping transfering to another card with 0% interest on balance transfers will help.

Have you checked comparison sites like moneysupermarket?

I have Cogito, but my eyes just glazed over at the billions of different options it slightly freaked me out

look here

oh my, goingtoofast that was exactly what I needed. Thanks so much <wipes brow>

Thank you for starting this thread headfairy and to goingtofast for that brilliant link

Oops, too - changes meaning of name entirely!

Just changed to m&s which I think was 12 months interest free and no transfer fee

Glad to have helped!

Barclaycard are offering 22 months on balance transfers at the moment. Virgin money are next best with 20 months interest free.

Nationwide is very good and you get 0% on purchases for quite a while too, and Tesco seems like a good one as well

If you want to clear £500 by Easter.... i.e. in 3 months from now, you'll be paying approx £170/month. The interest you'll pay between now and April will be about £25. If you transfer the balance to a 0% card you'll be charged around 3% ... £15. Is it really worth going to the effort of transferring your balance to a new card just to save a tenner?