I have a special needs child with DP. It looks like she'll need life long care, and I'm not sure how much I'll be able to work.
I live in DPs house, it's in his name only. It has a big mortgage. four other children from previous marriage, he's going through divorce now.
I've started to realise that I have lost all my earning power, my pension now is going to be tiny, I possibly may never be able to get a mortgage on my own as I can't work much for the foreseeable future.
However, my DP has started to act a little like the house is 'his' and will be shared amongst 'all children' when he dies. No sign of marriage. He has a big mortgage as he paid for a big house for his Ex Wife.
I never used to be that mindful of money, and I contributed to this house financially for a few years before our child was born. I now feel worried that:
A) I will have little or no pension
B) I will be out on my ear with our special needs child if DP died or we broke up.
I am especially concerned that the house will be split amongst his previous children and I'll have to move out. They will get big inheritances from his Ex wife's house that we are both paying for, so I'd like to suggest that we look at my and our sons needs as being a special case here. I don't want to financially suffer and therefore have to make my child suffer. I want some security! What is the best way of doing this?
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Home in DPs name only, how do I protect myself and our child?
39 replies
Fudgeandraisins · 02/11/2016 14:55
OP posts:
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