Can they put my mortgage interest rate up now I'm married

[NoFucksImAQueen]

Took the mortgage out in 2010, Dh is not on the mortgage. We got married last year, I'm going to be overpaying starting from next month and Iv just realised I forgot to tell them I'm married now.
Am I in trouble? Can they put the interest rate up or anything like that

[titchy]

Eh? Of course not!

[titchy]

Or is he going on the mortgage? In which case they might ask you to apply for a new mortgage product.

[IhatchedaSnorlax]

The rate can only change if you change mortgage products.

[NoFucksImAQueen]

No he's not going on the mortgage, he's self employed which Iv heard is a nightmare with mortgages, plus my hours have changed since I took the mortgage out. I think we'd be worse off if we remortgaged.

Sorry if it's a stupid question but this is my first mortgage and it's a bit of a learning curve for me. I know as a married couple he now has rights to half the house should we ever separate and as such I didn't know if there was more to it than that

[DollyBarton]

No. It's nothing to do with them if you're married or not. They will want to know who is in the house as a full time resident. You may decide also to add him to the mortgage if it works in your favour.

[IhatchedaSnorlax]

Not a stupid question Op - you don't know what you don't know.

Congrats on your marriage!

[NoFucksImAQueen]

Thanks Ihatched
Every days a school day once you hit adulthood. The list of things no one thinks to tell you is endless.
Mind you I guess there's only so much your parents can fit it.

"Right guys tonight we're going to discuss puberty and property, tomorrow is motoring and mock exam practice"

[IhatchedaSnorlax]

Imagine if they did!